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FNB of Bagley

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FNB of Bagley Rates & Review August 2026

Q: How many branches does FNB of Bagley operate?

FNB of Bagley currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FNB of Bagley does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Bagley provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

FNB of Bagley rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not FNB of Bagley, and you can see how they compare in the FNB of Bagley rate tables below. MonitorBankRates evaluates the financial stability of FNB of Bagley with a 4.6 Star Rating, an A Overall Health Grade, and a Texas Ratio of 2.35%. Database rates last updated and verified on 08/29/2026.

FNB of Bagley money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Bagley? Share your experience about FNB of Bagley by leaving a review below, or read customer reviews before you decide to use FNB of Bagley.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

2.35%

Excellent Lower than avg

FNB of Bagley

31 Central St E
Bagley, MN 56621

https://www.fnbezbanking.com/

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB of Bagley is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB of Bagley rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB of Bagley's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB of Bagley

Bank Holding Company FIRST NATL AGENCY BAGLEY INC

Address 31 Central St E, Bagley, MN 56621 · Clearwater

Website https://www.fnbezbanking.com/

FDIC Certificate # 5087

Established 06/02/1903

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

4.6

Excellent Out of 5.0 Stars

2.35%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7803%

Return on Equity (ROE) 13.9300%

Non-Performing Loans (NPL) 0.07%

Total Assets $128,042,000

Total Deposits $118,671,000

Equity Capital $8,450,000

Net Income $1,221,000

Headquarters Bagley

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

FNB of Bagley earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About FNB of Bagley

How many branches does FNB of Bagley operate?

FNB of Bagley currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB of Bagley does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Bagley provides members with tools to manage their accounts and build a solid financial history.

Does FNB of Bagley offer online and mobile banking?

Most modern institutions like FNB of Bagley provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbezbanking.com/.