Stellar Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Stellar BankToday's 12-month CD rates can be found at 1.75%, 6-month CD rates at 4.25% and 3-month CD rates at 0.05%. Current savings rates are at 0.03% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 29.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Stellar Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stellar Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stellar Bank CD rates. You can also compare Stellar Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Stellar Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stellar Bank? Share your experience about Stellar Bank by leaving a review below, or read customer reviews before you decide to use Stellar Bank.

Stellar Bank Texas Ratio

Stellar Bank's Texas Ratio is at 4.41%, which is considered excellent. The Texas Ratio for Stellar Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Stellar Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Stellar Bank
8727 W Sam Houston Pkwy N
Houston, TX 77040
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Stellar Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.30%
$250
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Checking
4.13%
$0
Elevault
Elevault
Savings
4.08%
$0
Bank Northwest
Bank Northwest
6-Month CD
4.05%
$500
Perryton National Bank
Perryton National Bank
3-Month CD
3.80%
$10,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$2,500
F&M Union Bank
60-Month CD
3.58%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.50%
$2,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Money Market
3.50%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.35%
$100
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
3.14%
$5,000
Chelsea Savings Bank
Chelsea Savings Bank
60-Month CD
3.13%
$20,000
Bank of Prague
Bank of Prague
24-Month CD
3.12%
$1,000
River Bank
River Bank
12-Month CD
3.03%
$1,000
BAC Community Bank
BAC Community Bank
12-Month CD
3.00%
$2,500
SaviBank
SaviBank
18-Month CD
2.80%
$500
West Shore Bank
West Shore Bank
36-Month CD
2.52%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$50
Chain Bridge Bank
Chain Bridge Bank
60-Month CD
2.43%
$500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.22%
$1,000
Petefish, Skiles & Co. Bank
36-Month CD
2.01%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
18-Month CD
1.87%
$100
CNB of McConnelsville
60-Month CD
1.75%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
24-Month CD
1.31%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
24-Month CD
1.00%
$1,000
FNB of Brownstown
18-Month CD
0.95%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Money Market
0.92%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
The Middlefield Banking Company
The Middlefield Banking Company
30-Month CD
0.65%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
36-Month CD
0.60%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
Bank of 1889
Bank of 1889
6-Month CD
0.25%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
0.25%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
Savings
0.20%
$50
One Community Bank
One Community Bank
Feel Good Savings
0.15%
$0
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
Queenstown Bank
Queenstown Bank
Regular Savings
0.10%
$20
BayVanguard Bank
BayVanguard Bank
Business Interest Checking
0.05%
$5,000
First FSB Rochester, IN
First FSB Rochester, IN
Money Market
0.05%
$0
Miami Savings Bank
Miami Savings Bank
Triple Rate Savings
0.05%
$2,500
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Stellar Bank rate data right now, check back for updates, we are adding rates all the time.

Stellar Bank Information

Stellar Bank
8727 W Sam Houston Pkwy N
Houston, TX 77040
Harris
Established Date: 10/15/2007
FDIC Certificate #: 58629
Date of FDIC Deposit Insurance: 10/15/2007
Bank Holding Company: STELLAR BCORP INC
How Many Domestic U.S. Offices? 54
How Many Branches are There? 54
Is Stellar Bank FDIC Insured? Yes
What is Stellar Bank's Cert number? 58629
What is the maximum amount for insured deposits? $250,000 per holder, per account

Stellar Bank Financials

Total Assets:
$10,718,502,000
Total Deposits:
$8,829,915,000
Equity Capital:
$1,557,002,000
Domestic Deposits:
$8,829,915,000
Net Income:
$27,537,000
Return on Assets:
1.3486%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.2986%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
9.7800%
Quarterly Return on Equity:
7.0800%
Common Equity Tier 1 Capital Ratio:
11.8030%
Tier 1 Risk-Based Capital Ratio:
11.8030%
Leverage Tier 1 (Core Capital) Ratio:
10.1547%
Total Risk-Based Capital Ratio (YTD):
13.3221%
Total Interest Income (YTD):
6.0885%
 
 
Headquarters:
Houston
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Harris
# of Offices:
54
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

interest-ratesSome leading economic indicators are pointing to the bottom of the current recession - at least that is the hope. 
California First National Bank 6 Month $50K CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 6 Month $50K CD rates at California First National Bank below.
Ally Bank Savings Rate Hits New High for 2019Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Current savings rates at Ally Bank are at 2.18 percent with an APY of 2.20 percent, up from 1.98 percent with an APY of 2.00 percent. With this increase, savings rates at Ally Bank are at a new high for 2019. This increase also puts Ally Bank's savings rate in the top 10 rates on our list.

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Home Mortgage Rates Increase MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 4.00%
Applied Bank MMA 50K Rates now at 0.15%

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