Unison Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.18%, 6-month CD rates at 3.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 7.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. Unison Bank's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 3.50%, 18-Month CD rates are at 3.01%, 24-Month CD rates are at 2.50%, 60-Month CD rates are at 2.00%. Unison Bank's savings rates are at 1.00%.

Unison Bank

To see how these rates compare to Unison Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Unison Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Unison Bank CD rates. You can also compare Unison Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Unison Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Bank? Share your experience about Unison Bank by leaving a review below, or read customer reviews before you decide to use Unison Bank.

Unison Bank Texas Ratio

Unison Bank's Texas Ratio is at 7.51%, which is considered excellent. The Texas Ratio for Unison Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Unison Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.01%
24-Month CD
2.50%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
1.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Unison Bank
401 1st Ave S
Jamestown, ND 58401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Unison Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
6-Month CD
4.04%
$2,500
Unison Bank
Unison Bank
12-Month CD
3.50%
$2,500
Unison Bank
Unison Bank
18-Month CD
3.01%
$2,500
Unison Bank
Unison Bank
24-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
60-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
48-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
30-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
Savings
1.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Unison Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Checking
5.00%
$0
Oxford Bank
Oxford Bank
Kasasa Checking
4.85%
$0
LendingClub
LendingClub
LevelUp Savings
4.50%
$100
Fidelity
Fidelity
9-Month CD
4.25%
$1,000
First Southwest Bank
First Southwest Bank
3-Month CD
4.25%
$1,000
Global Bank
Global Bank
18-Month CD
4.15%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Evergreen Rewards Checking
4.00%
$0
Kish Bank
Kish Bank
24-Month CD
3.77%
$2,000
LendingClub
LendingClub
12-Month CD
3.75%
$2,500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
Nebraska Bank
Nebraska Bank
60-Month CD
3.50%
$500
Centier Bank
Centier Bank
18-Month CD
3.50%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Cape Ann Savings Bank
Cape Ann Savings Bank
18-Month CD
3.30%
$500
New Tripoli Bank
New Tripoli Bank
18-Month CD
3.06%
$500
FNB Of Nokomis
FNB Of Nokomis
Rewards Checking
3.05%
$1
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
3.00%
$5,000
Tipton Latham Bank
Tipton Latham Bank
12-Month CD
3.00%
$500
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
Empire State Bank
Empire State Bank
30-Month CD
3.00%
$1,000
Superior National Bank
Superior National Bank
18-Month CD
3.00%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
36-Month CD
2.88%
$1,000
American State Bank (TX)
American State Bank (TX)
18-Month CD
2.85%
$1,000
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
First National Bank in Ord
First National Bank in Ord
Money Market
2.02%
$100,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
48-Month CD
1.75%
$2,000
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Premium Gold Money Market
1.42%
$100,000
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Glen Burnie MSB
36-Month CD
1.26%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
24-Month CD
1.25%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
NOW Checking
0.75%
$400
National Bank of Coxsackie
National Bank of Coxsackie
48-Month CD
0.55%
$500
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
Connection Bank
Connection Bank
12-Month CD
0.45%
$1,000
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Greenville National Bank
Greenville National Bank
30-Month CD
0.25%
$1,000
Global Bank
Global Bank
Savings
0.20%
$1
QNB Bank
QNB Bank
3-Month CD
0.20%
$500
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Simply Savings
0.03%
$50
William Penn Bank
William Penn Bank
Interest Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Unison Bank Information

Unison Bank
401 1st Ave S
Jamestown, ND 58401
Stutsman
Established Date: 03/15/1965
FDIC Certificate #: 19396
Date of FDIC Deposit Insurance: 03/15/1965
Bank Holding Company: MCINTOSH CNTY BK HOLDING
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Unison Bank FDIC Insured? Yes
What is Unison Bank's Cert number? 19396
What is the maximum amount for insured deposits? $250,000 per holder, per account

Unison Bank Financials

Total Assets:
$587,584,000
Total Deposits:
$495,813,000
Equity Capital:
$35,831,000
Domestic Deposits:
$495,813,000
Net Income:
$883,000
Return on Assets:
1.1346%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.7111%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
19.1600%
Quarterly Return on Equity:
9.6200%
Common Equity Tier 1 Capital Ratio:
11.3983%
Tier 1 Risk-Based Capital Ratio:
11.3983%
Leverage Tier 1 (Core Capital) Ratio:
8.7551%
Total Risk-Based Capital Ratio (YTD):
12.6522%
Total Interest Income (YTD):
5.0623%
 
 
Headquarters:
Jamestown
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Stutsman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average 15 year mortgage rates today are lower, following 10 year U.S. Treasury yields lower. Mortgage rates have fallen in 2014, just the opposite of what was expected to happen. When the Federal Reserve embarked on slowing their monthly buys of mortgage-backed securities (MBS) and long term U.S. Treasuries, interest rates were expected to move higher.
Low mortgage rates won't help refinance demand in 2012 according to the Mortgage Bankers Association. Although 30 year mortgage rates are expected to remain under 4.50% throughout 2012 high unemployment and a weak economy will sap demand for refinancing mortgage loans. Current 30 year mortgage rates are averaging 4.21%, an increase from an average 30 year mortgage rate of 4.16%. 15 year mortgage rates today are also higher averaging 3.49%, up from an average 15 year mortgage rate of 3.43% yesterday.
mortgage-rates-up-mortgage-applications-down-mbaMortgage rates jumped up late last week when better unemployment numbers were released last Friday. As a result of the higher current mortgage rates applications for home loans decreased. Mortgage refinances also decreased this past week according to the Mortgage Brokers Association.

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