First National Bank of Clarksdale CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.15% and 3-month CD rates at 0.05%. Current savings rates are at 0.40% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 17.74%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. First National Bank of Clarksdale's 12-Month CD rates are at 1.50%, 60-Month CD rates are at 1.50%, 48-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%. First National Bank of Clarksdale's savings rates are at 0.20%. First National Bank of Clarksdale's money market rates are at 2.25%.

First National Bank of Clarksdale

To see how these rates compare to First National Bank of Clarksdale CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Clarksdale, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Clarksdale CD rates. You can also compare First National Bank of Clarksdale savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Clarksdale money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Clarksdale? Share your experience about First National Bank of Clarksdale by leaving a review below, or read customer reviews before you decide to use First National Bank of Clarksdale.

First National Bank of Clarksdale Texas Ratio

First National Bank of Clarksdale's Texas Ratio is at 7.27%, which is considered excellent. The Texas Ratio for First National Bank of Clarksdale is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Clarksdale is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

1.50%

2.55%

18-Month CD

1.50%

2.29%

24-Month CD

1.50%

2.28%

36-Month CD

1.50%

2.20%

48-Month CD

1.50%

2.14%

60-Month CD

1.50%

2.26%

Savings

0.20%

0.65%

MMA

2.25%

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First National Bank of Clarksdale

402 E 2nd St
Clarksdale, MS 38614

https://www.fnbclarksdale.com

MonitorBankRates' Rating

4/5

★★★★☆

Review First National Bank of Clarksdale

First National Bank of Clarksdale CD Rates and Interest Rates

First National Bank of Clarksdale

Investment Checking

3.25%

$200,000

First National Bank of Clarksdale

Commercial Money Market

3.25%

$200,000

First National Bank of Clarksdale

Money Market

2.25%

$1,000

First National Bank of Clarksdale

NOW Checking

2.25%

$1,000

First National Bank of Clarksdale

12-Month CD

1.50%

$500

First National Bank of Clarksdale

18-Month CD

1.50%

$500

First National Bank of Clarksdale

24-Month CD

1.50%

$500

First National Bank of Clarksdale

36-Month CD

1.50%

$500

First National Bank of Clarksdale

48-Month CD

1.50%

$500

First National Bank of Clarksdale

60-Month CD

1.50%

$500

First National Bank of Clarksdale

Regular Savings

0.20%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Clarksdale Rates with Other Competitive Bank and Credit Union Rates

First Liberty Bank

6-Month CD

4.45%

$2,500

Morgan Stanley

11-Month CD

4.16%

$1,000

First FSB of Mascoutah

48-Month CD

4.06%

$1,000

ValleyDirect

12-Month CD

4.00%

$500

PNB Peshtigo National Bank

12-Month CD

4.00%

$500

Abington Bank

6-Month CD

4.00%

$1,000

Spring Bank Brookfield, WI

12-Month CD

3.95%

$1,000

EagleBank

48-Month CD

3.90%

$1,000

Columbia Bank

24-Month CD

3.85%

$500

Bank Midwest

18-Month CD

3.85%

$500

1st Advantage Bank

60-Month CD

3.51%

$500

Thayer County Bank

48-Month CD

3.35%

$2,500

First FarmBank

24-Month CD

3.25%

$1,000

Marion County State Bank

60-Month CD

3.25%

$1,000

Woodruff Federal S&L

48-Month CD

3.19%

$1,000

Elizabethton FSB

18-Month CD

3.17%

$1,000

Bank First, NA

12-Month CD

3.02%

$1,000

Northfield Bank

60-Month CD

3.00%

$2,500

SaviBank

18-Month CD

2.80%

$500

Cape Cod Co-operative Bank

18-Month CD

2.75%

$500

Lindell Bank & Trust Company

48-Month CD

2.75%

$1,000

Bristol Morgan Bank

36-Month CD

2.40%

$500

Lyndon State Bank

60-Month CD

2.28%

$100

Farmers State Bank Victor, MT

60-Month CD

2.02%

$1,000

First Harvest Federal Credit Union

48-Month CD

2.00%

$1,000

State Bank of Southern Utah

Money Market

1.76%

$500

Florence Bank

6-Month CD

1.50%

$500

Town & Country Bank Ravenna, NE

Money Market

1.50%

$100,000

Northumberland Bank

Money Market

1.26%

$100,000

Peoples Bank of Moniteau County

24-Month CD

1.10%

$500

First National Bank in Amboy

36-Month CD

1.10%

$1,000

Cape Ann Savings Bank

60-Month CD

1.00%

$500

First Security State Bank Evansdale, IA

3-Month CD

0.80%

$1,000

Community National Bank (VT)

36-Month CD

0.69%

$2,500

Rondout Savings Bank

48-Month CD

0.65%

$500

United Republic Bank

High Yield Money Market

0.50%

First Federal Community Bank N.A.

18-Month CD

0.40%

$500

Bath State Bank

48-Month CD

0.40%

$500

Lewis & Clark Bank

24-Month CD

0.30%

$500

Pioneer Bank Albany, NY

12-Month CD

0.30%

$500

Reliance State Bank

Money Market

0.30%

$2,500

American Eagle Financial Credit Union

24-Month CD

0.30%

$500

FNB of Brownstown

Savings

0.25%

$2,500

United Southern Bank

36-Month CD

0.25%

$1,000

Millville Savings Bank

36-Month CD

0.23%

$1,000

Equitable S&L Co.

18-Month CD

0.20%

$500

FNB of Absecon

36-Month CD

0.20%

Arundel Federal Savings Bank

Money Market

0.10%

$1,000

First Federal S&L Bath

NOW Checking

0.05%

$100

Fulton Bank

Statement Savings

0.02%

Disclaimer

Mortgage Rates March 21, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Clarksdale Information

First National Bank of Clarksdale

402 E 2nd St
Clarksdale, MS 38614
Coahoma
Established Date: 04/01/1964
FDIC Certificate #: 19070
Date of FDIC Deposit Insurance: 04/01/1964

Bank Holding Company: FIRST VALLEY NATIONAL CORP

How Many Domestic U.S. Offices? 5

How Many Branches are There? 5

Website: https://www.fnbclarksdale.com

Is First National Bank of Clarksdale FDIC Insured? Yes

What is First National Bank of Clarksdale's Cert number? 19070

What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Clarksdale Financials

Total Assets:

$385,159,000

Total Deposits:

$345,848,000

Equity Capital:

$35,920,000

Domestic Deposits:

$345,848,000

Net Income:

$865,000

Return on Assets:

0.9250%

Quarterly Return on Assets:

0.9000%

Pretax Return on Assets:

1.0305%

Pretax Quarterly Return on Assets:

1.0300%

Return on Equity:

10.5400%

Quarterly Return on Equity:

9.6500%

Leverage Tier 1 (Core Capital) Ratio:

12.8502%

Total Interest Income (YTD):

4.8011%

Headquarters:

Clarksdale

FDIC Field Office:

Jackson Ms

Regulator:

OCC

County:

Coahoma

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

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