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Peoples Bank Cuba, MO Rates & Review April 2026

Peoples Bank Cuba, MO's savings rates are at 5.00%. Peoples Bank Cuba, MO's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of Peoples Bank Cuba, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.03%. Rates were last updated on 04/16/2026.

Peoples Bank Cuba, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Cuba, MO? Share your experience about Peoples Bank Cuba, MO by leaving a review below, or read customer reviews before you decide to use Peoples Bank Cuba, MO.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.03%
Excellent Lower than avg
Peoples Bank Cuba, MO
408 W Washington St
Cuba, MO 65453
https://www.peoplesbk.com
Member FDIC

Peoples Bank Cuba, MO Savings Rates

Product Rate APY View More
Super Saver Savings - 5.00%
Details For ages 12 & under with 5% APY; Includes a superhero cape and mask
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.03%

Peoples Bank Cuba, MO Money Market Rates

Product Rate APY View More
Money Market - 3.00%
Details Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.03%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Cuba, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Cuba, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Cuba, MO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank Cuba, MO
Bank Holding Company PEOPLES BCORP INC
Address 408 W Washington St, Cuba, MO 65453  ·  Crawford
FDIC Certificate # 12230
Established 06/22/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.03%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4679%
Return on Equity (ROE) 23.4700%
Non-Performing Loans (NPL) 0.22%
Total Assets $250,886,000
Total Deposits $229,529,000
Equity Capital $20,285,000
Net Income $3,908,000
Headquarters Cuba
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Peoples Bank Cuba, MO

Is Peoples Bank Cuba, MO a safe place to deposit money?

Yes, Peoples Bank Cuba, MO is considered a safe financial institution. With a Texas Ratio of 4.0321990486645%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples Bank Cuba, MO operate?

Peoples Bank Cuba, MO currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Cuba, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Cuba, MO provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Cuba, MO offer online and mobile banking?

Most modern institutions like Peoples Bank Cuba, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbk.com.

Current Peoples Bank Cuba, MO Rates

  • Savings5.00%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.