Winchester Co-operative Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.16%, 6-month CD rates at 0.75% and 3-month CD rates at 0.10%. Current savings rates are at 0.35% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates. Winchester Co-operative Bank's 18-Month CD rates are at 4.25%, 12-Month CD rates are at 4.00%, 36-Month CD rates are at 3.75%, 30-Month CD rates are at 3.75%, 24-Month CD rates are at 3.75%. Winchester Co-operative Bank's savings rates are at 1.00%. Winchester Co-operative Bank's money market rates are at 2.75%.

Winchester Co-operative Bank

To see how these rates compare to Winchester Co-operative Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Winchester Co-operative Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Winchester Co-operative Bank CD rates. You can also compare Winchester Co-operative Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Winchester Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Winchester Co-operative Bank? Share your experience about Winchester Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Winchester Co-operative Bank.

Winchester Co-operative Bank Texas Ratio

Winchester Co-operative Bank's Texas Ratio is at 4.21%, which is considered excellent. The Texas Ratio for Winchester Co-operative Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Winchester Co-operative Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.25%
24-Month CD
3.75%
36-Month CD
3.75%
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
2.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Winchester Co-operative Bank
19 Church St
Winchester, MA 01890
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Winchester Co-operative Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Winchester Co-operative Bank
Winchester Co-operative Bank
18-Month CD
4.25%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
12-Month CD
4.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
36-Month CD
3.75%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
3.75%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
24-Month CD
3.75%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
Money Market
2.75%
$10
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Winchester Co-operative Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Harrison B&L Assoc.
The Harrison B&L Assoc.
3-Month CD
4.32%
$2,500
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
4.00%
$1,000
MountainOne Bank
MountainOne Bank
6-Month CD
4.00%
$1,000
Abington Bank
Abington Bank
6-Month CD
4.00%
$1,000
AbbyBank
AbbyBank
12-Month CD
3.90%
$1,500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
18-Month CD
3.85%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
24-Month CD
3.82%
$500
Belt Valley Bank
Belt Valley Bank
36-Month CD
3.59%
$500
Adrian Bank
Adrian Bank
12-Month CD
3.53%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.50%
$2,000
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
Reliance Bank
Reliance Bank
18-Month CD
3.46%
$500
Compass Savings Bank
Compass Savings Bank
60-Month CD
3.30%
$500
Adirondack Bank
Adirondack Bank
12-Month CD
3.20%
$1,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
48-Month CD
3.10%
$5,000
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
Corebank
Corebank
18-Month CD
2.78%
$1,000
Frost Bank
Frost Bank
24-Month CD
2.75%
$1,000
State Bank of Medora
State Bank of Medora
60-Month CD
2.73%
$500
Genoa Community Bank
Genoa Community Bank
30-Month CD
2.45%
$500
Prevail Bank
Prevail Bank
60-Month CD
2.27%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
18-Month CD
2.25%
$500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Checking
2.25%
$0
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD (Jumbo)
2.15%
$100,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
Petefish, Skiles & Co. Bank
12-Month CD
1.96%
$1,000
Bank of Hillsboro
Bank of Hillsboro
6-Month CD
1.77%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
Heritage Bank Wood River, NE
12-Month CD
1.50%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
Money Market
1.41%
$100,000
State Bank of Canton
State Bank of Canton
18-Month CD
1.30%
$500
Hometown National Bank
Hometown National Bank
Foundations Money Market
1.20%
$2,500
Fairfield County Bank
Fairfield County Bank
6-Month CD
1.00%
$2,500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
Katahdin Trust Company
Katahdin Trust Company
36-Month CD
0.85%
$500
Municipal Bank
Municipal Bank
60-Month CD
0.75%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
Savings
0.50%
$0
Landmark Credit Union
Landmark Credit Union
3-Month CD
0.50%
$500
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
6-Month CD
0.50%
$250
MVSB
48-Month CD
0.30%
$500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings
0.25%
$50
WebBank
WebBank
60-Month CD
0.25%
$2,500
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
The Bank of Landisburg
The Bank of Landisburg
Statement Savings
0.10%
$0
Washington Financial Bank
Washington Financial Bank
Statement Savings
0.05%
$2,500
First Citizens Bank
First Citizens Bank
Money Market
0.05%
$500
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Regions Bank
Regions Bank
12-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Winchester Co-operative Bank Information

Winchester Co-operative Bank
19 Church St
Winchester, MA 01890
Middlesex
Established Date: 01/01/1893
FDIC Certificate #: 27238
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Winchester Co-operative Bank FDIC Insured? Yes
What is Winchester Co-operative Bank's Cert number? 27238
What is the maximum amount for insured deposits? $250,000 per holder, per account

Winchester Co-operative Bank Financials

Total Assets:
$794,788,000
Total Deposits:
$670,610,000
Equity Capital:
$101,894,000
Domestic Deposits:
$670,610,000
Net Income:
$219,000
Return on Assets:
0.2860%
Quarterly Return on Assets:
0.1100%
Pretax Return on Assets:
0.1320%
Pretax Quarterly Return on Assets:
0.1300%
Return on Equity:
2.1700%
Quarterly Return on Equity:
0.8600%
Leverage Tier 1 (Core Capital) Ratio:
13.3232%
Total Interest Income (YTD):
3.6460%
 
 
Headquarters:
Winchester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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mortgage-rates-near-historic-lows-30-year-mortgage-rates-at-472-15-year-mortgage-rates-at-417Mortgage rates were down again in the latest mortgage survey released by Freddie Mac on Thursday. In the latest Primary Mortgage Market Survey, 30 year mortgage rates were down to 4.72 percent for the week ending June 10, 2010, down from the prior week's average 30 year mortgage rate of 4.79 percent. Mortgage discount points averaged 0.7 points, down from the prior week’s average of  0.8 points. The reason for these near historic low mortgage rates is bond yields fell last week on the weak employment report and mortgage rates followed lower.

Bank or Credit Union Offers and Deals

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