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Hancock Whitney Bank Rates & Review May 2026

Item: Hancock Whitney Bank
Rating: 5
Author: Marvin Vining

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 4, 2026

You can compare Hancock Whitney Bank rates to other rates in our database, including 12-month CD rates currently at 4.34%, 6-month CD rates at 3.40% and 3-month CD rates at 1.36%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Hancock Whitney Bank rates. MonitorBankRates evaluates the financial stability of Hancock Whitney Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.59%. Rates were last updated on 05/04/2026.

Hancock Whitney Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hancock Whitney Bank? Share your experience about Hancock Whitney Bank by leaving a review below, or read customer reviews before you decide to use Hancock Whitney Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.59%

Excellent Lower than avg

Hancock Whitney Bank

2510 14th St
Gulfport, MS 39501

https://www.hancockwhitney.com

Current Rate Availability

We do not have Hancock Whitney Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hancock Whitney Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hancock Whitney Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hancock Whitney Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hancock Whitney Bank

Bank Holding Company HANCOCK WHITNEY CORP

Address 2510 14th St, Gulfport, MS 39501 · Harrison

Website https://www.hancockwhitney.com

FDIC Certificate # 12441

Established 10/09/1899

FDIC Insurance Date 01/01/1934

Domestic Offices 184

Total Branches 184

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.59%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2870%

Return on Equity (ROE) 13.5500%

Non-Performing Loans (NPL) 0.24%

Total Assets $35,458,426,000

Total Deposits $29,554,747,000

Equity Capital $4,341,452,000

Net Income $496,683,000

Headquarters Gulfport

Total Offices 184

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Martin

★★☆☆☆

January 18, 2025

There work is not good!!!

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Marvin Vining

★★★★★

February 15, 2024

Great service where people know you by name.

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Want to discuss Hancock Whitney Bank with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★☆☆

Total Reviews

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Frequently Asked Questions About Hancock Whitney Bank

Is Hancock Whitney Bank a safe place to deposit money?

Yes, Hancock Whitney Bank is considered a safe financial institution. With a Texas Ratio of 2.5881342536703%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hancock Whitney Bank operate?

Hancock Whitney Bank currently maintains approximately 184 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hancock Whitney Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hancock Whitney Bank provides members with tools to manage their accounts and build a solid financial history.

Does Hancock Whitney Bank offer online and mobile banking?

Most modern institutions like Hancock Whitney Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hancockwhitney.com.