☰

Home›
Banks›
National Bank of St. Anne

iAdvertiser Disclosure

National Bank of St. Anne Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of St. Anne provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare National Bank of St. Anne rates to other rates in our database, including 12-month CD rates currently at 0.01%, 6-month CD rates at 0.00% and 3-month CD rates at 1.00%. Savings rates are at 3.15% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to National Bank of St. Anne rates. MonitorBankRates evaluates the financial stability of National Bank of St. Anne with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.89%. Rates were last updated on 04/17/2026.

National Bank of St. Anne money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of St. Anne? Share your experience about National Bank of St. Anne by leaving a review below, or read customer reviews before you decide to use National Bank of St. Anne.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.89%

Excellent Lower than avg

National Bank of St. Anne

158 W Station St
St. Anne, IL 60964

https://www.nbsail.net/

Current Rate Availability

We do not have National Bank of St. Anne rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for National Bank of St. Anne is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather National Bank of St. Anne rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with National Bank of St. Anne's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name National Bank of St. Anne

Bank Holding Company ST ANNE BCORP INC

Address 158 W Station St, St. Anne, IL 60964 · Kankakee

Website https://www.nbsail.net/

FDIC Certificate # 16752

Established 12/04/1948

FDIC Insurance Date 12/04/1948

Domestic Offices 3

Total Branches 3

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.89%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8561%

Return on Equity (ROE) 8.8800%

Non-Performing Loans (NPL) 0.26%

Total Assets $140,608,000

Total Deposits $124,786,000

Equity Capital $14,631,000

Net Income $1,570,000

Headquarters St. Anne

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for National Bank of St. Anne yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for National Bank of St. Anne

Frequently Asked Questions About National Bank of St. Anne

Is National Bank of St. Anne a safe place to deposit money?

Yes, National Bank of St. Anne is considered a safe financial institution. With a Texas Ratio of 2.8872228425586%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does National Bank of St. Anne operate?

National Bank of St. Anne currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, National Bank of St. Anne does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of St. Anne provides members with tools to manage their accounts and build a solid financial history.

Does National Bank of St. Anne offer online and mobile banking?

Most modern institutions like National Bank of St. Anne provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nbsail.net/.