Bank of O-Fallon CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of O-FallonToday's 12-month CD rates can be found at 3.92%, 6-month CD rates at 0.25% and 3-month CD rates at 1.16%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 14.24%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of O-Fallon CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of O-Fallon, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of O-Fallon CD rates. You can also compare Bank of O-Fallon savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of O-Fallon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of O-Fallon? Share your experience about Bank of O-Fallon by leaving a review below, or read customer reviews before you decide to use Bank of O-Fallon.

Bank of O-Fallon Texas Ratio

Bank of O-Fallon's Texas Ratio is at 2.27%, which is considered excellent. The Texas Ratio for Bank of O-Fallon is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of O-Fallon is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of O-Fallon
901 S Lincoln Ave
O'Fallon, IL 62269
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of O-Fallon Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.00%
$250
Global Bank
Global Bank
36-Month CD
3.75%
$1,000
Pentucket Bank
Pentucket Bank
18-Month CD
3.75%
$500
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
Haviland State Bank
Haviland State Bank
48-Month CD
3.30%
$500
Academy Bank
Academy Bank
18-Month CD
3.29%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
24-Month CD
3.02%
$500
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Super NOW Checking
3.00%
$50,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
72-Month CD
3.00%
$500
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
48-Month CD
2.52%
$100
F&M Bank of St. Clair
F&M Bank of St. Clair
24-Month CD
2.50%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Premier Money Market
2.50%
$100,000
Achieve Credit Union
Achieve Credit Union
24-Month CD
2.50%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
48-Month CD
2.47%
$500
Ladysmith Federal S&L
24-Month CD
2.42%
$1,000
La Salle State Bank
La Salle State Bank
60-Month CD
2.35%
$1,000
FCNB of St. Paris
24-Month CD
2.12%
$1,000
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
60-Month CD
2.00%
$1,000
Petefish, Skiles & Co. Bank
18-Month CD
1.96%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
Center National Bank
Center National Bank
Money Market Platinum
1.74%
$100,000
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
12-Month CD
1.26%
$500
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$1,000
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
Bank of 1889
Bank of 1889
24-Month CD
0.75%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Money Market
0.60%
$2,500
Universal Bank
Universal Bank
36-Month CD
0.60%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
3-Month CD
0.30%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
18-Month CD
0.25%
$500
WebBank
WebBank
60-Month CD
0.25%
$2,500
Millville Savings Bank
Millville Savings Bank
24-Month CD
0.20%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Money Market
0.20%
$5,000
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
William Penn Bank
William Penn Bank
Money Market
0.10%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
FSB of Cando
FSB of Cando
Premier 22 Checking
0.05%
$0
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
Thomaston Savings Bank
Thomaston Savings Bank
Savings
0.05%
$0
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$50
Busey Bank
Busey Bank
Money Market
0.01%
$2,500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of O-Fallon rate data right now, check back for updates, we are adding rates all the time.

Bank of O-Fallon Information

Bank of O-Fallon
901 S Lincoln Ave
O'Fallon, IL 62269
St. Clair
Established Date: 03/28/1960
FDIC Certificate #: 18171
Date of FDIC Deposit Insurance: 03/28/1960
Bank Holding Company: SECURITY FIRST BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Bank of O-Fallon FDIC Insured? Yes
What is Bank of O-Fallon's Cert number? 18171
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of O-Fallon Financials

Total Assets:
$352,043,000
Total Deposits:
$304,229,000
Equity Capital:
$46,490,000
Domestic Deposits:
$304,229,000
Net Income:
$1,575,000
Return on Assets:
1.5196%
Quarterly Return on Assets:
1.8300%
Pretax Return on Assets:
1.8338%
Pretax Quarterly Return on Assets:
1.8300%
Return on Equity:
11.5100%
Quarterly Return on Equity:
13.7200%
Common Equity Tier 1 Capital Ratio:
22.5747%
Tier 1 Risk-Based Capital Ratio:
22.5747%
Leverage Tier 1 (Core Capital) Ratio:
13.1885%
Total Risk-Based Capital Ratio (YTD):
23.8359%
Total Interest Income (YTD):
4.4105%
 
 
Headquarters:
O'Fallon
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
St. Clair
# of Offices:
2
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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mortgage-rates-decline-30-year-mortgage-rates-down-to-504Mortgage rates decreased in the latest mortgage survey, following Treasury rates lower. 30 year mortgage rates are heading back down to 5.00. Current 30 year mortgage rates are averaging 5.04 percent in the latest Primary Mortgage Market Survey released this morning by the Mortgage Bankers Association. 30 year mortgage rates declined from a level of 5.17 percent the prior week.
Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.

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Investing Terms

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