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Bellevue State Bank Rates & Review April 2026

Bellevue State Bank's Time Certificates 10-Month rates are at 3.71%, Time Certificates 15-Month rates are at 3.53%, Time Certificates 18-Month rates are at 3.53%, Time Certificates 2 Year rates are at 3.02%, Time Certificates 3 Year rates are at 2.77%. Bellevue State Bank's savings rates are at 0.15%. Bellevue State Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Bellevue State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.00%. Rates were last updated on 04/04/2026.

Bellevue State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bellevue State Bank? Share your experience about Bellevue State Bank by leaving a review below, or read customer reviews before you decide to use Bellevue State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.00%
Excellent Lower than avg
Bellevue State Bank
200 S 2nd St
Bellevue, IA 52031
https://online.bellevuestatebank.com/
Member FDIC

Bellevue State Bank CD Rates

Product Rate APY Term View More
Time Certificates 10 Month 3.70% 3.71%
Min Balance $5,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 15 Month 3.50% 3.53%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 18 Month 3.50% 3.53%
Min Balance $5,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 2 Year 3.00% 3.02%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 3 Year 2.75% 2.77%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 1 Year 2.00% 2.01%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 5 Year 1.10% 1.10%
Min Balance $5,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 4 Year 0.90% 0.90%
Min Balance $5,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 30 Month 0.45% 0.45%
Min Balance $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 35 Month deposits 0.40% 0.40%
Min Balance $5,000
Details $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 11 Month 0.25% 0.25%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 182 Day 0.20% 0.20%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 6 Month 0.20% 0.20%
Min Balance $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 91 Day 0.15% 0.15%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Time Certificates 30 Day 0.10% 0.10%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%

Bellevue State Bank Savings Rates

Product Rate APY View More
Savings 0.35% 0.35%
Min Balance $100,000
Details and up
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
Savings 0.15% 0.15%
Min Balance $10
Details to $99,999
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%

Bellevue State Bank Money Market Rates

Product Rate APY View More
MONEY MARKET 3.00% 3.04%
Min Balance $100,000
Details and up
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
MONEY MARKET 2.23% 2.25%
Min Balance $25,000
Details to $99,999
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
MONEY MARKET 2.00% 2.02%
Min Balance $10,000
Details to $24,999
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
MONEY MARKET 0.10% 0.10%
Min Balance $2,500
Details to $9,999
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%
MONEY MARKET 0.05% 0.05%
Min Balance $2,500
Details Less than $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bellevue State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bellevue State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bellevue State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bellevue State Bank
Bank Holding Company BELLEVUE STB EMPLOYEE STK OWNERSHIP PLAN
Address 200 S 2nd St, Bellevue, IA 52031  ·  Jackson
FDIC Certificate # 14415
Established 01/01/1934
FDIC Insurance Date 05/31/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
3.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.0811%
Return on Equity (ROE) 18.3800%
Non-Performing Loans (NPL) 0.29%
Total Assets $188,475,000
Total Deposits $159,081,000
Equity Capital $23,596,000
Net Income $3,383,000
Headquarters Bellevue
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Bellevue State Bank

Is Bellevue State Bank a safe place to deposit money?

Yes, Bellevue State Bank is considered a safe financial institution. With a Texas Ratio of 2.9966274119533%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bellevue State Bank operate?

Bellevue State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bellevue State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bellevue State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bellevue State Bank offer online and mobile banking?

Most modern institutions like Bellevue State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://online.bellevuestatebank.com/.

Current Bellevue State Bank Rates

  • 12-Month CD0.25%
  • 18-Month CD3.53%
  • 24-Month CD3.02%
  • 36-Month CD0.40%
  • 48-Month CD0.90%
  • 60-Month CD1.10%
  • Savings0.15%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.