1. Home
  2. Banks
  3. Banner Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Banner Bank Rates & Review March 2026

Banner Bank's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Banner Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.69%. Rates were last updated on 03/18/2026.

Banner Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Banner Bank? Share your experience about Banner Bank by leaving a review below, or read customer reviews before you decide to use Banner Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.69%
Excellent Lower than avg
Banner Bank
10 S 1st Ave
Walla Walla, WA 99362
https://www.bannerbank.com
Member FDIC

Banner Bank Savings Rates

Product Rate APY View More
High Yield Relationship Savings - 2.63%
Min Balance $25,000
Details Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 2.58%
Min Balance $1,000,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 2.53%
Min Balance $500,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 2.28%
Min Balance $250,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 2.02%
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 1.51%
Min Balance $25,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
Banner's Best Savings - 0.25%
Min Balance $5,000
Details Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
High Yield Relationship Savings - 0.25%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%

Banner Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.29%
Details As Low As; APR (Annual Percentage Rate) as low as 5.29% fixed for the first 12 months or as low as 5.99% for the first 24 months requires a minimum credit score of 750 or greater. Rate includes a 0.50% discount by establishing an automatic payment from any Banner Bank personal checking account prior to closing. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 4.25% APR. The maximum APR that may be imposed is 18.00%. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes existing Banner Bank HELOCs, Home Equity Loans, Bridge Loans and non-owner-occupied transactions. Residential appraisals only, and paid by client. No commercial appraisals and proof of insurance is required. Subject to credit approval. Not all applicants will qualify. Minimum credit of 650 required for program. Available for applications submitted between March 2, 2026 through June 26, 2026.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%
Home Equity Line of Credit - - 5.99%
Details As Low As; Intro rate expires: 24 months
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.69%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Banner Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Banner Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Banner Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Banner Bank
Bank Holding Company BANNER CORP
Address 10 S 1st Ave, Walla Walla, WA 99362  ·  Walla Walla
FDIC Certificate # 28489
Established 01/01/1890
FDIC Insurance Date 08/09/1989
Domestic Offices 145
Total Branches 145
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.69%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2856%
Return on Equity (ROE) 12.6100%
Non-Performing Loans (NPL) 0.16%
Total Assets $16,347,870,000
Total Deposits $13,812,149,000
Equity Capital $1,951,461,000
Net Income $203,390,000
Headquarters Walla Walla
Total Offices 145
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Banner Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Banner Bank
Your Name:
Your Rating:

Frequently Asked Questions About Banner Bank

Is Banner Bank a safe place to deposit money?

Yes, Banner Bank is considered a safe financial institution. With a Texas Ratio of 1.6887601606555%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Banner Bank operate?

Banner Bank currently maintains approximately 145 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Banner Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Banner Bank provides members with tools to manage their accounts and build a solid financial history.

Does Banner Bank offer online and mobile banking?

Most modern institutions like Banner Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bannerbank.com.

Current Banner Bank Rates

  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.