Bay Port State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bay Port State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bay Port State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bay Port State Bank CD rates. You can also compare Bay Port State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Bay Port State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bay Port State Bank? Share your experience about Bay Port State Bank by leaving a review below, or read customer reviews before you decide to use Bay Port State Bank. Bay Port State Bank Texas Ratio Bay Port State Bank's Texas Ratio is at 2.03%, which is considered excellent. The Texas Ratio for Bay Port State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bay Port State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Bay Port State Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bay Port State Bank rate data right now, check back for updates, we are adding rates all the time. Bay Port State Bank InformationBay Port State Bank
9840 Main StBay Port, MI 48720 Huron Established Date: 03/01/1938 FDIC Certificate #: 15585 Date of FDIC Deposit Insurance: 03/03/1938 Bank Holding Company: BAY PORT FINANCIAL CORP How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.bayportstatebank.com
Is Bay Port State Bank FDIC Insured? Yes
What is Bay Port State Bank's Cert number? 15585
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bay Port State Bank FinancialsTotal Assets:
$146,848,000
Total Deposits:
$133,259,000
Equity Capital:
$12,797,000
Domestic Deposits:
$133,259,000
Net Income:
$403,000
Return on Assets:
1.2562%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.3972%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
15.4800%
Quarterly Return on Equity:
12.7300%
Common Equity Tier 1 Capital Ratio:
12.3012%
Tier 1 Risk-Based Capital Ratio:
12.3012%
Leverage Tier 1 (Core Capital) Ratio:
8.8445%
Total Risk-Based Capital Ratio (YTD):
13.5538%
Total Interest Income (YTD):
5.1136%
Headquarters:
Bay Port
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Huron
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals 30 year mortgage refinance rates are higher this week but stayed under 5.00% for the second consecutive week. 30 year refinance rates are averaging 4.95%, up from last week's average refinance rate of 4.88%. 15 year mortgage refinance rates are also higher this week. The average rate on a 15 year mortgage refinance loan is averaging 4.35%, up from last week’s average refinance rate of 4.30%.
The current national average 1 year CD rate is only 0.60 percent but you can find rates higher than the national average. Right now on our 12 month CD rates list in Fresno, CA, we found Bank of Internet USA has the best bank CD rate. Bank Of Internet's current 1 year CD interest rate is 1.30 percent with a CD interest yield of 1.31 percent. The second highest 1 year CD rate on our list in Fresno, California, is from Ally Bank. Ally is currently offering 12 month bank CD rates at 1.28 percent with a bank CD yield of 1.29 percent. Both Bank of Internet's rate and Ally Bank's rate is more than double the current national average.
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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.25% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 11.90%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. 
