Winchester Co-operative Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 2.50% and 3-month CD rates at 1.01%. Current savings rates are at 0.30% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 13.74%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. Winchester Co-operative Bank's 6-Month CD rates are at 5.00%, 24-Month CD rates are at 4.25%, 18-Month CD rates are at 4.25%, 12-Month CD rates are at 4.25%, 30-Month CD rates are at 4.00%. Winchester Co-operative Bank's savings rates are at 1.00%. Winchester Co-operative Bank's money market rates are at 3.25%.

Winchester Co-operative Bank

To see how these rates compare to Winchester Co-operative Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Winchester Co-operative Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Winchester Co-operative Bank CD rates. You can also compare Winchester Co-operative Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Winchester Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Winchester Co-operative Bank? Share your experience about Winchester Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Winchester Co-operative Bank.

Winchester Co-operative Bank Texas Ratio

Winchester Co-operative Bank's Texas Ratio is at 2.35%, which is considered excellent. The Texas Ratio for Winchester Co-operative Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Winchester Co-operative Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.25%
24-Month CD
4.25%
36-Month CD
4.00%
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
3.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Winchester Co-operative Bank
19 Church St
Winchester, MA 01890
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Winchester Co-operative Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Winchester Co-operative Bank
Winchester Co-operative Bank
6-Month CD
5.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
24-Month CD
4.25%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
18-Month CD
4.25%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
12-Month CD
4.25%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
36-Month CD
4.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
4.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
3-Month CD
4.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
Money Market Deposit Account
3.25%
$10
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Winchester Co-operative Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Maspeth Federal S&L
Maspeth Federal S&L
7-Month CD w/checking
5.50%
$1,500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
12-Month CD
5.32%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
5.25%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
3-Month CD
5.25%
$10,000
FirstBank of Nebraska
FirstBank of Nebraska
11-Month CD special
5.00%
$1,000
Lake Shore Savings Bank
Lake Shore Savings Bank
14-Month CD special
4.90%
$500
Chasewood Bank
Chasewood Bank
18-Month CD
4.89%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
12-Month CD
4.79%
$75,000
Sallie Mae
Sallie Mae
Money Market
4.75%
$0
GCSB Swayzee, IN
GCSB Swayzee, IN
54-Month CD
4.52%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market Share
4.07%
$100,000
FSB of Burnet
FSB of Burnet
3-Month Jumbo CD
4.06%
$95,000
1st Advantage Bank
1st Advantage Bank
10=2-Month CD
4.00%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Money Market (6 month guaranteed rate)
4.00%
$50,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD traditional share
3.56%
$1,000
Achieva Credit Union
Achieva Credit Union
60-Month CD
3.30%
$500
NBT Financial Bank
NBT Financial Bank
12-Month CD
3.29%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
3.02%
$1,000,000
Grove Bank
Grove Bank
48-Month CD
2.82%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
36-Month CD
2.75%
$2,500
Bank of the Valley
Bank of the Valley
Money Market
2.63%
$500,000
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
2.30%
$1,000
Harrison County Bank
Harrison County Bank
12-Month CD
2.10%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
36-Month CD (Certificate)
1.25%
$1,000
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
Bank of Brenham
Bank of Brenham
24-Month CD
1.11%
$1,000
Community National Bank (VT)
Community National Bank (VT)
60-Month CD
1.01%
$2,500
QNB Bank
QNB Bank
36-Month CD
1.00%
$500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
24-Month CD
0.70%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Statement Savings
0.50%
$0
Napoleon State Bank
Napoleon State Bank
30-Month CD
0.50%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
FNB of Bellville
FNB of Bellville
Frist Savings Account
0.43%
$0
BankGloucester
BankGloucester
6-Month CD
0.35%
$2,500
Cecil Bank
Cecil Bank
12-Month CD
0.30%
$500
Spring Valley City Bank
12-Month CD
0.30%
$1,000
Crest Savings Bank
Crest Savings Bank
9-Month CD
0.25%
$500
Catskill Hudson Bank
Catskill Hudson Bank
Savings Account
0.15%
$100
State Bank of St. Jacob
State Bank of St. Jacob
Savings Account
0.15%
$50
PSB Provident Savings Bank
PSB Provident Savings Bank
12-Month CD
0.12%
$1,000
TrustCo Bank
TrustCo Bank
Money Market
0.08%
$2,500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking Account
0.05%
$0
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Preferred Checking
0.05%
$2,500
Hancock County SB
Hancock County SB
Money Market
0.05%
$2,000
Hawaii National Bank
Hawaii National Bank
V.I.P. Money Market Deposit
0.05%
$2,000
1st Northern California Credit Union
1st Northern California Credit Union
Share Savings
0.05%
$100
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Winchester Co-operative Bank Information

Winchester Co-operative Bank
19 Church St
Winchester, MA 01890
Middlesex
Established Date: 01/01/1893
FDIC Certificate #: 27238
Date of FDIC Deposit Insurance: 04/22/1988
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Winchester Co-operative Bank FDIC Insured? Yes
What is Winchester Co-operative Bank's Cert number? 27238
What is the maximum amount for insured deposits? $250,000 per holder, per account

Winchester Co-operative Bank Financials

Total Assets:
$759,172,000
Total Deposits:
$653,635,000
Equity Capital:
$101,385,000
Domestic Deposits:
$653,635,000
Net Income:
$985,000
Return on Assets:
0.5137%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.6771%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
4.2000%
Quarterly Return on Equity:
3.9100%
Leverage Tier 1 (Core Capital) Ratio:
12.6493%
Total Interest Income (YTD):
2.4556%
 
 
Headquarters:
Winchester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mostly higher today. Current mortgage rates on 30 year mortgage loans are averaging averaging 4.00%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.30%, an increase from yesterday's average 15 year mortgage rate of 3.24%.   
Mortgage Rate Lock Expiring Because You Can't Find a Home to BuyThe first step to take when buying a home is to apply for a mortgage loan. The next step would ideally be to lock in a mortgage rate, especially these days since mortgage rates are so low and on the rise. Most lenders will give you a 30 day to 45 day lock period on a rate so you have time to find the right home and still get the rate you were quoted.
BBVA Compass Money Market Account Jumbo rates are now at 0.85 percent with a yield of 0.85 percent. View current Money Market Account Jumbo rates at BBVA Compass below.

Bank or Credit Union Offers and Deals

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Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09%
Certificate of Deposit Accounts FDIC Insured up to $50 Million
Best Mortgage Rates in December 2018
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
FOMC Meets - Are Mortgage Rates and CD Rates Headed Up?
Marcus Bank Savings Rates: 1.20% APY [Nationwide]
Mortgage Rates Today Drift Lower as Janet Yellen says Interest Rates Will Stay Low
Fed Will Push Top 1 Year CD Rates Above 1.50%

Alternative Bank and Credit Union Offers to Explore

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Credit Union 1 CD Rates & IRA CD Rates
American Express Bank, FSB Savings Rates now at 0.90%
FNBO Direct CD Rates
30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83%

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