National Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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National Bank & TrustToday's 12-month CD rates can be found at 2.63%, 6-month CD rates at 1.00% and 3-month CD rates at 4.15%. Current savings rates are at 0.80% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.02%. Credit Card rates are at 11.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to National Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from National Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with National Bank & Trust CD rates. You can also compare National Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

National Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank & Trust? Share your experience about National Bank & Trust by leaving a review below, or read customer reviews before you decide to use National Bank & Trust.

National Bank & Trust Texas Ratio

National Bank & Trust's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for National Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, National Bank & Trust is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare National Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Security Bank Tulsa, OK
Security Bank Tulsa, OK
18-Month CD
4.06%
$2,000
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.00%
$500
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.75%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
3.65%
$500
Bank Midwest
Bank Midwest
36-Month CD
3.65%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
48-Month CD
3.60%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
12-Month CD
3.56%
$500
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.51%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
12-Month CD
3.50%
$1,000
1st Street Credit Union
1st Street Credit Union
18-Month CD
3.50%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD
3.46%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD
3.30%
$500
Cornerstone State Bank
Cornerstone State Bank
48-Month CD (Jumbo)
3.02%
$200,000
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
F&M Bank & Trust
F&M Bank & Trust
60-Month CD
2.83%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
48-Month CD
2.79%
$1,000
LNB Community Bank
LNB Community Bank
48-Month CD
2.77%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
18-Month CD
2.75%
$500
Pacific Crest SB
Pacific Crest SB
Money Market
2.75%
$2,000
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
18-Month CD
2.50%
$500
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
FNB Community Bank
FNB Community Bank
24-Month CD
1.81%
$1,000
Westside State Bank
Westside State Bank
60-Month CD
1.65%
$500
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Bank of Herrin
Bank of Herrin
18-Month CD
1.21%
$1,000
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Bank of Prague
Bank of Prague
NOW Checking
1.00%
$1,000
First FSB of Kentucky
First FSB of Kentucky
48-Month CD
1.00%
$500
Mutual Security Credit Union
Mutual Security Credit Union
36-Month CD
1.00%
$500
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
Savings
0.75%
$0
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
24-Month CD
0.70%
$1,000
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
0.45%
$5,000
Buckeye Community Bank
Buckeye Community Bank
24-Month CD
0.25%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings
0.25%
$25,000
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market
0.25%
$2,500
American Savings Bank, FSB
American Savings Bank, FSB
24-Month CD
0.25%
$1,000
Bogota Savings Bank
Bogota Savings Bank
Passbook Savings
0.20%
$100
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
cfsbank
cfsbank
Regular Checking
0.05%
$500
Patriot Bank N.A.
Patriot Bank N.A.
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have National Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

National Bank & Trust Information

National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Fayette
Established Date: 07/05/1888
FDIC Certificate #: 3289
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST LA GRANGE BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is National Bank & Trust FDIC Insured? Yes
What is National Bank & Trust's Cert number? 3289
What is the maximum amount for insured deposits? $250,000 per holder, per account

National Bank & Trust Financials

Total Assets:
$226,036,000
Total Deposits:
$176,943,000
Equity Capital:
$17,824,000
Domestic Deposits:
$176,943,000
Net Income:
$181,000
Return on Assets:
0.2595%
Quarterly Return on Assets:
0.3200%
Pretax Return on Assets:
0.3154%
Pretax Quarterly Return on Assets:
0.3200%
Return on Equity:
3.4500%
Quarterly Return on Equity:
4.0000%
Leverage Tier 1 (Core Capital) Ratio:
12.1163%
Total Interest Income (YTD):
4.0542%
 
 
Headquarters:
La Grange
FDIC Field Office:
Austin
Regulator:
OCC
County:
Fayette
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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