☰

Home›
Banks›
Union State Bank Greenfield, IA

iAdvertiser Disclosure

Union State Bank Greenfield, IA Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank Greenfield, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Union State Bank Greenfield, IA rates to other rates in our database, including 12-month CD rates currently at 0.30%, 6-month CD rates at 0.65% and 3-month CD rates at 0.50%. Savings rates are at 0.02% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to Union State Bank Greenfield, IA rates. MonitorBankRates evaluates the financial stability of Union State Bank Greenfield, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates were last updated on 04/25/2026.

Union State Bank Greenfield, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank Greenfield, IA? Share your experience about Union State Bank Greenfield, IA by leaving a review below, or read customer reviews before you decide to use Union State Bank Greenfield, IA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.31%

Excellent Lower than avg

Union State Bank Greenfield, IA

214 S 1st St
Greenfield, IA 50849

https://www.usbgfd.com

Current Rate Availability

We do not have Union State Bank Greenfield, IA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Union State Bank Greenfield, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Union State Bank Greenfield, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Union State Bank Greenfield, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Union State Bank Greenfield, IA

Bank Holding Company GREENFIELD BCORP LTD

Address 214 S 1st St, Greenfield, IA 50849 · Adair

Website https://www.usbgfd.com

FDIC Certificate # 8499

Established 01/06/1890

FDIC Insurance Date 01/01/1934

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.31%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6611%

Return on Equity (ROE) 4.7300%

Non-Performing Loans (NPL) 0.02%

Total Assets $164,600,000

Total Deposits $138,848,000

Equity Capital $22,874,000

Net Income $1,863,000

Headquarters Greenfield

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Union State Bank Greenfield, IA yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Union State Bank Greenfield, IA

Frequently Asked Questions About Union State Bank Greenfield, IA

Is Union State Bank Greenfield, IA a safe place to deposit money?

Yes, Union State Bank Greenfield, IA is considered a safe financial institution. With a Texas Ratio of 0.3139224611521%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Union State Bank Greenfield, IA operate?

Union State Bank Greenfield, IA currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Union State Bank Greenfield, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank Greenfield, IA provides members with tools to manage their accounts and build a solid financial history.

Does Union State Bank Greenfield, IA offer online and mobile banking?

Most modern institutions like Union State Bank Greenfield, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usbgfd.com.