National Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. National Bank & Trust Deposit Rates

National Bank & TrustToday's 12-month CD rates can be found at 0.70%, 6-month CD rates at 5.06% and 3-month CD rates at 0.20%. Current savings rates are at 0.15% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 7.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to National Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from National Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with National Bank & Trust CD rates. You can also compare National Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

National Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank & Trust? Share your experience about National Bank & Trust by leaving a review below, or read customer reviews before you decide to use National Bank & Trust.

National Bank & Trust Texas Ratio

National Bank & Trust's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for National Bank & Trust is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, National Bank & Trust is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare National Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TAB Bank
TAB Bank
9-Month CD
5.27%
$1,000
CNB Bank Direct, a div of Citizens National Bank
CNB Bank Direct, a div of Citizens National Bank
High Yield Savings Account
4.60%
$100
Community Commerce Bank
Community Commerce Bank
36-Month CD
4.59%
$10,000
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.52%
$1,000
Meridian Bank
Meridian Bank
Hometown Money Market
4.50%
$25,000
Vibrant Credit Union
Vibrant Credit Union
Preferred Savings
4.50%
$5
Frost Bank
Frost Bank
12-Month CD Jumbo
4.40%
$100,000
Key Bank
Key Bank
14-Month CD promo special
4.25%
$10,000
Ameriprise Financial
Ameriprise Financial
24-Month CD
4.20%
$0
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.91%
$1,000
Discover Bank
Discover Bank
36-Month CD
3.75%
$2,500
Firstrust Savings Bank
Firstrust Savings Bank
23-Month CD (special)
3.70%
$2,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
12-Month CD
3.50%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
18-Month CD share certificate
3.45%
$500
1st Community Credit Union
1st Community Credit Union
36-Month CD certificate
3.35%
$1,000
CNB of McConnelsville
12-Month CD
3.25%
$1,000
Bank of Rantoul
Bank of Rantoul
30-Month CD
3.14%
$500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
24-Month CD eCD
3.05%
$500
PSECU
PSECU
60-Month CD
2.95%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.75%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
24-Month CD
2.53%
$1,000
Kaw Valley Bank
Kaw Valley Bank
24-Month CD
2.53%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD
2.50%
$5,000
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
2.02%
$1,000
First Westroads Bank
First Westroads Bank
12-Month CD
1.95%
$100
West Union Bank
West Union Bank
48-Month CD
1.80%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
48-Month CD
1.75%
$1,000
Center National Bank
Center National Bank
60-Month CD
1.50%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
36-Month CD
1.50%
$500
First Bank Elk River
First Bank Elk River
3-Month CD
1.01%
$1
Bank of Franklin County
Bank of Franklin County
36-Month CD
1.00%
$500
QNB Bank
QNB Bank
36-Month CD
0.99%
$500
Cornhusker Bank
Cornhusker Bank
18-Month CD
0.90%
$1,000
Bellevue State Bank
Bellevue State Bank
48-Month CD
0.90%
$5,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Checking Now
0.75%
$400
Bangor Savings Bank
Bangor Savings Bank
60-Month CD
0.75%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
48-Month CD
0.75%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
48-Month CD
0.50%
$2,500
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.45%
$500
Municipal Bank
Municipal Bank
18-Month CD
0.45%
$1,000
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
First Federal Savings of Middletown
First Federal Savings of Middletown
Passbook Savings
0.15%
$100
Grand Timber Bank
Grand Timber Bank
Money Market
0.15%
$2,500
The Bank of Tescott
The Bank of Tescott
Statement Savings
0.10%
$0
The Union Bank Company
The Union Bank Company
18-Month CD Board CDs
0.10%
$500
Bar Harbor SLA
Bar Harbor SLA
Money Market
0.10%
$5
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
FNB of Groton
FNB of Groton
Basic Savings
0.05%
$100
Ohio State Bank
Ohio State Bank
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have National Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

National Bank & Trust Information

National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Fayette
Established Date: 07/05/1888
FDIC Certificate #: 3289
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NATIONAL B&T EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is National Bank & Trust FDIC Insured? Yes
What is National Bank & Trust's Cert number? 3289
What is the maximum amount for insured deposits? $250,000 per holder, per account

National Bank & Trust Financials

Total Assets:
$215,209,000
Total Deposits:
$184,768,000
Equity Capital:
$17,285,000
Domestic Deposits:
$184,768,000
Net Income:
$67,000
Return on Assets:
1.0229%
Quarterly Return on Assets:
0.1200%
Pretax Return on Assets:
0.1230%
Pretax Quarterly Return on Assets:
0.1200%
Return on Equity:
11.0600%
Quarterly Return on Equity:
1.5700%
Leverage Tier 1 (Core Capital) Ratio:
11.7705%
Total Interest Income (YTD):
3.2118%
 
 
Headquarters:
La Grange
FDIC Field Office:
Austin
Regulator:
OCC
County:
Fayette
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

mortgage-rates-up-mortgage-applications-down-mbaMortgage rates jumped up late last week when better unemployment numbers were released last Friday. As a result of the higher current mortgage rates applications for home loans decreased. Mortgage refinances also decreased this past week according to the Mortgage Brokers Association.
BMO Harris Bank CD RatesUpdated| BMO Harris Bank CD rates on the bank's online certificates of deposit are some of the best CD rates available right now. Current 9-month CD rates at BMO Harris Bank are at 2.08 1.98 percent with an APY of 2.10 2.00 percent. 12 month CD rates from BMO Harris Bank are slightly higher at 2.18 2.08 percent with an APY of 2.20 2.18 percent. BMO Harris Bank is also offering a 6-month CD with a rate of 1.89 percent with an APY of 1.90 percent. All online CD accounts have a minimum opening balance of $5,000. There are many different certificate of deposit options and CD rates at BMO Harris Bank. Compare online CD rates with BMO Harris Bank CD rates.

Bank or Credit Union Offers and Deals

Current 30 Year Mortgage Rates Averaging 4.31 Percent Today
Live Oak Bank 6 Month CD Rates now at 1.00%
Mortgage Rates Move Slightly Higher
Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
CIT Bank Savings Account Review and Rates
Mortgage Rates Easing As We Head Into the Holiday Weekend
Discover Bank Savings Interest Account
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance
Mortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07%
Navy FCU Mortgage Rates

Alternative Bank and Credit Union Offers to Explore

EverBank 4 Year Jumbo CD Rates now at 1.54%
All In Credit Union CD Rates: Best Rate 5.80% 12-Month CD (Certificate)
Evergreen Bank Group Certificates of Deposit
5 Star Bank 1 Year CD Rates now at 0.85%
Average Savings Rates and Money Market Rates at 0.51% This Week, Best Rates at 1.05% APY
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%
Dollar Savings Direct Online Savings Account
30 Year Mortgage Rates Fall 3 Basis Points from Record Low
Mortgage Crisis Was Avoidable
Best 18 Month CD Rates in Denver, Colorado

National Bank & Trust Reviews

There are no reviews for National Bank & Trust yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for National Bank & Trust
Your Name:
Your Rating:

See how National Bank & Trust Compares to other banks