The Dime Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. The Dime Bank Deposit Rates
Today's 12-month CD rates can be found at 2.84%, 6-month CD rates at 5.37% and 3-month CD rates at 5.05%. Current savings rates are at 0.10% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 15.00%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. The Dime Bank's 48-Month CD rates are at 0.80%, 36-Month CD rates are at 0.70%, 24-Month CD rates are at 0.60%, 12-Month CD rates are at 0.55%, 6-Month CD rates are at 0.45%. The Dime Bank's savings rates are at 0.35%. The Dime Bank's money market rates are at 0.40%.

The Dime Bank

To see how these rates compare to The Dime Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Dime Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Dime Bank CD rates. You can also compare The Dime Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The Dime Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Dime Bank? Share your experience about The Dime Bank by leaving a review below, or read customer reviews before you decide to use The Dime Bank.

The Dime Bank Texas Ratio

The Dime Bank's Texas Ratio is at 6.42%, which is considered excellent. The Texas Ratio for The Dime Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Dime Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.55%
18-Month CD
N/A
24-Month CD
0.60%
36-Month CD
0.70%
48-Month CD
0.80%
60-Month CD
N/A
Savings
0.35%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Dime Bank
820 Church St
Honesdale, PA 18431
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The Dime Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Dime Bank
The Dime Bank
48-Month CD
0.80%
$2,500
The Dime Bank
The Dime Bank
36-Month CD
0.70%
$2,500
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
The Dime Bank
The Dime Bank
12-Month CD
0.55%
$2,500
The Dime Bank
The Dime Bank
6-Month CD
0.45%
$2,500
The Dime Bank
The Dime Bank
Personal Money Market
0.40%
$2,500
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
The Dime Bank
The Dime Bank
Statement Savings
0.35%
$5
The Dime Bank
The Dime Bank
Business Statement Savings
0.35%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Dime Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Member Advantage Savings <-$500
6.17%
$5
First State Bank Randolph, NE
First State Bank Randolph, NE
13-Month CD special
5.25%
$500
West Pointe Bank
West Pointe Bank
12-Month CD
5.06%
$500
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
5.03%
$5,000
Morgan Stanley
Morgan Stanley
11-Month CD brokered
5.01%
$1,000
Luana Savings Bank
Luana Savings Bank
24-Month CD
4.91%
$2,000
Home Bank of California
Home Bank of California
12-Month CD
4.85%
$10,000
United Trust Bank
United Trust Bank
36-Month CD special
4.81%
$5,000
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.80%
$1,000
Western Heritage Bank
Western Heritage Bank
6-Month CD
4.75%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
7-Month CD special
4.60%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
6-Month CD certificate
4.50%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
3-Month CD
4.32%
$10,000
Landmark Credit Union
Landmark Credit Union
60-Month CD certificate
4.30%
$500
West Pointe Bank
West Pointe Bank
36-Month CD
4.04%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.85%
$10,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
36-Month CD
3.25%
$500
Acbla
Acbla
120-Month CD
3.25%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
24-Month CD Jumbo
3.20%
$100,000
New Peoples Bank
New Peoples Bank
48-Month CD
3.10%
$0
Conway National Bank (CNB)
Conway National Bank (CNB)
24-Month CD
3.00%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
12-Month CD
2.85%
$500
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
2.63%
$5,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
24-Month CD
2.53%
$100
First Security Bank Byron, MN
First Security Bank Byron, MN
36-Month CD
2.52%
$500
Coffee County Bank
Coffee County Bank
24-Month CD
2.50%
$1,000
5Star Bank
5Star Bank
36-Month CD
2.50%
$1,000
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
18-Month CD
2.02%
$1,000
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
Northrim Bank
Northrim Bank
24-Month CD
1.65%
$500
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Bank of Springfield
Bank of Springfield
48-Month CD
1.17%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
18-Month CD
1.15%
$1,000
Ion Bank
Ion Bank
60-Month CD
0.70%
$500
Raritan State Bank
Raritan State Bank
Passbook Savings
0.60%
$10
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD certificate
0.60%
$500
Winter Hill Bank
Winter Hill Bank
36-Month CD
0.55%
$500
1st Bank Yuma
1st Bank Yuma
18-Month CD
0.45%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Maine Community Bank
Maine Community Bank
18-Month CD
0.35%
$500
Schuyler Savings Bank
Schuyler Savings Bank
18-Month CD
0.35%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
36-Month CD
0.25%
$500
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings Account
0.10%
$0
Bank of Sun Prairie
Bank of Sun Prairie
Savings Account
0.05%
$100
First National Bank and Trust AL
First National Bank and Trust AL
Savings Account
0.05%
$50
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
0.05%
$2,000
The Seymour Bank
The Seymour Bank
Passbook Savings
0.05%
$100
Unity Bank
Unity Bank
Money Market IRA
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Dime Bank Information

