Unison Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 4.00% and 3-month CD rates at 0.15%. Current savings rates are at 0.75% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.30%. Credit Card rates are at 17.75%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates. Unison Bank's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.26%, 24-Month CD rates are at 2.75%, 48-Month CD rates are at 2.50%. Unison Bank's savings rates are at 0.03%.
To see how these rates compare to Unison Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Unison Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Unison Bank CD rates. You can also compare Unison Bank savings rates, MMA rates and mortgage rates using our other rate lists. Unison Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Bank? Share your experience about Unison Bank by leaving a review below, or read customer reviews before you decide to use Unison Bank. Unison Bank Texas Ratio Unison Bank's Texas Ratio is at 7.51%, which is considered excellent. The Texas Ratio for Unison Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Unison Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Unison Bank CD Rates and Interest Rates
Unison Bank
6-Month CD
4.04%
$2,500
Unison Bank
12-Month CD
3.75%
$2,500
Unison Bank
18-Month CD
3.26%
$2,500
Unison Bank
24-Month CD
2.75%
$2,500
Unison Bank
60-Month CD
2.50%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Unison Bank Rates with Other Competitive Bank and Credit Union Rates
Ultima Bank Minnesota
Smart Savings
5.10%
$0
Morgan Stanley
3-Month CD
4.21%
$1,000
North Dallas Bank & Trust (NDBT)
12-Month CD
4.10%
$1,000
Metz Banking Company
12-Month CD
4.08%
$1,000
Raymond James
48-Month CD
3.95%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 10, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Unison Bank InformationUnison Bank
401 1st Ave SJamestown, ND 58401 Stutsman Established Date: 03/15/1965 FDIC Certificate #: 19396 Date of FDIC Deposit Insurance: 03/15/1965 Bank Holding Company: MCINTOSH CNTY BK HOLDING How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.unisonbank.com
Is Unison Bank FDIC Insured? Yes
What is Unison Bank's Cert number? 19396
What is the maximum amount for insured deposits? $250,000 per holder, per account
Unison Bank FinancialsTotal Assets:
$587,584,000
Total Deposits:
$495,813,000
Equity Capital:
$35,831,000
Domestic Deposits:
$495,813,000
Net Income:
$883,000
Return on Assets:
1.1346%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.7111%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
19.1600%
Quarterly Return on Equity:
9.6200%
Common Equity Tier 1 Capital Ratio:
11.3983%
Tier 1 Risk-Based Capital Ratio:
11.3983%
Leverage Tier 1 (Core Capital) Ratio:
8.7551%
Total Risk-Based Capital Ratio (YTD):
12.6522%
Total Interest Income (YTD):
5.0623%
Headquarters:
Jamestown
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Stutsman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThis past week the Federal Open Market Committee (FOMC) decided to keep the Fed funds rate in a target range of zero percent to one quarter percent past the end of 2014, until the middle of 2015. This means that these ultra low savings rates will remain low for at least another three years and probably longer. Right now the best savings rates are just above 1.00 percent while average savings rates are less than 0.10 percent.
Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.
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