Bank of Botetourt CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 0.20% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 15.40%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates. Bank of Botetourt's 60-Month CD rates are at 1.00%, 48-Month CD rates are at 0.90%, 36-Month CD rates are at 0.75%, 24-Month CD rates are at 0.65%, 18-Month CD rates are at 0.55%. Bank of Botetourt's savings rates are at 0.15%. Bank of Botetourt's money market rates are at 0.15%.

Bank of Botetourt

To see how these rates compare to Bank of Botetourt CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Botetourt, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Botetourt CD rates. You can also compare Bank of Botetourt savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Botetourt money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Botetourt? Share your experience about Bank of Botetourt by leaving a review below, or read customer reviews before you decide to use Bank of Botetourt.

Bank of Botetourt Texas Ratio

Bank of Botetourt's Texas Ratio is at 2.01%, which is considered excellent. The Texas Ratio for Bank of Botetourt is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Botetourt is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
0.55%
24-Month CD
0.65%
36-Month CD
0.75%
48-Month CD
0.90%
60-Month CD
1.00%
Savings
0.15%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Botetourt CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
Bank of Botetourt
Bank of Botetourt
36-Month CD
0.75%
$500
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
Bank of Botetourt
Bank of Botetourt
18-Month CD
0.55%
$500
Bank of Botetourt
Bank of Botetourt
12-Month CD
0.50%
$500
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
Bank of Botetourt
Bank of Botetourt
Personal Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Botetourt Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
12-Month CD
4.00%
$500
North Shore Bank Co-op
12-Month CD
4.00%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD (Jumbo)
3.97%
$100,000
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Everence Trust Company
Everence Trust Company
12-Month CD
3.70%
$500
Bristol County Savings Bank
Bristol County Savings Bank
36-Month CD
3.56%
$1,000
Phelps County Bank
Phelps County Bank
36-Month CD
3.49%
$1,000
PSB of Plainview
PSB of Plainview
36-Month CD
3.44%
$10,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings
3.40%
$5,000
Pineries Bank
Pineries Bank
60-Month CD
3.20%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
6-Month CD
3.20%
$500
1st Community Credit Union
1st Community Credit Union
24-Month CD
3.15%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
18-Month CD
3.04%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
36-Month CD
3.03%
$500
Gate City Bank
Gate City Bank
48-Month CD
3.00%
$1,000
Eclipse Bank
Eclipse Bank
24-Month CD
3.00%
$1,000
ACFCU
ACFCU
60-Month CD
2.75%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
Kaw Valley Bank
Kaw Valley Bank
18-Month CD
2.53%
$500
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.52%
$1,000
Logansport Savings Bank
Logansport Savings Bank
18-Month CD
2.27%
$1,000
Fayetteville Bank
Fayetteville Bank
36-Month CD
2.25%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
48-Month CD
2.02%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
24-Month CD
1.95%
$1,000
Highland Bank
Highland Bank
24-Month CD
1.45%
$100
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Rewards Checking
1.10%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
Money Market
1.00%
$2,500
United Orient Bank
United Orient Bank
12-Month CD
1.00%
$500
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
CNB Hugoton, KS
CNB Hugoton, KS
Money Market
0.65%
$2,500
CSB Norwood Young America
CSB Norwood Young America
Passbook Savings
0.60%
$0
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
Investment Savings Bank
Investment Savings Bank
48-Month CD
0.50%
$500
PS Bank
PS Bank
24-Month CD
0.50%
$500
WCB West Central Bank
WCB West Central Bank
Savings
0.40%
$100
Tompkins Community Bank
Tompkins Community Bank
24-Month CD
0.35%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Regular Savings
0.30%
$5
Home Loan State Bank
Home Loan State Bank
Savings
0.25%
$100
Unity Bank
Unity Bank
36-Month CD
0.25%
$1,000
Bank of 1889
Bank of 1889
Money Market
0.25%
$1,000
BankWest Of Kansas
BankWest Of Kansas
3-Month CD
0.20%
$0
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
Academic Employees Credit Union
Academic Employees Credit Union
6-Month CD
0.10%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
Checking Plus
0.10%
$1
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Ohio State Bank
Ohio State Bank
Money Market
0.01%
$2,500
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Botetourt Information

Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Botetourt
Established Date: 09/27/1899
FDIC Certificate #: 6137
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Bank of Botetourt FDIC Insured? Yes
What is Bank of Botetourt's Cert number? 6137
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Botetourt Financials

Total Assets:
$802,227,000
Total Deposits:
$701,400,000
Equity Capital:
$76,169,000
Domestic Deposits:
$701,400,000
Net Income:
$1,828,000
Return on Assets:
1.1643%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1544%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
12.3000%
Quarterly Return on Equity:
9.6900%
Leverage Tier 1 (Core Capital) Ratio:
10.5115%
Total Interest Income (YTD):
4.8052%
 
 
Headquarters:
Buchanan
FDIC Field Office:
Richmond
Regulator:
FDIC
County:
Botetourt
# of Offices:
13
Metropolitan Statistical Area (MSA):
Roanoke, VA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Metropolitan National Bank is offering a $200 bonus for opening a free checking account. To qualify for this promotional checking account and bonus you do have to sign up for direct deposit of either a payroll check, government benefit or pension disbursement. The direct deposit has to be in place for six months. There is no minimum deposit to open the checking account. The $200 bonus will be credited to our account 30 days after the first full direct deposit is made.
Below is a list of the highest savings rates and money market account rates on 4-24-2013.
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