CNB of Somerset CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to CNB of Somerset CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CNB of Somerset, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CNB of Somerset CD rates. You can also compare CNB of Somerset savings rates, MMA rates and mortgage rates using our other rate lists. CNB of Somerset money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB of Somerset? Share your experience about CNB of Somerset by leaving a review below, or read customer reviews before you decide to use CNB of Somerset. CNB of Somerset Texas Ratio CNB of Somerset's Texas Ratio is at 9.54%, which is considered excellent. The Texas Ratio for CNB of Somerset is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, CNB of Somerset is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare CNB of Somerset Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have CNB of Somerset rate data right now, check back for updates, we are adding rates all the time. CNB of Somerset InformationCNB of Somerset
44 Public SqSomerset, KY 42501 Pulaski Established Date: 01/01/1919 FDIC Certificate #: 2725 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CITIZENS BANCSHARES INC How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.cnbsomerset.com
Is CNB of Somerset FDIC Insured? Yes
What is CNB of Somerset's Cert number? 2725
What is the maximum amount for insured deposits? $250,000 per holder, per account
CNB of Somerset FinancialsTotal Assets:
$622,973,000
Total Deposits:
$514,748,000
Equity Capital:
$20,587,000
Domestic Deposits:
$514,748,000
Net Income:
$1,206,000
Return on Assets:
1.3852%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.7711%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
53.5100%
Quarterly Return on Equity:
22.1900%
Common Equity Tier 1 Capital Ratio:
14.6620%
Tier 1 Risk-Based Capital Ratio:
14.6620%
Leverage Tier 1 (Core Capital) Ratio:
8.8938%
Total Risk-Based Capital Ratio (YTD):
15.9126%
Total Interest Income (YTD):
4.1399%
Headquarters:
Somerset
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Pulaski
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates decreased to the lowest level ever recorded in the latest Mortgage Applications Survey. Both 30 year mortgage rates and 15 year mortgage rates made record lows. Although mortgage rates hit record lows mortgage loan application volume was flat according to the Mortgage Bankers Association.
 In the beginning of the year when mortgage rates and refinance rates headed higher there was concern the Fed's plan to drive mortgage rates and refinance rates lower by purchasing $600 billion in government bonds wasn't working out as planned. 30 year rates had hit a recent high of 5.04 percent on February 14 are now back below 5.00 percent, averaging 4.79 percent. 30 year mortgage rates and refinance rates in Texas are also below 5.00 percent averaging 4.91 percent.
Bank or Credit Union Offers and DealsFed Proposes Certificates of Deposit for BanksLow HELOC Rates - Consolidate Debt and Save Money Costco Online Savings Account Higher Mortgage Interest Rates This Week Sent Mortgage Application Volume Lower WTDirect Online Savings Account Omaha CD Rates Paying Your Mortgage off Early American Bank 5 Year CD Rates now at 1.59% Ditech Jumbo Mortgage Rates 4.545 Percent Savings Rate Up in February as Savings Account Rates Continue to Decline Alternative Bank and Credit Union Offers to ExploreMortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%Banks and Credit Unions Continue Increasing CD Rates Fixed Rate Credit Cards: A Bygone Era Average Credit Card Rates CD Rate Changes The Past Week - All CD Rates Increased What is Term Life Insurance - Buying Term Life Insurance Mortgage Rates: Current Mortgage Rates October 27, 2009 A Higher Discount Rate Doesn't Mean Higher CD Rates, Savings Rates and Mortgage Rates 1.12% APY New Top Savings Rate from North American Savings Bank, FSB Average Mortgage Rates Hold Steady: 30 Year Mortgage Rates at 3.55% CNB of Somerset ReviewsThere are no reviews for CNB of Somerset yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.03%, 6-month CD rates at 3.00% and 3-month CD rates at 3.00%. Current savings rates are at 0.36% and money market rates are at 0.23%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
