CNB of Somerset CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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CNB of SomersetToday's 12-month CD rates can be found at 0.03%, 6-month CD rates at 3.00% and 3-month CD rates at 3.00%. Current savings rates are at 0.36% and money market rates are at 0.23%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to CNB of Somerset CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CNB of Somerset, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CNB of Somerset CD rates. You can also compare CNB of Somerset savings rates, MMA rates and mortgage rates using our other rate lists.

CNB of Somerset money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB of Somerset? Share your experience about CNB of Somerset by leaving a review below, or read customer reviews before you decide to use CNB of Somerset.

CNB of Somerset Texas Ratio

CNB of Somerset's Texas Ratio is at 9.54%, which is considered excellent. The Texas Ratio for CNB of Somerset is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CNB of Somerset is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CNB of Somerset
44 Public Sq
Somerset, KY 42501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare CNB of Somerset Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
6-Month CD
4.50%
$25,000
New Albin Savings Bank
New Albin Savings Bank
12-Month CD (Jumbo)
4.42%
$100,000
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.32%
$1,000
The Grant County Bank
The Grant County Bank
Kasasa Checking
4.00%
$0
Farmers and Drovers Bank
Farmers and Drovers Bank
60-Month CD
3.85%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
24-Month CD
3.85%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.75%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
3.60%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
24-Month CD
3.44%
$1,000
Adams State Bank
Adams State Bank
36-Month CD
3.44%
$1,000
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
60-Month CD
3.35%
$1,000
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.03%
$1,000
Logansport Savings Bank
Logansport Savings Bank
48-Month CD
3.02%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD
3.00%
$1,000
UniBank
UniBank
60-Month CD
3.00%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
Kaw Valley Bank
Kaw Valley Bank
36-Month CD
2.53%
$500
Sanborn Savings Bank
Sanborn Savings Bank
48-Month CD (star saver)
2.52%
$100
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
American State Bank (TX)
American State Bank (TX)
American Select Savings
2.50%
$100
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
60-Month CD
2.28%
$500
Primebank
Primebank
18-Month CD
2.00%
$1,000
Bank of Canton
Bank of Canton
24-Month CD
2.00%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
1.81%
$0
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
60-Month CD
1.75%
$500
Bruning Bank
Bruning Bank
6-Month CD
1.41%
$500
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
Bank of Stronghurst
Bank of Stronghurst
24-Month CD
1.15%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
Roxboro Savings Bank
48-Month CD
0.80%
$500
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
Passbook Savings
0.75%
$25
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.50%
$100
Greenville Federal
Greenville Federal
36-Month CD
0.40%
$500
Metropolitan Bank
Metropolitan Bank
24-Month CD
0.30%
$2,500
Clare Bank
Clare Bank
24-Month CD
0.25%
$500
Greenville National Bank
Greenville National Bank
30-Month CD
0.25%
$1,000
North Shore Bank
North Shore Bank
24-Month CD
0.20%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Classic Plus Checking
0.10%
$1,500
Midland Federal S&L
Midland Federal S&L
Money Market
0.10%
$2,500
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
Home Loan SB
Home Loan SB
Statement Savings
0.07%
$100
Sugar River Bank
Sugar River Bank
Fundsavers Savings
0.05%
$10
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have CNB of Somerset rate data right now, check back for updates, we are adding rates all the time.

CNB of Somerset Information

CNB of Somerset
44 Public Sq
Somerset, KY 42501
Pulaski
Established Date: 01/01/1919
FDIC Certificate #: 2725
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CITIZENS BANCSHARES INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is CNB of Somerset FDIC Insured? Yes
What is CNB of Somerset's Cert number? 2725
What is the maximum amount for insured deposits? $250,000 per holder, per account

CNB of Somerset Financials

Total Assets:
$622,973,000
Total Deposits:
$514,748,000
Equity Capital:
$20,587,000
Domestic Deposits:
$514,748,000
Net Income:
$1,206,000
Return on Assets:
1.3852%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.7711%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
53.5100%
Quarterly Return on Equity:
22.1900%
Common Equity Tier 1 Capital Ratio:
14.6620%
Tier 1 Risk-Based Capital Ratio:
14.6620%
Leverage Tier 1 (Core Capital) Ratio:
8.8938%
Total Risk-Based Capital Ratio (YTD):
15.9126%
Total Interest Income (YTD):
4.1399%
 
 
Headquarters:
Somerset
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Pulaski
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates decreased to the lowest level ever recorded in the latest Mortgage Applications Survey. Both 30 year mortgage rates and 15 year mortgage rates made record lows. Although mortgage rates hit record lows mortgage loan application volume was flat according to the Mortgage Bankers Association.
In the beginning of the year when mortgage rates and refinance rates headed higher there was concern the Fed's plan to drive mortgage rates and refinance rates lower by purchasing $600 billion in government bonds wasn't working out as planned. 30 year rates had hit a recent high of 5.04 percent on February 14 are now back below 5.00 percent, averaging 4.79 percent. 30 year mortgage rates and refinance rates in Texas are also below 5.00 percent averaging 4.91 percent.

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