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Bank of Stronghurst Rates & Review April 2026

Bank of Stronghurst's 9-Month CD SPECIAL* rates are at 3.34%, 24-Month CD* rates are at 3.29%, 18-Month CD* rates are at 3.24%, 15-Month CD SPECIAL* rates are at 3.19%, 60-Month CD* rates are at 1.66%. MonitorBankRates evaluates the financial stability of Bank of Stronghurst with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.30%. Rates were last updated on 04/24/2026.

Bank of Stronghurst money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Stronghurst? Share your experience about Bank of Stronghurst by leaving a review below, or read customer reviews before you decide to use Bank of Stronghurst.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.30%
Excellent Lower than avg
Bank of Stronghurst
108 E Main St
Stronghurst, IL 61480
https://www.bankofstronghurst.com
Member FDIC

Bank of Stronghurst CD Rates

Product Rate APY Term View More
9 MONTH CD SPECIAL* 3.30% 3.34%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
24 MONTH CD* 3.25% 3.29%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
18 MONTH CD* 3.20% 3.24%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
15 MONTH CD SPECIAL* 3.15% 3.19%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
60 MONTH CD* 1.65% 1.66%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
36 MONTH CD* 1.35% 1.36%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
30 MONTH CD* 1.25% 1.26%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
15 MONTH CD* 1.00% 1.00%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
1 YEAR CD* 0.95% 0.95%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
9 MONTH CD* 0.90% 0.90%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
6 MONTH CD* 0.80% 0.80%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%
3 MONTH CD* 0.70% 0.70%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.30%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Stronghurst is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Stronghurst rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Stronghurst's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Stronghurst
FDIC Certificate # 16413
Address 108 E Main St, Stronghurst, IL 61480  ·  Henderson
Established 04/27/1946
FDIC Insurance Date 04/27/1946
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.30%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2839%
Return on Equity (ROE) 3.5500%
Non-Performing Loans (NPL) 0.38%
Total Assets $85,767,000
Total Deposits $75,453,000
Equity Capital $9,487,000
Net Income $322,000
Headquarters Stronghurst
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Bank of Stronghurst

Is Bank of Stronghurst a safe place to deposit money?

Yes, Bank of Stronghurst is considered a safe financial institution. With a Texas Ratio of 5.2985307908721%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Stronghurst operate?

Bank of Stronghurst currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Stronghurst does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Stronghurst provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Stronghurst offer online and mobile banking?

Most modern institutions like Bank of Stronghurst provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofstronghurst.com.

Current Bank of Stronghurst Rates

  • 12-Month CD0.95%
  • 18-Month CD3.24%
  • 24-Month CD3.29%
  • 36-Month CD1.36%
  • 60-Month CD1.66%
Retrieved from our database of financial products. Rates subject to change.