Bank of Botetourt CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 1.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.75% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.18%. Credit Card rates are at 16.25%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Bank of Botetourt's 60-Month CD rates are at 1.00%, 48-Month CD rates are at 0.90%, 36-Month CD rates are at 0.75%, 24-Month CD rates are at 0.65%, 18-Month CD rates are at 0.55%. Bank of Botetourt's savings rates are at 0.15%. Bank of Botetourt's money market rates are at 0.15%.

Bank of Botetourt

To see how these rates compare to Bank of Botetourt CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Botetourt, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Botetourt CD rates. You can also compare Bank of Botetourt savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Botetourt money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Botetourt? Share your experience about Bank of Botetourt by leaving a review below, or read customer reviews before you decide to use Bank of Botetourt.

Bank of Botetourt Texas Ratio

Bank of Botetourt's Texas Ratio is at 2.01%, which is considered excellent. The Texas Ratio for Bank of Botetourt is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Botetourt is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
0.55%
24-Month CD
0.65%
36-Month CD
0.75%
48-Month CD
0.90%
60-Month CD
1.00%
Savings
0.15%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Botetourt CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
Bank of Botetourt
Bank of Botetourt
36-Month CD
0.75%
$500
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
Bank of Botetourt
Bank of Botetourt
18-Month CD
0.55%
$500
Bank of Botetourt
Bank of Botetourt
12-Month CD
0.50%
$500
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
Bank of Botetourt
Bank of Botetourt
Personal Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Botetourt Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Port City Bank
First Port City Bank
Interest Checking
4.00%
$0
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Savings
4.00%
$100
Abbey Credit Union
Abbey Credit Union
12-Month CD
3.90%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
24-Month CD
3.82%
$1,000
VirtualBank
VirtualBank
24-Month CD
3.77%
$0
Cornhusker Bank
Cornhusker Bank
18-Month CD
3.68%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
48-Month CD
3.50%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.40%
$1,000
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
Horicon Bank
Horicon Bank
24-Month CD
3.28%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
60-Month CD
3.25%
$1,000
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
Harvest Bank
Harvest Bank
12-Month CD
3.20%
$1,000
First Nebraska Bank
First Nebraska Bank
6-Month CD
3.14%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD
3.10%
$1,000
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
3.03%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
48-Month CD
3.00%
$500
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
Machias Savings Bank
Machias Savings Bank
36-Month CD
2.70%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
24-Month CD
2.70%
$0
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
BankGloucester
BankGloucester
48-Month CD
2.25%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
36-Month CD
2.17%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
12-Month CD
2.12%
$1,000
State Bank of Industry
State Bank of Industry
18-Month CD
2.02%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
Maine Community Bank
Maine Community Bank
36-Month CD
2.00%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
48-Month CD
2.00%
$1,000
Bank 21
Bank 21
Money Market
1.75%
$1,000
Osgood Bank
Osgood Bank
30-Month CD
1.51%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Planters Bank & Trust Company
Planters Bank & Trust Company
High Yield Money Market
1.25%
$25,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
24-Month CD
1.10%
$500
Fulton Bank
Fulton Bank
30-Month CD
1.01%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
First State Bank of Beecher City
First State Bank of Beecher City
Savings
0.60%
$100
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
Minster Bank
Minster Bank
Money Market Advantage
0.60%
$10,000
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
Superior National Bank
Superior National Bank
Business Savings
0.05%
$100
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 7, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Botetourt Information

Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Botetourt
Established Date: 09/27/1899
FDIC Certificate #: 6137
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Bank of Botetourt FDIC Insured? Yes
What is Bank of Botetourt's Cert number? 6137
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Botetourt Financials

Total Assets:
$802,227,000
Total Deposits:
$701,400,000
Equity Capital:
$76,169,000
Domestic Deposits:
$701,400,000
Net Income:
$1,828,000
Return on Assets:
1.1643%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1544%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
12.3000%
Quarterly Return on Equity:
9.6900%
Leverage Tier 1 (Core Capital) Ratio:
10.5115%
Total Interest Income (YTD):
4.8052%
 
 
Headquarters:
Buchanan
FDIC Field Office:
Richmond
Regulator:
FDIC
County:
Botetourt
# of Offices:
13
Metropolitan Statistical Area (MSA):
Roanoke, VA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

GMAC Bank is offering a promotional 12 month certificate of deposit rate of 2.91% with an annual percentage yield of  2.95%. This CD rate is well above the national average for a 12 month CD.  The minimum opening deposit is $500. 

Average 30 year mortgage rates hit a new low in 2016 as a result of the Brexit vote to leave the European Union. 30 year mortgage rates today are averaging 3.48 percent, a sharp decline from last week's average rate of 3.73 percent. 30 year mortgage rates are only 17 basis points above the all-time low of 3.31 percent set in late 2012.

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