What are the current interest rates at First National Bank of Clarksdale?

Current rates for First National Bank of Clarksdale include: 24-Month CD: 1.50%, 36-Month CD: 1.50%, 48-Month CD: 1.50%, 60-Month CD: 1.50%, Savings: 0.10%, MMA: 2.25%

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First National Bank of Clarksdale

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First National Bank of Clarksdale Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank of Clarksdale provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 2, 2026

First National Bank of Clarksdale's Certificate of Deposit 18 - 23-Month rates are at 1.50%, Certificate of Deposit 180 - 269 Days rates are at 1.50%, Certificate of Deposit 24 - 29-Month rates are at 1.50%, Certificate of Deposit 270 - 364 Days rates are at 1.50%, Certificate of Deposit 30 - 35-Month rates are at 1.50%. First National Bank of Clarksdale's savings rates are at 0.10%. First National Bank of Clarksdale's money market rates are at 2.25%. MonitorBankRates evaluates the financial stability of First National Bank of Clarksdale with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.27%. Rates were last updated on 04/02/2026.

First National Bank of Clarksdale money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Clarksdale? Share your experience about First National Bank of Clarksdale by leaving a review below, or read customer reviews before you decide to use First National Bank of Clarksdale.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.27%

Excellent Higher than avg

First National Bank of Clarksdale

402 E 2nd St
Clarksdale, MS 38614

https://www.fnbclarksdale.com

First National Bank of Clarksdale CD Rates

Product	Rate	APY
Certificate of Deposit 18 - 23 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 180 - 269 Days	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 24 - 29 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 270 - 364 Days	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 30 - 35 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 36 - 41 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 365 - 539 Days	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 42 - 47 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 48 - 59 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 60 month	1.50%	1.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 30 - 59 Days	0.50%	0.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 60 - 89 Days	0.50%	0.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Certificate of Deposit 90 - 179 Days	0.50%	0.50%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%

First National Bank of Clarksdale Savings Rates

Product	Rate	APY
Regular Savings	0.20%	0.20%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Health Savings Account	0.10%	0.10%
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%

First National Bank of Clarksdale Money Market Rates

Product	Rate	APY
Commercial Investment Money Market	3.25%	3.25%
Min Deposit $200,000 Details Open $100,000 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Commercial Investment Money Market	2.25%	2.25%
Min Deposit $25,000 Details Open $100,000 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Money Market	2.25%	2.25%
Min Deposit $1,000 Details Minimum Deposit $1000 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%

First National Bank of Clarksdale Checking Rates

Product	Rate	APY
Investment Checking	3.25%	3.25%
Min Balance $200,000 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%
Investment Checking	2.25%	2.25%
Min Balance $2,500 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.27%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First National Bank of Clarksdale is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First National Bank of Clarksdale rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First National Bank of Clarksdale's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First National Bank of Clarksdale

Bank Holding Company FIRST VALLEY NATIONAL CORP

Address 402 E 2nd St, Clarksdale, MS 38614 · Coahoma

Website https://www.fnbclarksdale.com

FDIC Certificate # 19070

Established 04/01/1964

FDIC Insurance Date 04/01/1964

Domestic Offices 5

Total Branches 5

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

7.27%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9250%

Return on Equity (ROE) 10.5400%

Non-Performing Loans (NPL) 0.61%

Total Assets $393,355,000

Total Deposits $351,039,000

Equity Capital $39,351,000

Net Income $3,402,000

Headquarters Clarksdale

Total Offices 5

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for First National Bank of Clarksdale yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About First National Bank of Clarksdale

Is First National Bank of Clarksdale a safe place to deposit money?

Yes, First National Bank of Clarksdale is considered a safe financial institution. With a Texas Ratio of 7.2678981045515%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First National Bank of Clarksdale operate?

First National Bank of Clarksdale currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First National Bank of Clarksdale does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank of Clarksdale provides members with tools to manage their accounts and build a solid financial history.

Does First National Bank of Clarksdale offer online and mobile banking?

Most modern institutions like First National Bank of Clarksdale provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbclarksdale.com.