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Everence Trust Company Rates & Review March 2026

Everence Trust Company's 60-Month Certificate rates are at 3.55%, 48-Month Certificate rates are at 3.50%, 60-Month Certificate rates are at 3.50%, 36-Month Certificate rates are at 3.45%, 48-Month Certificate rates are at 3.45%. Everence Trust Company's savings rates are at 0.15%. Everence Trust Company's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Everence Trust Company with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026.

Everence Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Everence Trust Company? Share your experience about Everence Trust Company by leaving a review below, or read customer reviews before you decide to use Everence Trust Company.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Everence Trust Company
1110 N Main St
Goshen, IN 46528
https://www.everence.com
Member FDIC

Everence Trust Company CD Rates

Product Rate APY Term View More
60 month Certificate - 3.55% 60
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Certificate - 3.50% 48
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month Certificate - 3.50% 60
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Certificate - 3.45% 36
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Certificate - 3.45% 48
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 month Certificate - 3.40% 30
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Certificate - 3.40% 36
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Certificate - 3.35% 24
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 month Certificate - 3.35% 30
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Certificate - 3.30% 18
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Certificate - 3.30% 24
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Certificate - 3.25% 12
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Certificate - 3.25% 18
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Certificate - 3.20% 12
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Certificate - 3.20% 6
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Certificate - 3.15% 6
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Everence Trust Company Savings Rates

Product Rate APY View More
Youth savings - 5.00%
Details Qualifying balance up to $1,000.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Jubilee savings - 3.00%
Details Qualifying balance up to $1,000.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Relationship savings - 2.75%
Details Qualifications Required
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Accounts (HSA) - 0.50%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular savings and club - 0.15%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Everence Trust Company Money Market Rates

Product Rate APY View More
Indexed money market - 3.75%
Min Balance $50
Details Tier 1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Indexed money market - 2.00%
Min Balance $2,500
Details Tier 2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.80%
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.65%
Min Balance $500,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.55%
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.45%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.40%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.35%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business money market - 1.30%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Indexed money market - 1.00%
Min Balance $100,000
Details Tier 3
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Everence Trust Company Checking Rates

Product Rate APY View More
Relationship checking - 2.00%
Details Qualifications Required
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student checking Account - 2.00%
Details Qualifications Required
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Nonprofit dividend checking - 0.50%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student Checking Account - 0.15%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business dividend checking - 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Everence Trust Company Home Equity & HELOC

Product Rate Points APR Term View More
Interest only home equity line of credit - - 3.99%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 year home equity loan - - 6.49% 10
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 year home equity loan - - 6.74% 15
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 year home equity loan - - 7.24% 20
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Everence Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Everence Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Everence Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Everence Trust Company
FDIC Certificate # 57109
Address 1110 N Main St, Goshen, IN 46528  ·  Elkhart
Established 06/01/2001
FDIC Insurance Date 06/01/2001
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -1.9940%
Return on Equity (ROE) -2.6700%
Non-Performing Loans (NPL) 0.00%
Total Assets $14,531,000
Total Deposits $500,000
Equity Capital $12,670,000
Net Income $1,278,000
Headquarters Goshen
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

GgJv
★★★★★
December 17, 2025
naMT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Everence Trust Company

Is Everence Trust Company a safe place to deposit money?

Yes, Everence Trust Company is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Everence Trust Company operate?

Everence Trust Company currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Everence Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Everence Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Everence Trust Company offer online and mobile banking?

Most modern institutions like Everence Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.everence.com.

Current Everence Trust Company Rates

  • 12-Month CD3.20%
  • 18-Month CD3.25%
  • 24-Month CD3.30%
  • 36-Month CD3.40%
  • 48-Month CD3.45%
  • 60-Month CD3.50%
  • Savings0.15%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.