What are the current interest rates at Peoples Bank Cuba, MO?

Current rates for Peoples Bank Cuba, MO include: Savings: 5.00%, MMA: 3.00%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Banks›
Peoples Bank Cuba, MO

iAdvertiser Disclosure

Peoples Bank Cuba, MO Rates & Review September 2026

Q: How many branches does Peoples Bank Cuba, MO operate?

Peoples Bank Cuba, MO currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Peoples Bank Cuba, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Cuba, MO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Peoples Bank Cuba, MO's savings rates are at 5.00%. Peoples Bank Cuba, MO's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of Peoples Bank Cuba, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.90%. Rates last updated and verified on 09/19/2026.

Peoples Bank Cuba, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Cuba, MO? Share your experience about Peoples Bank Cuba, MO by leaving a review below, or read customer reviews before you decide to use Peoples Bank Cuba, MO.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.90%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Peoples Bank

408 W Washington St
Cuba, MO 65453

https://www.peoplesbk.com

Peoples Bank Cuba, MO Savings Rates

Product	Rate	APY	View More
SUPER SAVER SAVINGS	-	5.00%
Details For ages 12 & under; Includes a superhero cape and mask Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Peoples Bank Cuba, MO Money Market Rates

Product	Rate	APY	View More
MONEY MARKET	-	3.00%
Details Make up to 20 debits per month Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Peoples Bank Cuba, MO’s Texas Ratio fell from 4.03% in Q3 2023 to 1.90% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.6 to 5.0 and its Health Grade from B to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$249M	1.90%	5.0	A+
March 31, 2026	$249M	2.03%	5.0	A+
December 31, 2025	$251M	1.90%	5.0	A+
September 30, 2025	$241M	2.32%	5.0	A+
June 30, 2025	$249M	2.06%	5.0	A+
March 31, 2025	$246M	5.59%	5.0	A+
December 31, 2024	$245M	5.96%	4.8	A
September 30, 2024	$240M	5.32%	5.0	A+
June 30, 2024	$247M	5.84%	4.8	A
March 31, 2024	$255M	4.45%	4.7	A
December 31, 2023	$255M	4.44%	4.9	A+
September 30, 2023	$246M	4.03%	3.6	B

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Cuba, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Cuba, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Cuba, MO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank Cuba, MO

Bank Holding Company PEOPLES BCORP INC

Address 408 W Washington St, Cuba, MO 65453 · Crawford

Website https://www.peoplesbk.com

FDIC Certificate # 12230

Established 19010622

FDIC Insurance Date 19340101

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.90%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7524%

Return on Equity (ROE) 21.7400%

Non-Performing Loans (NPL) 0.16%

Total Assets $248,703,000

Total Deposits $227,085,000

Equity Capital $20,497,000

Net Income $2,187,000

Headquarters Cuba

Total Branches and Offices 5

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Peoples Bank Cuba, MO earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/peoples-bank-cuba-mo-rates-review-12230">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Peoples Bank Cuba, MO yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Peoples Bank Cuba, MO

Frequently Asked Questions About Peoples Bank Cuba, MO

How many branches does Peoples Bank Cuba, MO operate?

Peoples Bank Cuba, MO currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Cuba, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Cuba, MO provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Cuba, MO offer online and mobile banking?

Most modern institutions like Peoples Bank Cuba, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbk.com.