First National Bank of Shiner CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.75%, 6-month CD rates at 3.53% and 3-month CD rates at 0.75%. Current savings rates are at 4.75% and money market rates are at 3.85%. Mortgage rates today on 30-year fixed loans are around 5.90%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. First National Bank of Shiner's 12-Month CD rates are at 3.55%, 60-Month CD rates are at 1.11%, 48-Month CD rates are at 1.11%, 36-Month CD rates are at 1.11%, 24-Month CD rates are at 1.11%. First National Bank of Shiner's savings rates are at 0.43%. First National Bank of Shiner's money market rates are at 0.40%.

First National Bank of Shiner

To see how these rates compare to First National Bank of Shiner CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Shiner, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Shiner CD rates. You can also compare First National Bank of Shiner savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Shiner money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Shiner? Share your experience about First National Bank of Shiner by leaving a review below, or read customer reviews before you decide to use First National Bank of Shiner.

First National Bank of Shiner Texas Ratio

First National Bank of Shiner's Texas Ratio is at -0.07%, which is considered excellent. The Texas Ratio for First National Bank of Shiner is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Shiner is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.55%
18-Month CD
1.06%
24-Month CD
1.11%
36-Month CD
1.11%
48-Month CD
1.11%
60-Month CD
1.11%
Savings
0.43%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Shiner
103 W 7th St
Shiner, TX 77984
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank of Shiner CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Shiner
First National Bank of Shiner
12-Month CD
3.55%
$1,000
First National Bank of Shiner
First National Bank of Shiner
24-Month CD
1.11%
$1,000
First National Bank of Shiner
First National Bank of Shiner
36-Month CD
1.11%
$1,000
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
1.11%
$1,000
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
1.11%
$1,000
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
1.06%
$1,000
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
First National Bank of Shiner
First National Bank of Shiner
Money Market
0.40%
$250,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Shiner Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Kanza Bank
Kanza Bank
7-Month CD (special)
5.00%
$1,000
EverBank
EverBank
9-Month CD
4.95%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.90%
$1,000
Twin River Bank
Twin River Bank
18-Month CD
4.58%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
4.55%
$100,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
12-Month CD
4.51%
$500
Institution for Savings
Institution for Savings
Sapphire Money Market
4.50%
$2,000,000
Meridian Bank
Meridian Bank
6-Month CD
4.50%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
4.30%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
4.21%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
24-Month CD
4.04%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings
4.00%
$5,000
Finance Factors
Finance Factors
12-Month CD (eCD)
4.00%
$1,000
F&M Union Bank
48-Month CD
3.99%
$100
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
30-Month CD
3.80%
$500
Vio Bank
Vio Bank
24-Month CD
3.75%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
60-Month CD
3.55%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
30-Month CD
3.37%
$500
Mound City Bank
Mound City Bank
Money Market (IntraFi)
3.25%
$5,000,000
First State Bank of Harvey
First State Bank of Harvey
18-Month CD
3.14%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
24-Month CD
3.00%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
24-Month CD
3.00%
$500
The Bank of Protection
The Bank of Protection
36-Month CD
2.87%
$500
Axiom Bank
Axiom Bank
18-Month CD
2.50%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
36-Month CD
2.50%
$500
Henderson State Bank
Henderson State Bank
12-Month CD
2.30%
$500
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Park Bank
Park Bank
48-Month CD
2.11%
$2,500
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
2.02%
$500
Maries County Bank
Maries County Bank
48-Month CD
2.02%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
60-Month CD
1.51%
$100
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
The Peoples Community Bank
The Peoples Community Bank
30-Month CD
1.40%
$500
The Peoples Community Bank
The Peoples Community Bank
24-Month CD
1.35%
$500
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
Merchants State Bank
Merchants State Bank
Savings
0.65%
$10
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Collins State Bank
Collins State Bank
Rewards Checking
0.50%
$100
Washington Financial Bank
Washington Financial Bank
48-Month CD
0.45%
$50
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
Statement Savings
0.20%
$10
WCF Financial Bank
WCF Financial Bank
Traditional Savings
0.20%
$50
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
18-Month CD
0.15%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
Golden Money Market
0.07%
$1,000
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Shiner Information

First National Bank of Shiner
103 W 7th St
Shiner, TX 77984
Lavaca
Established Date: 11/19/1900
FDIC Certificate #: 5529
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDUSTRY BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is First National Bank of Shiner FDIC Insured? Yes
What is First National Bank of Shiner's Cert number? 5529
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Shiner Financials

Total Assets:
$902,325,000
Total Deposits:
$867,636,000
Equity Capital:
$-35,592,000
Domestic Deposits:
$867,636,000
Net Income:
$34,000
Return on Assets:
0.4471%
Quarterly Return on Assets:
0.0200%
Pretax Return on Assets:
0.0150%
Pretax Quarterly Return on Assets:
0.0200%
Return on Equity:
0.0000%
Quarterly Return on Equity:
0.0000%
Common Equity Tier 1 Capital Ratio:
30.4118%
Tier 1 Risk-Based Capital Ratio:
30.4118%
Leverage Tier 1 (Core Capital) Ratio:
11.1126%
Total Risk-Based Capital Ratio (YTD):
31.2448%
Total Interest Income (YTD):
4.0392%
 
 
Headquarters:
Shiner
FDIC Field Office:
Austin
Regulator:
OCC
County:
Lavaca
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD rates are stable this week as equity markets and commodity markets move lower on concerns of slower growth. Average 1 year bank CD rates are at 0.60%, down from last week's average 1 year CD rate of 0.63 percent. The best CD rates on in our 1 year certificates of deposit remain unchanged this week. The best rates in database are from GE Capital Retail Bank at 1.04 percent with an APY of 1.05 percent.

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