Bay Port State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bay Port State BankToday's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.25% and 3-month CD rates at 1.16%. Current savings rates are at 4.40% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 11.75%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bay Port State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bay Port State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bay Port State Bank CD rates. You can also compare Bay Port State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Bay Port State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bay Port State Bank? Share your experience about Bay Port State Bank by leaving a review below, or read customer reviews before you decide to use Bay Port State Bank.

Bay Port State Bank Texas Ratio

Bay Port State Bank's Texas Ratio is at 2.03%, which is considered excellent. The Texas Ratio for Bay Port State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bay Port State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bay Port State Bank
9840 Main St
Bay Port, MI 48720
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bay Port State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.30%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
24-Month CD
4.00%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.00%
$500
Riverland Bank
Riverland Bank
36-Month CD
3.85%
$1,000
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
3.84%
$1,000
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.55%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
60-Month CD
3.51%
$500
Hatboro Federal Savings
Hatboro Federal Savings
24-Month CD
3.50%
$1,000
1st Community Credit Union
1st Community Credit Union
36-Month CD
3.35%
$1,000
Avidia Bank
Avidia Bank
18-Month CD
3.30%
$1,000
Vinton County Bank
Vinton County Bank
24-Month CD
3.30%
$2,500
FCN Bank, N.A.
FCN Bank, N.A.
36-Month CD
3.28%
$1,000
Madison County Bank
Madison County Bank
Money Market
3.15%
$90,000
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
60-Month CD
2.93%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
48-Month CD
2.87%
$5,000
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
2.75%
$500
Bank Northwest
Bank Northwest
24-Month CD
2.53%
$500
Ergo Bank
Ergo Bank
60-Month CD
2.41%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
Bruning Bank
Bruning Bank
60-Month CD
2.22%
$500
Bank 21
Bank 21
Money Market
1.75%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
Heritage Bank Wood River, NE
24-Month CD
1.50%
$1,000
Gunnison S&L
Gunnison S&L
Statement Savings
1.36%
$1
Forward Bank
Forward Bank
24-Month CD
1.31%
$500
The Peoples Community Bank
The Peoples Community Bank
12-Month CD
1.25%
$500
Union Bank, Inc.
Union Bank, Inc.
Plus Checking
1.25%
$5,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
Chain Bridge Bank
Chain Bridge Bank
Savings
0.74%
$100
CSB Norwood Young America
CSB Norwood Young America
Passbook Savings
0.60%
$0
State Bank Fenton, MI
State Bank Fenton, MI
Prosperity Money Market
0.55%
$2,500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Interest Checking
0.50%
$2,500
Hancock County SB
Hancock County SB
12-Month CD
0.50%
$500
Washington Financial Bank
Washington Financial Bank
60-Month CD
0.50%
$500
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
Bank of Buffalo
Bank of Buffalo
18-Month CD
0.40%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
Midwest Heritage Bank
Midwest Heritage Bank
Health Savings
0.15%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Share Savings
0.15%
$100
BankPlus
BankPlus
Personal Savings
0.05%
$100
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
PNC Bank
PNC Bank
18-Month CD
0.02%
$1,000
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bay Port State Bank rate data right now, check back for updates, we are adding rates all the time.

Bay Port State Bank Information

Bay Port State Bank
9840 Main St
Bay Port, MI 48720
Huron
Established Date: 03/01/1938
FDIC Certificate #: 15585
Date of FDIC Deposit Insurance: 03/03/1938
Bank Holding Company: BAY PORT FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Bay Port State Bank FDIC Insured? Yes
What is Bay Port State Bank's Cert number? 15585
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bay Port State Bank Financials

Total Assets:
$146,848,000
Total Deposits:
$133,259,000
Equity Capital:
$12,797,000
Domestic Deposits:
$133,259,000
Net Income:
$403,000
Return on Assets:
1.2562%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.3972%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
15.4800%
Quarterly Return on Equity:
12.7300%
Common Equity Tier 1 Capital Ratio:
12.3012%
Tier 1 Risk-Based Capital Ratio:
12.3012%
Leverage Tier 1 (Core Capital) Ratio:
8.8445%
Total Risk-Based Capital Ratio (YTD):
13.5538%
Total Interest Income (YTD):
5.1136%
 
 
Headquarters:
Bay Port
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Huron
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-hovering-at-all-time-low-30-year-mortgage-rates-at-467Mortgage rates are hovering at all-time lows this morning. 30 year mortgage rates are averaging 4.67 percent. Mortgage rates have been heading lower since early June when the European debt crisis started and U.S. bond yields headed down. Mortgage rates continued to head lower this past week on news the U.S. economic recovery is slowing down.
Average mortgage rates today are lower but will move higher in the coming months and years. Current 30 year conforming mortgage rates are averaging 3.92 percent, down from last week's average rate of 3.97 percent. 30 year mortgage rates dropped to a 20 month low of 3.73 percent in January.
For the past couple of weeks we thought we were safe from higher mortgage rates but that isn't the case anymore. The fear that the Federal Reserve will start tapering bond and mortgage-backed security purchases are back. The Federal Open Market Committee (FOMC) just released their October meeting minutes, suggesting that the central bank is looking for a way to slow down and stop their buying.

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Alternative Bank and Credit Union Offers to Explore

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Prepaid Credit Cards and Debit Cards

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