Bankwell Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Bankwell Bank Deposit Rates
Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 3.45% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 9.20%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. Bankwell Bank's 12-Month CD rates are at 4.30%, 6-Month CD rates are at 4.20%, 18-Month CD rates are at 3.50%. Bankwell Bank's savings rates are at 3.50%. Bankwell Bank's money market rates are at 3.25%.

Bankwell Bank

To see how these rates compare to Bankwell Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bankwell Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bankwell Bank CD rates. You can also compare Bankwell Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Bankwell Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bankwell Bank? Share your experience about Bankwell Bank by leaving a review below, or read customer reviews before you decide to use Bankwell Bank.

Bankwell Bank Texas Ratio

Bankwell Bank's Texas Ratio is at 15.71%, which is considered excellent. The Texas Ratio for Bankwell Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bankwell Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.30%
18-Month CD
3.50%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.50%
MMA
3.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bankwell Bank
156 Cherry St
New Canaan, CT 06840
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bankwell Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bankwell Bank
Bankwell Bank
12-Month CD
4.30%
$1,000
Bankwell Bank
Bankwell Bank
6-Month CD
4.20%
$1,000
Bankwell Bank
Bankwell Bank
High Yield Money Market
4.00%
$100,000
Bankwell Bank
Bankwell Bank
18-Month CD
3.50%
$1,000
Bankwell Bank
Bankwell Bank
Smart Savings
3.50%
$100
Bankwell Bank
Bankwell Bank
Smart Money Market
3.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bankwell Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
4.25%
$5,000
The Community State Bank
The Community State Bank
12-Month CD
3.96%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
3.91%
$1,000
T Bank
T Bank
12-Month CD
3.85%
$1,000
First Southwest Bank
First Southwest Bank
24-Month CD
3.75%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
LendingClub
LendingClub
24-Month CD
3.50%
$2,500
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
3.46%
$1,000
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
12-Month CD
3.30%
$500
Bank of Star Valley
Bank of Star Valley
48-Month CD
3.29%
$250
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
18-Month CD
3.28%
$1,000
Newburyport Bank
Newburyport Bank
36-Month CD
3.25%
$500
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.25%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
36-Month CD
3.03%
$500
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Citizens Bank
Citizens Bank
14-Month CD
2.75%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Money Market
2.75%
$100,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Bristol Morgan Bank
Bristol Morgan Bank
48-Month CD
2.50%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Bank of Sun Prairie
Bank of Sun Prairie
24-Month CD
1.15%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
Haviland State Bank
Haviland State Bank
Savings
1.11%
$50
Bank of Stronghurst
Bank of Stronghurst
12-Month CD
0.95%
$500
First Command Bank
First Command Bank
36-Month CD
0.95%
$1,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Rondout Savings Bank
Rondout Savings Bank
60-Month CD
0.75%
$500
The Middlefield Banking Company
The Middlefield Banking Company
24-Month CD
0.60%
$500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Rising Star Savings
0.60%
$500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
36-Month CD
0.55%
$500
Marion Center Bank
Marion Center Bank
Statement Savings
0.50%
$100
North Shore Trust and Savings
North Shore Trust and Savings
Premium Money Market
0.50%
$75,000
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Kennebunk Savings Bank
Kennebunk Savings Bank
36-Month CD
0.40%
$500
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
Root River State Bank
Root River State Bank
Traditional Savings
0.35%
$50
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Personal Savings
0.30%
$100
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings
0.25%
$0
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD
0.25%
$1,000
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Jewett City Savings Bank
Jewett City Savings Bank
Money Market
0.05%
$100
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
Dime Bank
Dime Bank
Money Market
0.03%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bankwell Bank Information

Bankwell Bank
156 Cherry St
New Canaan, CT 06840
Western Connecticut
Established Date: 04/22/2002
FDIC Certificate #: 57368
Date of FDIC Deposit Insurance: 04/22/2002
Bank Holding Company: BANKWELL FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Bankwell Bank FDIC Insured? Yes
What is Bankwell Bank's Cert number? 57368
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bankwell Bank Financials

