UB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.55% and 3-month CD rates at 4.55%. Current savings rates are at 0.50% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. UB Union Savings Bank's 3-Month CD special rates are at 4.42%, 6-Month CD special rates are at 4.35%, 24-Month CD special rates are at 3.53%.

UB Union Savings Bank

To see how these rates compare to UB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UB Union Savings Bank CD rates. You can also compare UB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

UB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UB Union Savings Bank? Share your experience about UB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use UB Union Savings Bank.

UB Union Savings Bank Texas Ratio

UB Union Savings Bank's Texas Ratio is at 2.94%, which is considered excellent. The Texas Ratio for UB Union Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UB Union Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
3.53%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UB Union Savings Bank
223 W Stephenson St
Freeport, IL 61032
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

UB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
UB Union Savings Bank
UB Union Savings Bank
3-Month CD special
4.42%
$25,000
UB Union Savings Bank
UB Union Savings Bank
6-Month CD special
4.35%
$1,000
UB Union Savings Bank
UB Union Savings Bank
24-Month CD special
3.53%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chasewood Bank
Chasewood Bank
6-Month CD
5.01%
$1,000
Kish Bank
Kish Bank
12-Month CD
4.86%
$2,000
Headwaters State Bank
Headwaters State Bank
13-Month CD special
4.85%
$10,000
First Bank of the Lake
First Bank of the Lake
18-Month CD
4.75%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Propel Preferred Savings
4.50%
$50
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD (Certificate)
4.07%
$500
Lea County State Bank
Lea County State Bank
36-Month CD CDARS/IntraFi
4.07%
$50,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
4.04%
$500
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
4.00%
$500
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Business Money Market
4.00%
$250,000
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD Certificate
3.85%
$500
Hometown Bank of PA
Hometown Bank of PA
25-Month CD
3.80%
$1,000
Bank of Dudley
24-Month CD
3.80%
$1,000
TriCentury Bank
TriCentury Bank
36-Month CD
3.50%
$1,000
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
18-Month CD variable
3.44%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
48-Month CD Jumbo
3.30%
$100,000
First State Bank Nebraska
First State Bank Nebraska
36-Month CD
3.25%
$5,000
State Bank of India US
State Bank of India US
3-Month CD
3.03%
$1,000
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
3.03%
$500
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.79%
$1,000
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
First Bank Clewiston, FL
First Bank Clewiston, FL
Money Market Account
2.53%
$1,000,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
48-Month CD (eCD
2.53%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
2.02%
$250,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
1.81%
$1,000
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
1.80%
$1,000
HomeBank
48-Month CD
1.76%
$2,500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
60-Month CD
1.45%
$500
New Market Bank
New Market Bank
3-Month CD
1.31%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
24-Month CD
1.25%
$500
Vinton County Bank
Vinton County Bank
60-Month CD
1.25%
$1,000
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
William Penn Bank
William Penn Bank
24-Month CD
1.01%
$500
Hocking Valley Bank
Hocking Valley Bank
12-Month CD
1.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
Mutual Federal Bank
Mutual Federal Bank
60-Month CD
0.65%
$500
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
First National Bank in Ord
First National Bank in Ord
Savings Account
0.55%
$2,500
Freedom Bank, Inc.
Freedom Bank, Inc.
24-Month CD
0.55%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Statement Savings
0.50%
$100
Colonial Federal Savings Bank
Colonial Federal Savings Bank
24-Month CD
0.45%
$1,000
Metropolitan Bank
Metropolitan Bank
12-Month CD
0.30%
$2,500
Greenstate Credit Union
Greenstate Credit Union
12-Month CD (Certificate)
0.30%
$1,000
First Keystone Community Bank
First Keystone Community Bank
12-Month CD
0.30%
$1,000
FSB of Forrest
FSB of Forrest
Money Market
0.25%
$1,000
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
JTNB
JTNB
Money Market
0.05%
$2,500
North Shore Bank Co-op
Savings Account
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

UB Union Savings Bank Information

UB Union Savings Bank
223 W Stephenson St
Freeport, IL 61032
Stephenson
Established Date: 01/01/1883
FDIC Certificate #: 29121
Date of FDIC Deposit Insurance: 04/04/1941
Bank Holding Company: UNION BANCSHARES MHC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is UB Union Savings Bank FDIC Insured? Yes
What is UB Union Savings Bank's Cert number? 29121
What is the maximum amount for insured deposits? $250,000 per holder, per account

UB Union Savings Bank Financials

Total Assets:
$195,530,000
Total Deposits:
$178,227,000
Equity Capital:
$10,690,000
Domestic Deposits:
$178,227,000
Net Income:
$67,000
Return on Assets:
0.1429%
Quarterly Return on Assets:
0.1400%
Pretax Return on Assets:
0.0372%
Pretax Quarterly Return on Assets:
0.0400%
Return on Equity:
2.1600%
Quarterly Return on Equity:
2.6400%
Common Equity Tier 1 Capital Ratio:
14.7353%
Tier 1 Risk-Based Capital Ratio:
14.7353%
Leverage Tier 1 (Core Capital) Ratio:
9.1113%
Total Risk-Based Capital Ratio (YTD):
15.4992%
Total Interest Income (YTD):
2.9617%
 
 
Headquarters:
Freeport
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Stephenson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

The European Union came up with a very risky way to help pay for bailing out Cyprus banks. They are going to place a tax on money in deposit accounts.   The tax on deposits in Cyprus banks is 6.75% on deposits up to €100,000, and 9.9% above that level.  This is a very dangerous move that will certainly erode confidence in banks, not only in Cyprus but across the European Union. Depositors in the next country that needs a bailout would certainly have to pay the tax as well. To be fair to the euro zone finance ministers, they did have their backs against the wall when they came up with this decision. Germany, which has the largest economy in the zone, and the International Monetary Fund insisted that financial aid to Cyprus should be limited to €10 billion.

Bank CD rates are higher this week as ten different banks increased CD rates on a wide range of CD products. The largest increase was from TAB Bank, which increased their 6 month CD rate by 25 basis to 2.12 percent. TAB now has the second highest 6 month CD rate currently available. The highest 6 month rate is held by My eBanc at 2.20 percent.

Capital One Bank through Costco is offering a 7 year CD RATE of 3.97% with an annual percentage yield (APY) of 4.05%. The rate is exclusive to Costco members.

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