Unison Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Unison Bank Deposit Rates
Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 4.00% and 3-month CD rates at 0.15%. Current savings rates are at 0.75% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.30%. Credit Card rates are at 17.75%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates. Unison Bank's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.26%, 24-Month CD rates are at 2.75%, 48-Month CD rates are at 2.50%. Unison Bank's savings rates are at 0.03%.

Unison Bank

To see how these rates compare to Unison Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Unison Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Unison Bank CD rates. You can also compare Unison Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Unison Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Bank? Share your experience about Unison Bank by leaving a review below, or read customer reviews before you decide to use Unison Bank.

Unison Bank Texas Ratio

Unison Bank's Texas Ratio is at 7.51%, which is considered excellent. The Texas Ratio for Unison Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Unison Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.26%
24-Month CD
2.75%
36-Month CD
2.50%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
0.03%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Unison Bank
401 1st Ave S
Jamestown, ND 58401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Unison Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
6-Month CD
4.04%
$2,500
Unison Bank
Unison Bank
12-Month CD
3.75%
$2,500
Unison Bank
Unison Bank
18-Month CD
3.26%
$2,500
Unison Bank
Unison Bank
24-Month CD
2.75%
$2,500
Unison Bank
Unison Bank
60-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
48-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
36-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
30-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Unison Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ultima Bank Minnesota
Ultima Bank Minnesota
Smart Savings
5.10%
$0
Morgan Stanley
Morgan Stanley
3-Month CD
4.21%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
12-Month CD
4.10%
$1,000
Metz Banking Company
Metz Banking Company
12-Month CD
4.08%
$1,000
Raymond James
48-Month CD
3.95%
$1,000
Raymond James
24-Month CD
3.90%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
3.89%
$500
Second Federal S&L
Second Federal S&L
24-Month CD
3.75%
$500
Bellevue State Bank
Bellevue State Bank
18-Month CD
3.70%
$5,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.56%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
3.55%
$500
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.50%
$1,000
Madison County Bank
Madison County Bank
60-Month CD
3.40%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
Bar Harbor SLA
Bar Harbor SLA
48-Month CD
2.73%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
36-Month CD
2.61%
$500
Rosedale FSL
Rosedale FSL
48-Month CD
2.55%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
Milton Savings Bank
Milton Savings Bank
48-Month CD
2.20%
$500
Park Bank
Park Bank
48-Month CD
2.11%
$2,500
Bonanza Valley State Bank
Bonanza Valley State Bank
Money Market
2.10%
$250,000
Evergreen Federal Bank
Evergreen Federal Bank
18-Month CD
2.00%
$1,000
Midland Community Bank
Midland Community Bank
48-Month CD
1.11%
$1,000
Bank of Stronghurst
Bank of Stronghurst
18-Month CD
1.05%
$500
The Bank of Protection
The Bank of Protection
Regular Savings
1.01%
$50
Bank of Prague
Bank of Prague
NOW Checking
1.00%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
6-Month CD
0.75%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
36-Month CD
0.65%
$1,000
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Money Market
0.65%
$2,500
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$0
St. Ansgar State Bank
St. Ansgar State Bank
Savings
0.50%
$0
Hancock County SB
Hancock County SB
12-Month CD
0.50%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
24-Month CD
0.45%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$1,000
Jones Bank
Jones Bank
Money Market Plus
0.30%
$1,000
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
48-Month CD
0.20%
$500
Portage Community Bank
Portage Community Bank
Community Statement Savings
0.20%
$0
State Bank & Trust Company
State Bank & Trust Company
Money Market
0.15%
$0
Harleysville Bank
Harleysville Bank
Money Market Plus
0.10%
$10,000
Massena Savings and Loan
Massena Savings and Loan
Savings
0.10%
$1
Skyone Federal Credit Union
Skyone Federal Credit Union
Money Market
0.10%
$2,500
Acme Continental Credit Union
Acme Continental Credit Union
Savings
0.10%
$100
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
William Penn Bank
William Penn Bank
Interest Checking
0.03%
$100
The Citizens Bank of Georgia
The Citizens Bank of Georgia
60-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Unison Bank Information

