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 Bank of China Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 30, 2026
Bank of China rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Bank of China, and you can see how they compare in the Bank of China rate tables below. MonitorBankRates evaluates the financial stability of Bank of China with a 1.0 Star Rating and an D Overall Health Grade. Database rates last updated and verified on 08/30/2026. Bank of China money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of China? Share your experience about Bank of China by leaving a review below, or read customer reviews before you decide to use Bank of China. 
Current Rate AvailabilityWe're not currently displaying rates for Bank of China, but our database is updated constantly — check back soon for the latest offers. Are you with Bank of China? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of China is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of China rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of China's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of China
FDIC Certificate #
33652
Address
4235 Main St,
Flushing, NY 11355 · Queens
Website
https://www.boc.cn/en/
Established
01/01/1912
FDIC Insurance Date
09/26/1985
Domestic Offices
0
Total Branches
1
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsD
Overall Health Grade
Score: 60/100
1.0
Weak
Out of 5.0 Stars
--
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0000%
Return on Equity (ROE)
0.0000%
Total Assets
$0
Total Deposits
$0
Equity Capital
$0
Net Income
$0
Headquarters
Flushing
Total Branches and Offices
0
Source: FDIC | Last Updated
Customer Reviews
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Add Your Rating and Review for Bank of China
Frequently Asked Questions About Bank of ChinaHow many branches does Bank of China operate?Bank of China currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of China does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of China provides members with tools to manage their accounts and build a solid financial history. Does Bank of China offer online and mobile banking?Most modern institutions like Bank of China provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boc.cn/en/. Compare to Other Banks
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