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Bank of China Rates & Review April 2026

Q: How many branches does Bank of China operate?

Bank of China currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of China does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of China provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Bank of China rates to other rates in our database, including 12-month CD rates currently at 3.85%, 6-month CD rates at 3.90% and 3-month CD rates at 3.00%. Savings rates are at 0.75% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to Bank of China rates. MonitorBankRates evaluates the financial stability of Bank of China with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/25/2026.

Bank of China money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of China? Share your experience about Bank of China by leaving a review below, or read customer reviews before you decide to use Bank of China.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Bank of China

4235 Main St
Flushing, NY 11355

https://www.boc.cn/en/

Current Rate Availability

We do not have Bank of China rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of China is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of China rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of China's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of China

FDIC Certificate # 33652

Address 4235 Main St, Flushing, NY 11355 · Queens

Website https://www.boc.cn/en/

Established 01/01/1912

FDIC Insurance Date 09/26/1985

Domestic Offices 0

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.0000%

Return on Equity (ROE) 0.0000%

Total Assets $0

Total Deposits $0

Equity Capital $0

Net Income $0

Headquarters Flushing

Total Offices 0

Source: FDIC | Last Updated

Customer Reviews

There are no reviews for Bank of China yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Bank of China

Frequently Asked Questions About Bank of China

Is Bank of China a safe place to deposit money?

Yes, Bank of China is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of China operate?

Bank of China currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of China does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of China provides members with tools to manage their accounts and build a solid financial history.

Does Bank of China offer online and mobile banking?

Most modern institutions like Bank of China provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boc.cn/en/.