|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Old Plank Trail Community Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Old Plank Trail Community Bank's 5-Month CD Special rates are at 4.00%. Old Plank Trail Community Bank's savings rates are at 2.00%. Old Plank Trail Community Bank's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of Old Plank Trail Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.00%. Rates were last updated on 03/28/2026. Old Plank Trail Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old Plank Trail Community Bank? Share your experience about Old Plank Trail Community Bank by leaving a review below, or read customer reviews before you decide to use Old Plank Trail Community Bank. Old Plank Trail Community Bank
280 Veterans Pkwy
https://www.oldplanktrailbank.com New Lenox, IL 60451 
Old Plank Trail Community Bank CD Rates
Old Plank Trail Community Bank Savings Rates
Old Plank Trail Community Bank Money Market Rates
Old Plank Trail Community Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Old Plank Trail Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Old Plank Trail Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Old Plank Trail Community Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Old Plank Trail Community Bank
Bank Holding Company
WINTRUST FINANCIAL CORP
Address
280 Veterans Pkwy,
New Lenox, IL 60451 · Will
FDIC Certificate #
58314
Established
03/16/2006
FDIC Insurance Date
03/16/2006
Domestic Offices
15
Total Branches
15
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0665%
Return on Equity (ROE)
13.3200%
Non-Performing Loans (NPL)
0.28%
Total Assets
$3,273,847,000
Total Deposits
$2,840,231,000
Equity Capital
$288,713,000
Net Income
$36,157,000
Headquarters
New Lenox
Total Offices
15
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Old Plank Trail Community BankIs Old Plank Trail Community Bank a safe place to deposit money?Yes, Old Plank Trail Community Bank is considered a safe financial institution. With a Texas Ratio of 5.0031624283434%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Old Plank Trail Community Bank operate?Old Plank Trail Community Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Old Plank Trail Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Old Plank Trail Community Bank provides members with tools to manage their accounts and build a solid financial history. Does Old Plank Trail Community Bank offer online and mobile banking?Most modern institutions like Old Plank Trail Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oldplanktrailbank.com. Current Old Plank Trail Community Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First Financial Bank in Winnebago
The Union Bank Company
First Westroads Bank
Zenith Bank & Trust
Community Unity Bank
Lake City Bank
Community Bank of the Chesapeake
U. S. Century Bank
1st Financial Bank USA
Stock Growers Bank
First Pryority Bank
Ameriserv Bank
Bank5 Connect
Marine B&T Co
Bank of Kremlin
Gifford State Bank
FNB of Blanchester
mph.bank, a division of Liberty Savings Bank
Bank of Travelers Rest
First Savings Bank Jeffersonville, IN
F & M Community Bank, N.A.
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