Unison Bank
401 1st Ave S
Jamestown, ND 58401
Stutsman
Established Date: 03/15/1965
FDIC Certificate #: 19396
Date of FDIC Deposit Insurance: 03/15/1965
Bank Holding Company: MCINTOSH CNTY BK HOLDING
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Unison Bank FDIC Insured? Yes
What is Unison Bank's Cert number? 19396
What is the maximum amount for insured deposits? $250,000 per holder, per account

Unison Bank Financials

Total Assets:
$587,584,000
Total Deposits:
$495,813,000
Equity Capital:
$35,831,000
Domestic Deposits:
$495,813,000
Net Income:
$883,000
Return on Assets:
1.1346%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.7111%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
19.1600%
Quarterly Return on Equity:
9.6200%
Common Equity Tier 1 Capital Ratio:
11.3983%
Tier 1 Risk-Based Capital Ratio:
11.3983%
Leverage Tier 1 (Core Capital) Ratio:
8.7551%
Total Risk-Based Capital Ratio (YTD):
12.6522%
Total Interest Income (YTD):
5.0623%
 
 
Headquarters:
Jamestown
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Stutsman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

NBKC Bank Mortgage RatesNBKC Bank mortgage rates are currently some of the lowest mortgage rates available today. 30-year mortgage rates today from NBKC Bank are currently at 3.25 percent with 1.75 mortgage points. 30-year mortgage rates from NBKC Bank with 1.25 points are also very low at 3.375 percent. Other 30-year mortgage rate and point combinations from NBKC Bank include a 30-year rate of 3.50 percent with 0.625 points. Instead of paying points up front, you can receive cash back if you're willing to get a higher mortgage rate. Today's 30 year mortgage rates with minus 0.625 points are at 3.75 percent and 30 year rates with minus 1.25 points are at 3.875 percent. To get the best deal on a home loan, compare other bank's mortgage rates with NBKC Bank mortgage rates.
This past week the Federal Open Market Committee (FOMC) decided to keep the Fed funds rate in a target range of zero percent to one quarter percent past the end of 2014, until the middle of 2015. This means that these ultra low savings rates will remain low for at least another three years and probably longer. Right now the best savings rates are just above 1.00 percent while average savings rates are less than 0.10 percent.
Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.

Bank or Credit Union Offers and Deals

Interest Rates are Stable as Fed Drops Asset Buys to $45 Billion a Month
First Jersey Credit Union CD Rates & IRA CD Rates
Mortgage Rates Move Higher as Treasury Yields Increase
Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits
Record Low Mortgage Rates Should Be Even Lower Analysts Say
Higher Mortgage Rates Hurt Buyers
EverBank 2 Year Jumbo CD Rates now at 1.21%
Citizens Trust Bank 3 Month CD Rates now at 0.03%
Five Star Bank CD Rates
Mortgage Rates Mixed: 30 Year Mortgage Rates Lower, 15 Year Mortgage Rates Higher

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Near All Time Low
My Savings Direct Savings Rates now at 1.00%
CD Rates: 1 Year Bank CD Rates 2012
Mortgage Rates: Current Mortgage Rates Back Above 5.00%
Mount McKinley Bank 9 Month CD Rates now at 0.12%
Mortgage Rates from Asheville Savings Bank
Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%
Mortgage Rate Lock Expiring Because You Can't Find a Home to Buy?
Certificate of Deposit Ladder
Bank5 Connect CD Rates: 5.50% APY 6-Month CD Account, 5.25% 15-Month CD (Entire USA)

Unison Bank Reviews

There are no reviews for Unison Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Unison Bank
Your Name:
Your Rating:

See how Unison Bank Compares to other banks