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Bank of China Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Bank of China rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 2.00% and 3-month CD rates at 3.85%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to Bank of China rates. MonitorBankRates evaluates the financial stability of Bank of China with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Bank of China money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of China? Share your experience about Bank of China by leaving a review below, or read customer reviews before you decide to use Bank of China.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Bank of China
1045 Avenue Of The Americas
New York, NY 10018
Member FDIC

Current Rate Availability

We do not have Bank of China rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of China is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of China rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of China's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of China
FDIC Certificate # 33653
Address 1045 Avenue Of The Americas, New York, NY 10018  ·  New York
Website N/A
Established 01/01/1912
FDIC Insurance Date 11/16/1981
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Non-Performing Loans (NPL) 0.39%
Total Assets $61,890,846,000
Total Deposits $23,144,543,000
Equity Capital $0
Net Income $0
Headquarters New York
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bank of China yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Bank of China
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Frequently Asked Questions About Bank of China

Is Bank of China a safe place to deposit money?

Yes, Bank of China is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of China operate?

Bank of China currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of China does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of China provides members with tools to manage their accounts and build a solid financial history.

Does Bank of China offer online and mobile banking?

Most modern institutions like Bank of China provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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