Newburyport Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 5.00% and 3-month CD rates at 4.00%. Current savings rates are at 0.05% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Newburyport Bank's 24-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%, 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%. Newburyport Bank's savings rates are at 0.15%. Newburyport Bank's money market rates are at 0.25%.

Newburyport Bank

To see how these rates compare to Newburyport Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Newburyport Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Newburyport Bank CD rates. You can also compare Newburyport Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Newburyport Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newburyport Bank? Share your experience about Newburyport Bank by leaving a review below, or read customer reviews before you decide to use Newburyport Bank.

Newburyport Bank Texas Ratio

Newburyport Bank's Texas Ratio is at 0.36%, which is considered excellent. The Texas Ratio for Newburyport Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Newburyport Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.50%
24-Month CD
3.50%
36-Month CD
3.25%
48-Month CD
3.25%
60-Month CD
3.25%
Savings
0.15%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Newburyport Bank
63 State St
Newburyport, MA 01950
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Newburyport Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Newburyport Bank
Newburyport Bank
24-Month CD
3.50%
$500
Newburyport Bank
Newburyport Bank
18-Month CD
3.50%
$500
Newburyport Bank
Newburyport Bank
60-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
48-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
36-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
12-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
Premier Money Market
0.25%
$2,500
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Newburyport Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home State Bank Royal, IA
Home State Bank Royal, IA
6-Month CD
5.06%
$1,000
FSB of Rosemount
FSB of Rosemount
24-Month CD
5.00%
$500
Keen Bank
Keen Bank
9-Month CD
4.78%
$2,500
SpiritBank
SpiritBank
7-Month CD special
4.50%
$2,500
Rising Bank
Rising Bank
36-Month CD Rising
4.35%
$25,000
Community Bank of Wichita
Community Bank of Wichita
12-Month CD
4.33%
$5,000
Community Bank of Cameron
Community Bank of Cameron
12-Month CD
4.32%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD Share
4.20%
$500
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
4.06%
$1,000
Kearney Trust Company
Kearney Trust Company
6-Month CD Simple Interest
4.04%
$25
Generations Commercial Bank
18-Month CD
4.00%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
24-Month CD
4.00%
$250
Bank of Wolcott
Bank of Wolcott
60-Month CD
3.85%
$5,000
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
FNB of Bangor
FNB of Bangor
18-Month CD
3.55%
$1,000
PS Bank of Velva
PS Bank of Velva
36-Month CD
3.50%
$500
Self-Help Credit Union
Self-Help Credit Union
Money Market
3.32%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
12-Month CD certificate
3.18%
$250
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
Farmers and Drovers Bank
Farmers and Drovers Bank
6-Month CD
2.75%
$500
Bank5 Connect
Bank5 Connect
High Interest Checking
2.70%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Anahuac National Bank
Anahuac National Bank
Kasasa Cash
2.25%
$0
FCNB of St. Paris
60-Month CD
2.20%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
60-Month CD
2.20%
$25,000
Denison State Bank
Denison State Bank
36-Month CD
2.10%
$500
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD flex share
2.02%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
Heritage Bank Wood River, NE
3-Month CD
1.92%
$1,000
Bank of Hindman
Bank of Hindman
36-Month CD
1.76%
$1,000
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
Asian Bank
Asian Bank
36-Month CD
1.50%
$1,000
Banesco USA
Banesco USA
High Yield Money Market
1.35%
$2,500
Napoleon State Bank
Napoleon State Bank
Money Market
1.01%
$250,000
Bank of Franklin County
Bank of Franklin County
12-Month CD
1.00%
$500
Bath State Bank
Bath State Bank
Early Harvest Money Market
1.00%
$5,000
Home Loan Investment Bank
Home Loan Investment Bank
12-Month CD
0.90%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
The Victory Bank
The Victory Bank
60-Month CD
0.85%
$500
Bangor Savings Bank
Bangor Savings Bank
60-Month CD
0.75%
$500
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking Account
0.10%
$500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Account
0.10%
$1,000
Superior National Bank
Superior National Bank
Personal Money Market Tier 1
0.05%
$0
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Newburyport Bank Information

Newburyport Bank
63 State St
Newburyport, MA 01950
Essex
Established Date: 04/01/1854
FDIC Certificate #: 90251
Date of FDIC Deposit Insurance: 07/01/1985
Bank Holding Company: NEWBURYPORT 5 CENTS BCORP MHC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is Newburyport Bank FDIC Insured? Yes
What is Newburyport Bank's Cert number? 90251
What is the maximum amount for insured deposits? $250,000 per holder, per account

Newburyport Bank Financials

Total Assets:
$1,539,132,000
Total Deposits:
$1,340,728,000
Equity Capital:
$127,815,000
Domestic Deposits:
$1,340,728,000
Net Income:
$1,172,000
Return on Assets:
0.4924%
Quarterly Return on Assets:
0.3000%
Pretax Return on Assets:
0.3643%
Pretax Quarterly Return on Assets:
0.3600%
Return on Equity:
5.3200%
Quarterly Return on Equity:
3.6900%
Common Equity Tier 1 Capital Ratio:
11.3790%
Tier 1 Risk-Based Capital Ratio:
11.3790%
Leverage Tier 1 (Core Capital) Ratio:
9.4514%
Total Risk-Based Capital Ratio (YTD):
12.4177%
Total Interest Income (YTD):
3.8896%
 
 
Headquarters:
Newburyport
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
11
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-506-and-15-year-mortgage-rates-at-445Mortgage rates were down in the latest mortgage survey released by Freddie Mac. The decrease in today's mortgage rates was the first decrease in the past few weeks. 30 year mortgage rates are down to 5.06 percent for the week ending January 14, 2010, down from the previous week’s average mortgage interest rate of 5.09 percent. Mortgage discount points were unchanged at 0.7 points.
Housing BailoutPresident Obama announced a housing rescue plan that might help as much as nine millions homeowners.
Since this past September, the Federal Reserve has lowered the federal-funds rate six times, from 5.25% to 2.25%, over the same period, certificate of deposit yields have dropped in tandem.

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