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 North Carolina Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
North Carolina Community Federal Credit Union's IRA/Tiered CDs 60 month rates are at 0.75%, IRA/Tiered CDs 60 month rates are at 0.70%, IRA/Tiered CDs 36 month rates are at 0.40%, IRA/Tiered CDs 36 month rates are at 0.35%, IRA/Tiered CDs 24 month rates are at 0.30%. North Carolina Community Federal Credit Union's savings rates are at 0.05%. North Carolina Community Federal Credit Union's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of North Carolina Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 04/04/2026. North Carolina Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Carolina Community Federal Credit Union? Share your experience about North Carolina Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Carolina Community Federal Credit Union. North Carolina Community Federal Credit Union
Main Branch 2401 E Ash St
https://www.nccfcu.org Goldsboro, NC 27534 7513 
North Carolina Community Federal Credit Union CD Rates
North Carolina Community Federal Credit Union Savings Rates
North Carolina Community Federal Credit Union Checking Rates
North Carolina Community Federal Credit Union Auto Loan Rates
North Carolina Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for North Carolina Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Carolina Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Carolina Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
North Carolina Community Federal Credit Union
Website
https://www.nccfcu.org
Address
2401 E Ash St,
Goldsboro, NC 27534 7513
Phone
800-734-8204
Fax
President
Kevin Wolf
CEO
Chris Hopper
Full-Time Employees
24
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.36%
Return on Assets (ROA)
0.9159%
Return on Equity (ROE)
8.2009%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
96,785,072
Total Amount of Shares and Deposits
88,164,145
Total Shares and Deposits < 1 Year
86,792,538
Total Shares and Deposits 1 3 Years
1,168,056
Total Shares and Deposits > 3 Years
203,551
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,147,436
Total Uninsured Shares and Deposits > $250K (F+J)
3,147,436
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,016,709
Total Interest Expense (Sum of items 6 8)
329,860
Share Certificates
253
Number of Accounts for Share Drafts
3,233
IRA KEOGH Accounts
132
Number of Accounts for Regular Shares
6,158
All other shares
61
Money Market Shares
64
Net Income (unless the amount is already included in Undivided Earnings)
886,438
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,351,004
Total Liabilities
85,976,044
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About North Carolina Community Federal Credit UnionIs North Carolina Community Federal Credit Union a safe place to deposit money?Yes, North Carolina Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.36105929228789%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does North Carolina Community Federal Credit Union operate?North Carolina Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join North Carolina Community Federal Credit Union?Yes, to access services at North Carolina Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, North Carolina Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, North Carolina Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does North Carolina Community Federal Credit Union offer online and mobile banking?Most modern institutions like North Carolina Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nccfcu.org. Current North Carolina Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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