What are the current interest rates at PCB Bank?

Current rates for PCB Bank include: Savings: 2.50%

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PCB Bank Rates & Review April 2026

Q: Is PCB Bank a safe place to deposit money?

Yes, PCB Bank is considered a safe financial institution. With a Texas Ratio of 1.1177738021391%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does PCB Bank operate?

PCB Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, PCB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PCB Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

PCB Bank's savings rates are at 2.50%. MonitorBankRates evaluates the financial stability of PCB Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.12%. Rates were last updated on 03/28/2026.

PCB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PCB Bank? Share your experience about PCB Bank by leaving a review below, or read customer reviews before you decide to use PCB Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.12%

Excellent Lower than avg

PCB Bank

3701 Wilshire Blvd
Los Angeles, CA 90010

https://www.mypcbbank.com

Current Rate Availability

We do not have PCB Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PCB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PCB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PCB Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PCB Bank

Bank Holding Company PCB BCORP

Address 3701 Wilshire Blvd, Los Angeles, CA 90010 · Los Angeles

Website https://www.mypcbbank.com

FDIC Certificate # 57463

Established 09/18/2003

FDIC Insurance Date 09/18/2003

Domestic Offices 19

Total Branches 19

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.12%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3456%

Return on Equity (ROE) 10.2000%

Non-Performing Loans (NPL) 0.11%

Total Assets $3,280,733,000

Total Deposits $2,805,961,000

Equity Capital $378,457,000

Net Income $38,378,000

Headquarters Los Angeles

Total Offices 19

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About PCB Bank

Is PCB Bank a safe place to deposit money?

Yes, PCB Bank is considered a safe financial institution. With a Texas Ratio of 1.1177738021391%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does PCB Bank operate?

PCB Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PCB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PCB Bank provides members with tools to manage their accounts and build a solid financial history.

Does PCB Bank offer online and mobile banking?

Most modern institutions like PCB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mypcbbank.com.