Hancock Whitney Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Hancock Whitney BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.15% and 3-month CD rates at 0.40%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Hancock Whitney Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Hancock Whitney Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Hancock Whitney Bank CD rates. You can also compare Hancock Whitney Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Hancock Whitney Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hancock Whitney Bank? Share your experience about Hancock Whitney Bank by leaving a review below, or read customer reviews before you decide to use Hancock Whitney Bank.

Hancock Whitney Bank Texas Ratio

Hancock Whitney Bank's Texas Ratio is at 3.51%, which is considered excellent. The Texas Ratio for Hancock Whitney Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Hancock Whitney Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Hancock Whitney Bank
2510 14th St
Gulfport, MS 39501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Hancock Whitney Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
High-Rate Jumbo Money Market
4.44%
$100,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
18-Month CD
4.08%
$100
PCSB Bank
PCSB Bank
12-Month CD
3.87%
$500
Bank of Fayette County
Bank of Fayette County
18-Month CD
3.86%
$1,000
Five Star Credit Union
Five Star Credit Union
36-Month CD
3.85%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
6-Month CD
3.85%
$1,000
FNB of Moose Lake
FNB of Moose Lake
12-Month CD
3.80%
$1,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
3.75%
$1,000
City National B&T Co. of Lawton, OK
24-Month CD
3.75%
$500
Columbia Bank
Columbia Bank
24-Month CD
3.68%
$500
Harrison County Bank
Harrison County Bank
48-Month CD
3.60%
$1,000
Metz Banking Company
Metz Banking Company
48-Month CD
3.56%
$1,000
Adrian Bank
Adrian Bank
12-Month CD
3.53%
$1,000
F&M Union Bank
48-Month CD
3.53%
$100
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.35%
$100
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
24-Month CD
3.30%
$500
Genoa Banking Company
36-Month CD
3.30%
$1,000
Grove Bank
Grove Bank
12-Month CD
3.28%
$1,000
GreenLeaf Bank
GreenLeaf Bank
18-Month CD
3.15%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
24-Month CD
3.06%
$1,000
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.05%
$1,000
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
18-Month CD
3.02%
$500
PCB Payne County Bank
PCB Payne County Bank
18-Month CD
2.90%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
Premium Online Savings
2.80%
$5
Union Federal S&L
12-Month CD
2.50%
$200
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
12-Month CD
2.50%
$1,000
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
48-Month CD
2.00%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
36-Month CD
1.50%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Savings
1.25%
$100
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.60%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
Kearny Bank
Kearny Bank
36-Month CD
0.55%
$500
Clare Bank
Clare Bank
48-Month CD
0.50%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Super NOW Checking
0.50%
$2,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
24-Month CD
0.30%
$1,000
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.25%
$2,500
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
60-Month CD
0.20%
$500
Windsor Federal S&L
Windsor Federal S&L
12-Month CD
0.15%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
24-Month CD
0.10%
$1,000
5 Star Bank
5 Star Bank
Money Market
0.05%
$0
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$1
M&T Bank
M&T Bank
6-Month CD
0.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Hancock Whitney Bank rate data right now, check back for updates, we are adding rates all the time.

Hancock Whitney Bank Information

Hancock Whitney Bank
2510 14th St
Gulfport, MS 39501
Harrison
Established Date: 10/09/1899
FDIC Certificate #: 12441
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HANCOCK WHITNEY CORP
How Many Domestic U.S. Offices? 186
How Many Branches are There? 184
Is Hancock Whitney Bank FDIC Insured? Yes
What is Hancock Whitney Bank's Cert number? 12441
What is the maximum amount for insured deposits? $250,000 per holder, per account

Hancock Whitney Bank Financials

Total Assets:
$35,229,989,000
Total Deposits:
$30,032,352,000
Equity Capital:
$3,746,272,000
Domestic Deposits:
$30,032,352,000
Net Income:
$110,941,000
Return on Assets:
1.2870%
Quarterly Return on Assets:
1.2500%
Pretax Return on Assets:
1.5400%
Pretax Quarterly Return on Assets:
1.5400%
Return on Equity:
13.5500%
Quarterly Return on Equity:
11.9000%
Common Equity Tier 1 Capital Ratio:
11.8315%
Tier 1 Risk-Based Capital Ratio:
11.8315%
Leverage Tier 1 (Core Capital) Ratio:
9.8190%
Total Risk-Based Capital Ratio (YTD):
12.8210%
Total Interest Income (YTD):
4.8999%
 
 
Headquarters:
Gulfport
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Harrison
# of Offices:
186
Metropolitan Statistical Area (MSA):
Gulfport-Biloxi, MS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Freddie Mac's Primary Mortgage Market Survey week ending October 1, 2015:

  • 30-year FRM 3.85 percent with an average 0.6 point, down from last week's average of 3.86 percent.

  • 15-year FRM 3.07 percent with an average 0.7 point, down from last week's average of 3.08 percent.

  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.91 percent with an average 0.4 point, unchanged from last week.

  • 1-year Treasury-indexed ARM averaged 2.53 percent with an average 0.2 point, unchanged from last week.

Following quote is from Sean Becketti, chief economist, Freddie Mac

In contrast to the volatility in equity markets, the 10-year Treasury rate—a key driver of mortgage rates—varied just a little more than 10 basis points over the last week. As a result, the 30-year mortgage rate remained virtually unchanged, dropping 1 basis point to 3.85 percent. This marks the tenth consecutive week of a sub-4-percent mortgage rate. Despite persistently low mortgage rates, the pending home sales index dropped 1.4 percent in August, suggesting possible tempering in existing home sales in September.

current-mortgage-refinance-rates-higher-30-year-refinance-rates-at-502Mortgage refinance rates are higher this week over last. The average 30 year mortgage refinance rate is back above 5.00 percent at 5.02 percent. This is the first time 30 year refinance rates are above 5.00 percent since the beginning of March. The average 15 year mortgage refinance rate is also higher this week. 15 year refi rates are averaging 4.39 percent, up from the prior week's average refinance home rate of 4.35 percent.
Dime Savings Bank of Williamsburgh Money Market Account rates are now at 1.09 percent with a yield of 1.10 percent. View current Money Market Account rates at Dime Savings Bank of Williamsburgh below.

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Hancock Whitney Bank Reviews

Martin
★★☆☆☆
January 18, 2025
There work is not good!!!
Marvin Vining
★★★★★
February 15, 2024
Great service where people know you by name.
Average Rating
★★★☆☆
Total Reviews
2
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