Winchester Co-operative Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.20% and 3-month CD rates at 2.78%. Current savings rates are at 0.04% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 9.50%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Winchester Co-operative Bank's 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.90%, 36-Month CD rates are at 3.75%, 30-Month CD rates are at 3.75%, 24-Month CD rates are at 3.75%. Winchester Co-operative Bank's savings rates are at 1.00%. Winchester Co-operative Bank's money market rates are at 2.75%.
To see how these rates compare to Winchester Co-operative Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Winchester Co-operative Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Winchester Co-operative Bank CD rates. You can also compare Winchester Co-operative Bank savings rates, MMA rates and mortgage rates using our other rate lists. Winchester Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Winchester Co-operative Bank? Share your experience about Winchester Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Winchester Co-operative Bank. Winchester Co-operative Bank Texas Ratio Winchester Co-operative Bank's Texas Ratio is at 4.21%, which is considered excellent. The Texas Ratio for Winchester Co-operative Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Winchester Co-operative Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
Winchester Co-operative Bank CD Rates and Interest Rates
Winchester Co-operative Bank
12-Month CD
4.00%
$500
Winchester Co-operative Bank
18-Month CD
3.90%
$500
Winchester Co-operative Bank
36-Month CD
3.75%
$500
Winchester Co-operative Bank
30-Month CD
3.75%
$500
Winchester Co-operative Bank
24-Month CD
3.75%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Winchester Co-operative Bank Rates with Other Competitive Bank and Credit Union Rates
FinWise Bank
6-Month CD
4.25%
$500
F&M State Bank Winterset, IA
6-Month CD (Jumbo)
4.09%
$100,000
Lyndon State Bank
6-Month CD
4.04%
$2,500
FSB of Westmoreland
18-Month CD
3.84%
$1,000
Nebraska Bank
48-Month CD
3.60%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Winchester Co-operative Bank InformationWinchester Co-operative Bank
19 Church StWinchester, MA 01890 Middlesex Established Date: 01/01/1893 FDIC Certificate #: 27238 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.wcbonline.com
Is Winchester Co-operative Bank FDIC Insured? Yes
What is Winchester Co-operative Bank's Cert number? 27238
What is the maximum amount for insured deposits? $250,000 per holder, per account
Winchester Co-operative Bank FinancialsTotal Assets:
$794,788,000
Total Deposits:
$670,610,000
Equity Capital:
$101,894,000
Domestic Deposits:
$670,610,000
Net Income:
$219,000
Return on Assets:
0.2860%
Quarterly Return on Assets:
0.1100%
Pretax Return on Assets:
0.1320%
Pretax Quarterly Return on Assets:
0.1300%
Return on Equity:
2.1700%
Quarterly Return on Equity:
0.8600%
Leverage Tier 1 (Core Capital) Ratio:
13.3232%
Total Interest Income (YTD):
3.6460%
Headquarters:
Winchester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBy Jeffrey Long, Allstate Personal Financial Representative
September's job report was disappointing across the board and the news is sending bond yields sharply lower this morning. 200,000 jobs were expected in the report but only 142,000 were created in September. August payroll and July payroll numbers were also revised lower, adding to the downward pressure on rates. American Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at American Bank below.
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