Bar Harbor Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bar Harbor Bank & TrustToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bar Harbor Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bar Harbor Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bar Harbor Bank & Trust CD rates. You can also compare Bar Harbor Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Bar Harbor Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bar Harbor Bank & Trust? Share your experience about Bar Harbor Bank & Trust by leaving a review below, or read customer reviews before you decide to use Bar Harbor Bank & Trust.

Bar Harbor Bank & Trust Texas Ratio

Bar Harbor Bank & Trust's Texas Ratio is at 2.35%, which is considered excellent. The Texas Ratio for Bar Harbor Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bar Harbor Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bar Harbor Bank & Trust
82 Main St
Bar Harbor, ME 04609
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bar Harbor Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prime Alliance Bank
Prime Alliance Bank
12-Month CD
4.45%
$500
Massena Savings and Loan
Massena Savings and Loan
12-Month CD
4.01%
$1,000
University Federal Credit Union
University Federal Credit Union
48-Month CD
4.00%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
24-Month CD
3.90%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
12-Month CD (bump up)
3.70%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
24-Month CD
3.65%
$2,500
Bristol County Savings Bank
Bristol County Savings Bank
36-Month CD
3.56%
$1,000
EverBank
EverBank
36-Month CD
3.50%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
36-Month CD
3.50%
$1,000
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.30%
$1,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
24-Month CD
3.25%
$500
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
3.05%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
24-Month CD
3.00%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
24-Month CD
3.00%
$500
Lake Central Bank
Lake Central Bank
12-Month CD
2.83%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
48-Month CD
2.75%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
Range Bank
Range Bank
36-Month CD
2.50%
$1,000
Chain Bridge Bank
Chain Bridge Bank
36-Month CD
2.34%
$500
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Home SB of Wapakoneta
Home SB of Wapakoneta
60-Month CD
2.27%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
12-Month CD
2.22%
$1,000
Carson Bank
Carson Bank
24-Month CD
1.71%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
12-Month CD
1.44%
$1,000
Eureka Savings Bank
Eureka Savings Bank
24-Month CD
1.41%
$1,000
State Bank of Canton
State Bank of Canton
12-Month CD
1.25%
$50
SpiritBank
SpiritBank
24-Month CD
1.10%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
60-Month CD
1.10%
$500
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
6-Month CD
1.00%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
Adams State Bank
Adams State Bank
Savings
0.50%
$25
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
BankChampaign
BankChampaign
18-Month CD
0.25%
$500
Arvest Bank
Arvest Bank
Savings
0.25%
$100
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
48-Month CD
0.20%
$1,000
First Southern Bank
First Southern Bank
Interest Checking
0.20%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Statement Savings
0.10%
$10
MidCountry Bank
MidCountry Bank
18-Month CD
0.10%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
Money Market
0.10%
$0
Peoples Bank Taylorsville, KY
3-Month CD
0.05%
$500
Superior National Bank
Superior National Bank
Personal Money Market
0.05%
$0
Bank Five Nine
Bank Five Nine
Smart Savings
0.04%
$0
Applied Bank
Applied Bank
Money Market
0.02%
$500
Mayville State Bank
Mayville State Bank
Passbook Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bar Harbor Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

Bar Harbor Bank & Trust Information

Bar Harbor Bank & Trust
82 Main St
Bar Harbor, ME 04609
Hancock
Established Date: 09/15/1887
FDIC Certificate #: 11971
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BAR HARBOR BANKSHARES
How Many Domestic U.S. Offices? 54
How Many Branches are There? 54
Is Bar Harbor Bank & Trust FDIC Insured? Yes
What is Bar Harbor Bank & Trust's Cert number? 11971
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bar Harbor Bank & Trust Financials

Total Assets:
$3,955,727,000
Total Deposits:
$3,137,892,000
Equity Capital:
$487,592,000
Domestic Deposits:
$3,137,892,000
Net Income:
$11,572,000
Return on Assets:
1.3229%
Quarterly Return on Assets:
1.1700%
Pretax Return on Assets:
1.4743%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
11.4600%
Quarterly Return on Equity:
9.5300%
Common Equity Tier 1 Capital Ratio:
12.6057%
Tier 1 Risk-Based Capital Ratio:
12.6057%
Leverage Tier 1 (Core Capital) Ratio:
10.2517%
Total Risk-Based Capital Ratio (YTD):
13.6016%
Total Interest Income (YTD):
4.8229%
 
 
Headquarters:
Bar Harbor
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Hancock
# of Offices:
54
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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Navy Federal Credit Union is advertising auto loan rates as low as 3.99% APR for both new car loans and used car loans up to 60 months. If you're active duty or retired military or a 25-year member you can save with an additional 1/4% APR discount.

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