Unison Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.60%, 6-month CD rates at 0.10% and 3-month CD rates at 4.00%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.91%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. Unison Bank's 6-Month CD rates are at 5.06%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 3.51%, 24-Month CD rates are at 2.50%, 48-Month CD rates are at 2.00%. Unison Bank's savings rates are at 1.00%.

Unison Bank

To see how these rates compare to Unison Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Unison Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Unison Bank CD rates. You can also compare Unison Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Unison Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Bank? Share your experience about Unison Bank by leaving a review below, or read customer reviews before you decide to use Unison Bank.

Unison Bank Texas Ratio

Unison Bank's Texas Ratio is at 4.28%, which is considered excellent. The Texas Ratio for Unison Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Unison Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
3.51%
24-Month CD
2.50%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
1.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Unison Bank
401 1st Ave S
Jamestown, ND 58401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Unison Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
6-Month CD
5.06%
$2,500
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
Unison Bank
Unison Bank
18-Month CD
3.51%
$2,500
Unison Bank
Unison Bank
24-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
60-Month CD Uniflex
2.00%
$2,500
Unison Bank
Unison Bank
48-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
30-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
Unison Unisaver Savings
1.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Unison Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
First Step (Youth) Savings <-$500
7.00%
$0
Walpole Co-operative Bank
Walpole Co-operative Bank
11-Month CD special
5.00%
$1,000
La Salle State Bank
La Salle State Bank
15-Month CD special
4.61%
$10,000
Bank of Clovis
Bank of Clovis
60-Month CD
4.33%
$5,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
13-Month CD Smart Rate CD
4.25%
$10,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.10%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
36-Month CD
4.10%
$500
The Clay City Banking Co.
The Clay City Banking Co.
3-Month CD
4.06%
$1,000
Portage Community Bank
Portage Community Bank
12-Month CD
4.05%
$1,000
CorTrust Bank
CorTrust Bank
18-Month CD
4.00%
$500
Financial Partners CU
Financial Partners CU
18-Month CD
3.65%
$1,000
FSB of Randolph County
FSB of Randolph County
18-Month CD
3.25%
$500
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
3.05%
$2,500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Fifth District Savings Bank
Fifth District Savings Bank
18-Month CD
3.00%
$1,000
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
Laona State Bank
Laona State Bank
36-Month CD
2.78%
$500
City National B&T Co. of Lawton, OK
60-Month CD
2.75%
$500
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
Clarion County Community Bank
Clarion County Community Bank
60-Month CD
2.50%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market Tier 4
2.50%
$200,000
Lake City Federal Bank
Lake City Federal Bank
36-Month CD
2.47%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Business Money Market
2.43%
$1,000,000
FNB of Dennison
60-Month CD
2.27%
$1,000
Connex Credit Union
Connex Credit Union
24-Month CD
2.20%
$500
Delaware NB of Delhi
Delaware NB of Delhi
24-Month CD
2.12%
$100
Fairview State Banking Company
Fairview State Banking Company
18-Month CD
2.12%
$2,500
Heritage Bank Wood River, NE
36-Month CD
2.02%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
2.02%
$500
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
Longview Bank
Longview Bank
48-Month CD
2.00%
$500
Mvsb
12-Month CD
2.00%
$500
Bank of Prague
Bank of Prague
Savings Account
1.50%
$0
First Port City Bank
First Port City Bank
Kasasa Saver Savings Account <-$50K
1.50%
$100
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
FNB Of Nokomis
FNB Of Nokomis
48-Month CD
1.15%
$1,000
Kendall Bank
Kendall Bank
Regular Savings Account
1.00%
$100
Fairfield County Bank
Fairfield County Bank
48-Month CD
1.00%
$2,500
SSB State Street Bank
SSB State Street Bank
18-Month CD
0.90%
$1,000
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.55%
$1,000
Craft Bank
Craft Bank
Business Savings Account
0.50%
$100
Highland Bank
Highland Bank
Savings Account
0.45%
$200
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Savings Account
0.40%
$100
New Haven Bank
New Haven Bank
60-Month CD
0.30%
$500
Partners Bank of New England
12-Month CD
0.30%
$500
FSB Holton, KS
FSB Holton, KS
Money Market Deposit Account
0.25%
$2,500
Mid-Missouri Bank
Mid-Missouri Bank
Money Market
0.20%
$0
5 Star Bank
5 Star Bank
Money Market
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Unison Bank Information

Unison Bank
401 1st Ave S
Jamestown, ND 58401
Stutsman
Established Date: 03/15/1965
FDIC Certificate #: 19396
Date of FDIC Deposit Insurance: 03/15/1965
Bank Holding Company: MCINTOSH CNTY BK HOLDING
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Unison Bank FDIC Insured? Yes
What is Unison Bank's Cert number? 19396
What is the maximum amount for insured deposits? $250,000 per holder, per account

Unison Bank Financials

Total Assets:
$547,344,000
Total Deposits:
$475,960,000
Equity Capital:
$33,124,000
Domestic Deposits:
$475,960,000
Net Income:
$1,733,000
Return on Assets:
1.2205%
Quarterly Return on Assets:
1.2600%
Pretax Return on Assets:
1.5625%
Pretax Quarterly Return on Assets:
1.5600%
Return on Equity:
16.2100%
Quarterly Return on Equity:
21.0900%
Common Equity Tier 1 Capital Ratio:
11.6425%
Tier 1 Risk-Based Capital Ratio:
11.6425%
Leverage Tier 1 (Core Capital) Ratio:
8.6905%
Total Risk-Based Capital Ratio (YTD):
12.8780%
Total Interest Income (YTD):
4.2464%
 
 
Headquarters:
Jamestown
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Stutsman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Synchrony Bank has increased their 1 year rates and now the bank has the second best 1 year bank CD rate on our list. The new 1 year CD rate at Synchrony Bank is at 1.22 percent with an APY of 1.23 percent. The old rate was at 1.19 percent with an APY of 1.20 percent.

The relentless rise in mortgage rates has paused this week as average 30 year mortgage rates fell. Since Trump was elected President almost a month ago, 30 year mortgage rates have moved higher from just under 3.50 percent to a high of 4.11. This is one of the largest monthly increases in mortgage rates since the run-up in early 2013.

finding-the-best-auto-insurance-ratesFinding the best auto insurance rates available these days to insure your vehicle is a lot easier than it used to be. You can search and compare auto insurance rates from several insurance companies by using comparison shopping sites.

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