The Dime Bank
820 Church St
Honesdale, PA 18431
Wayne
Established Date: 01/01/1906
FDIC Certificate #: 9888
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: DIMECO INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is The Dime Bank FDIC Insured? Yes
What is The Dime Bank's Cert number? 9888
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Dime Bank Financials

Total Assets:
$961,985,000
Total Deposits:
$790,505,000
Equity Capital:
$89,078,000
Domestic Deposits:
$790,505,000
Net Income:
$2,521,000
Return on Assets:
1.3102%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.2487%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
14.2800%
Quarterly Return on Equity:
11.6200%
Common Equity Tier 1 Capital Ratio:
12.5189%
Tier 1 Risk-Based Capital Ratio:
12.5189%
Leverage Tier 1 (Core Capital) Ratio:
10.5398%
Total Risk-Based Capital Ratio (YTD):
13.7712%
Total Interest Income (YTD):
4.1937%
 
 
Headquarters:
Honesdale
FDIC Field Office:
Philadelphia
Regulator:
FDIC
County:
Wayne
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Nationwide Bank CD rates which were recently increased are competitive but are not the best CD rates available. Nationwide Bank's 2 year bank CD rates are now paying 1.14 percent with an APY of 1.15 percent for account balances of less than $100,000. 2 year jumbo certificate of deposit accounts (balances $100,000 and over) earn a jumbo CD rate of 1.19 percent with an APY of 1.20 percent. Both types of 2 year CD rates were increased 5 basis points.
Today's savings rates and money market account rates on account balances of $10,000 on averaging 0.53 percent in Bankrate's national survey. Larger savings account balances earn a little more. Account balances of $25,000 earn 0.56 percent and account balances of $50,000 earn 0.65 percent.
Mortgage rates made new lows in 2011 as economic woes still plague the U.S. A weak unemployment report and weak manufacturing data released last week sent interest rates lower. Conventional 30 year mortgage rates are averaging 4.44%, down from last week's average 30 year mortgage rate of 4.54%. The current national average 30 year mortgage rate is now at a low for 2011 as reported by MonitorBankRates.com.

Bank or Credit Union Offers and Deals

Mortgage Rates Higher, Less People Apply For Home Mortgage Loans
Mortgage Rates Reverse Course and Head Lower Thanks to the Federal Reserve: 30 Year Mortgage Rates 4.38%
Millennium Bank Savings Account Rates: Best Savings Rate 1.39%
Getting a Copy of Your Credit Report
Discover Bank Offers Penalty Free CD Withdrawals for the Unemployed
Mortgage Rates Finally Fall
Current Home Mortgage Rates Today 10/8: 15 Year Conforming Mortgage Rates at 3.72%, 15 Year Jumbo Mortgage Rates at 4.18%
Best Low Interest Balance Transfer Credit Cards and Credit Card Rates
Best Online Savings Rates May-June 2018
PenFed Auto Loans 3.99 Percent

Alternative Bank and Credit Union Offers to Explore

Colorado Springs CD Rates
Amex “SimplyCash” Business Credit Card
TAB Bank 4 Year CD Rates now at 1.65%
Discover Bank Savings Review and Account Rates
Making Home Affordable Program Changes
Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32%
Today's Mortgage Interest Rates - October 19, 2009
Mortgage Interest Rate: Current Mortgage Rates Down This Week
Government Cash for Clunkers Program is Broke
Credit Card Balance Transfer Offer

The Dime Bank Reviews

There are no reviews for The Dime Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The Dime Bank
Your Name:
Your Rating:

See how The Dime Bank Compares to other banks