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Fortifi Bank Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 20, 2026

Fortifi Bank's 15 Year Fixed Rate rates are at 6.00%. MonitorBankRates evaluates the financial stability of Fortifi Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.70%. Rates were last updated on 03/20/2026.

Fortifi Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fortifi Bank? Share your experience about Fortifi Bank by leaving a review below, or read customer reviews before you decide to use Fortifi Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.70%
Excellent Lower than avg
Fortifi Bank
240 Broadway
Berlin, WI 54923
https://www.fortifibank.com
Member FDIC

Fortifi Bank Checking Rates

Product Rate APY View More
Checking+ 4.00% 4.07%
Min Deposit $50
Details Qualifications Required: 18 debit card purchases; Direct deposit or Auto ACH payment; Enrollment in eStatements; Choose between earning interest or 5.00% cash back on up to $200 in debit card purchases if qualifications are met; the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% - 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking+ account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 11/12/2025.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.70%

Fortifi Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 6.00% 0.000% 6.06%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.70%
20 Year Fixed Rate 6.50% 0.000% 6.55%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.70%
30 Year Fixed Rate 6.63% 0.000% 6.66%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.70%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fortifi Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fortifi Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fortifi Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fortifi Bank
Bank Holding Company FIRST BERLIN BCORP INC
Address 240 Broadway, Berlin, WI 54923  ·  Green Lake
Website https://www.fortifibank.com
FDIC Certificate # 5286
Established 01/01/1876
FDIC Insurance Date 01/01/1934
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.70%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3272%
Return on Equity (ROE) 12.3500%
Non-Performing Loans (NPL) 0.39%
Total Assets $744,830,000
Total Deposits $605,349,000
Equity Capital $87,866,000
Net Income $11,456,000
Headquarters Berlin
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Fortifi Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Fortifi Bank

Is Fortifi Bank a safe place to deposit money?

Yes, Fortifi Bank is considered a safe financial institution. With a Texas Ratio of 4.6982837598485%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fortifi Bank operate?

Fortifi Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fortifi Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fortifi Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fortifi Bank offer online and mobile banking?

Most modern institutions like Fortifi Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fortifibank.com.

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