Total Assets:
$3,151,818,000
Total Deposits:
$2,684,733,000
Equity Capital:
$325,826,000
Domestic Deposits:
$2,684,733,000
Net Income:
$5,906,000
Return on Assets:
1.3580%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.9734%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
14.4600%
Quarterly Return on Equity:
7.2800%
Common Equity Tier 1 Capital Ratio:
10.6508%
Tier 1 Risk-Based Capital Ratio:
10.6508%
Leverage Tier 1 (Core Capital) Ratio:
9.5981%
Total Risk-Based Capital Ratio (YTD):
11.6758%
Total Interest Income (YTD):
5.9585%
 
 
Headquarters:
New Canaan
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Western Connecticut
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD

    Bankwell CD Rates on the bank's two special certificate of deposit have some pretty good rates. Current 12-month CD rates at Bankwell are at 4.88% with an APY of 5.00%, the minimum opening deposit is $1,000. 6-month CD rates from Bankwell are current at 4.50% APY, also with a minimum opening deposit of $1,000. Learn more about Bankwell CD rates and CD disclosers below.

    Bankwell Bank 12-Month CD Special

  • APY (Annual Percentage Yield): 5.00%
  •     Read more...

    Explore Other Rate Deals

    EverBank CD rates were changed again this past week. EverBank is definitely one of the more active banks when it comes to changing CD rates. The most recent changes were to the bank's intermediate term CDs and the rate changes were all higher.

    First Republic Bank is offering a promotional 5 month certificate of deposit that currently has an annual percentage rate (APR) of 2.23% and an annual percentage yield (APY) of 2.25%. The minimum deposit is $5,000. This rate is current as of March 18th, 2009.
    CapitalSource Bank, headquartered in Los Angeles, California, is advertising two different types of savings accounts and two different types of money market accounts. Savings accounts include their Signature Savings Account, a Statement Savings Account. Money market accounts include their Signature Money Market Account and a Statement Money Market Account.

    Bank or Credit Union Offers and Deals

    Current 30 Year Mortgage Rates at 5.07% - MBA
    Money Market Rates in Florida - Best FL Rate Alert
    CD Early Withdrawal Penalties
    CD Rates: Updated May 4th
    Conforming Mortgage Rates Climb Higher on Positive Economic Outlook
    Mortgage Rates: 30 Year Mortgage Rates Down, Averaging 4.41% on Weak Economic Data
    The Fed Increases the Fed Funds Rate: Why Does That Matter to Me?
    Fed Stays the Course on Bond Buying Stimulus, Decision Sends Mortgage Rates Lower
    Mortgage Rates - Current Mortgage Rates
    ableBanking, a division of Northeast Bank 6 Month CD Rates now at 0.80%

    Alternative Bank and Credit Union Offers to Explore

    30 Year Mortgage Rates Back Under 4.00 Percent this Week
    Home Mortgage Rates Decrease MBA: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.88%
    CD Rates May 31: Average CD Rates Continue to Decline
    Mortgage Rates Sunday February 13, 2011: 30 Year Mortgage Rates Just Above 5.00%
    FHFA House Price Index Declines 0.6 % from July to August
    Mortgage Rates: 30 Year Mortgage Rates and 15 Year Mortgage Rates Increase Slightly
    Fulton Bank Mortgage Rates Today
    NewDominion Bank 6 Month CD Rates now at 0.30%
    CD Rates for December 24th, 2019
    Average Cash Back Credit Card Rates January 7, 2011

    Bankwell Bank Reviews

    There are no reviews for Bankwell Bank yet. Feel free to create one below.
    Average Rating
    ☆☆☆☆☆
    Total Reviews
    0
    Add Your Rating and Review for Bankwell Bank
    Your Name:
    Your Rating:

    See how Bankwell Bank Compares to other banks