BankCherokee CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BankCherokeeToday's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.14% and 3-month CD rates at 2.78%. Current savings rates are at 0.30% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BankCherokee CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankCherokee, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankCherokee CD rates. You can also compare BankCherokee savings rates, MMA rates and mortgage rates using our other rate lists.

BankCherokee money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankCherokee? Share your experience about BankCherokee by leaving a review below, or read customer reviews before you decide to use BankCherokee.

BankCherokee Texas Ratio

BankCherokee's Texas Ratio is at 1.12%, which is considered excellent. The Texas Ratio for BankCherokee is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankCherokee is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankCherokee
607 Smith Ave S
Saint Paul, MN 55107
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BankCherokee Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Cleveland State Bank
Cleveland State Bank
24-Month CD
4.03%
$1,000
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
United Republic Bank
United Republic Bank
6-Month CD
4.00%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Riverside Bank of Dublin
Riverside Bank of Dublin
36-Month CD
3.60%
$500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
6-Month CD
3.50%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
60-Month CD
3.50%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
24-Month CD
3.48%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
18-Month CD
3.30%
$500
The Berkshire Bank
The Berkshire Bank
12-Month CD
3.30%
$10,000
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.25%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.02%
$2,500
Cornerstone State Bank
Cornerstone State Bank
24-Month CD (Jumbo)
3.02%
$200,000
Great Midwest Bank
Great Midwest Bank
72-Month CD
3.00%
$1,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
The Bank of Elk River
The Bank of Elk River
36-Month CD
2.63%
$200
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.60%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
2.53%
$500,000
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$0
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
2.50%
$100
Northumberland Bank
Northumberland Bank
36-Month CD
2.50%
$5,000
Brattleboro S&L
Brattleboro S&L
60-Month CD
2.25%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
60-Month CD
2.12%
$500
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
12-Month CD
1.50%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
36-Month CD
1.50%
$500
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
CFG Bank
CFG Bank
Checking Plus
1.25%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
12-Month CD
1.15%
$500
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Mid-Missouri Bank
Mid-Missouri Bank
18-Month CD
0.75%
$1,000
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
MutualOne Bank
MutualOne Bank
36-Month CD
0.55%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
The Clay City Banking Co.
The Clay City Banking Co.
Savings
0.50%
$0
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
FLC Bank
FLC Bank
24-Month CD
0.35%
$2,000
Pulaski Savings Bank
Pulaski Savings Bank
18-Month CD
0.30%
$500
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.25%
$200
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
First Federal S&L of Greensburg
First Federal S&L of Greensburg
NOW Checking
0.10%
$600
Acme Continental Credit Union
Acme Continental Credit Union
Savings
0.10%
$100
First Federal S&L of Lorain
First Federal S&L of Lorain
Insured Money Market
0.08%
$2,500
Bank of Hillsboro
Bank of Hillsboro
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BankCherokee rate data right now, check back for updates, we are adding rates all the time.

BankCherokee Information

BankCherokee
607 Smith Ave S
Saint Paul, MN 55107
Ramsey
Established Date: 01/15/1908
FDIC Certificate #: 8537
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CHEROKEE BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is BankCherokee FDIC Insured? Yes
What is BankCherokee's Cert number? 8537
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankCherokee Financials

Total Assets:
$378,900,000
Total Deposits:
$341,434,000
Equity Capital:
$25,662,000
Domestic Deposits:
$341,434,000
Net Income:
$256,000
Return on Assets:
0.3934%
Quarterly Return on Assets:
0.2700%
Pretax Return on Assets:
0.3743%
Pretax Quarterly Return on Assets:
0.3700%
Return on Equity:
6.6400%
Quarterly Return on Equity:
3.9700%
Common Equity Tier 1 Capital Ratio:
14.3298%
Tier 1 Risk-Based Capital Ratio:
14.3298%
Leverage Tier 1 (Core Capital) Ratio:
8.8777%
Total Risk-Based Capital Ratio (YTD):
15.5812%
Total Interest Income (YTD):
3.9390%
 
 
Headquarters:
Saint Paul
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Ramsey
# of Offices:
3
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates decreased in the latest mortgage survey released this morning. Fixed 30 year mortgage rates and fixed 15 year fixed mortgage rates were lower. 1 year adjustable mortgage rates bucked the downtrend and headed higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.

Average 30 year jumbo mortgage rates had the largest weekly increase so far in 2015. 30 year jumbo rates averaged  4.67 percent, up 27 basis points from last week's average rate of 4.40 percent. Despite the large increase this week, there are still many lenders quoting 30 year jumbo rates below 4.00 percent.

Bank of Internet has the highest 12 month bank CD interest rate on our list of rates in Cambridge, Massachusetts. BofI's current 12 month certificate of deposit rate is 1.40 percent with a certificate of deposit yield of 1.41 percent. of 1.04 percent. Tied for second on our list of 12 month interest rates is Discover Bank and Sallie Mae Bank. Both banks are currently offering 12 month CD interest rates at 1.29 percent with a yield of 1.30 percent.

Bank or Credit Union Offers and Deals

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