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Advertiser Disclosure
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 Beacon Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Beacon Community Credit Union's 24 Month Share and IRA CD rates are at 3.34%, IRA 24 Month Share and IRA CD rates are at 3.34%, 36 Month Share and IRA CD rates are at 3.29%, IRA 36 Month Share and IRA CD rates are at 3.29%, 18 Month Share and IRA CD rates are at 3.24%. Beacon Community Credit Union's savings rates are at 0.15%. Beacon Community Credit Union's money market rates are at 0.25%. Beacon Community Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Beacon Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates were last updated on 03/25/2026. Beacon Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beacon Community Credit Union? Share your experience about Beacon Community Credit Union by leaving a review below, or read customer reviews before you decide to use Beacon Community Credit Union. Beacon Community Credit Union
Main Office 7910 National Tpke
https://www.beaconccu.org Louisville, KY 40214 
Beacon Community Credit Union CD Rates
Beacon Community Credit Union Savings Rates
Beacon Community Credit Union Money Market Rates
Beacon Community Credit Union Home Equity & HELOC
Beacon Community Credit Union Auto Loan Rates
Beacon Community Credit Union Credit Card Rates
Beacon Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Beacon Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Beacon Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Beacon Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Beacon Community Credit Union
Website
https://www.beaconccu.org
Address
7910 National Tpke,
Louisville, KY 40214
Phone
502-366-6022
Fax
502-366-6297
President
Raymond Jacobi
CEO
Penny Haseker
Full-Time Employees
27
Part-Time Employees
4
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.73%
Return on Assets (ROA)
0.5613%
Return on Equity (ROE)
4.3370%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
68,489,947
Total Amount of Shares and Deposits
59,547,147
Total Shares and Deposits < 1 Year
56,271,413
Total Shares and Deposits 1 3 Years
2,627,624
Total Shares and Deposits > 3 Years
648,110
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,122,525
Total Uninsured Shares and Deposits > $250K (F+J)
2,122,525
Total Insured Shares and Deposits > $250K (item 17 less item K)
57,424,622
Total Interest Expense (Sum of items 6 8)
334,723
Share Certificates
375
Number of Accounts for Share Drafts
5,245
IRA KEOGH Accounts
161
Number of Accounts for Regular Shares
9,959
All other shares
95
Money Market Shares
95
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,437,821
Total Liabilities
59,994,766
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Beacon Community Credit UnionIs Beacon Community Credit Union a safe place to deposit money?Yes, Beacon Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7278296311314%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Beacon Community Credit Union operate?Beacon Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Beacon Community Credit Union?Yes, to access services at Beacon Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Beacon Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Beacon Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Beacon Community Credit Union offer online and mobile banking?Most modern institutions like Beacon Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.beaconccu.org. Current Beacon Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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