OBannon Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.78%, 6-month CD rates at 4.10% and 3-month CD rates at 2.52%. Current savings rates are at 0.30% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.13%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. OBannon Bank's 12-Month CD rates are at 4.32%, 18-Month CD rates are at 4.06%, 24-Month CD rates are at 3.80%, 36-Month CD rates are at 3.55%, 48-Month CD rates are at 3.29%. OBannon Bank's savings rates are at 0.15%. OBannon Bank's money market rates are at 0.35%.

OBannon Bank

To see how these rates compare to OBannon Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OBannon Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OBannon Bank CD rates. You can also compare OBannon Bank savings rates, MMA rates and mortgage rates using our other rate lists.

OBannon Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OBannon Bank? Share your experience about OBannon Bank by leaving a review below, or read customer reviews before you decide to use OBannon Bank.

OBannon Bank Texas Ratio

OBannon Bank's Texas Ratio is at 3.25%, which is considered excellent. The Texas Ratio for OBannon Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, OBannon Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.32%
18-Month CD
4.06%
24-Month CD
3.80%
36-Month CD
3.55%
48-Month CD
3.29%
60-Month CD
3.03%
Savings
0.15%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
OBannon Bank
1347 S Ash St
Buffalo, MO 65622
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

OBannon Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
OBannon Bank
OBannon Bank
12-Month CD
4.32%
$1,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
OBannon Bank
OBannon Bank
24-Month CD
3.80%
$1,000
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
OBannon Bank
OBannon Bank
48-Month CD
3.29%
$1,000
OBannon Bank
OBannon Bank
60-Month CD
3.03%
$1,000
OBannon Bank
OBannon Bank
Money Market
0.35%
$1,000
OBannon Bank
OBannon Bank
Savings
0.15%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OBannon Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Perryton National Bank
Perryton National Bank
6-Month CD (Jumbo)
4.14%
$50,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
4.10%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
4.09%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
6-Month CD
4.05%
$500
Bradford National Bank
Bradford National Bank
36-Month CD
3.98%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
18-Month CD
3.80%
$1,000
Access Bank
Access Bank
60-Month CD
3.75%
$1,000
Presence Bank
Presence Bank
12-Month CD
3.75%
$250
Century Bank and Trust GA
Century Bank and Trust GA
Kasasa Checking
3.50%
$50
Finance Factors
Finance Factors
18-Month CD
3.50%
$1,000
First Southwest Bank
First Southwest Bank
48-Month CD
3.50%
$1,000
KodaBank
KodaBank
12-Month CD
3.30%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
60-Month CD
3.30%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD
3.00%
$2,500
PSECU
PSECU
36-Month CD
2.60%
$500
Chain Bridge Bank
Chain Bridge Bank
18-Months CD
2.30%
$500
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
24-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
5 Star Community Credit Union
5 Star Community Credit Union
6-Month CD
1.50%
$500
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Capon Valley Bank
Capon Valley Bank
6-Month CD
1.26%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
24-Month CD
1.21%
$500
Hometown National Bank
Hometown National Bank
Foundations Money Market
1.20%
$2,500
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
PSB of Plainview
PSB of Plainview
Kasasa Savings
1.00%
$0
Greenville Federal
Greenville Federal
18-Month CD
0.75%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
18-Month CD
0.70%
$1,000
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
The Dime Bank
The Dime Bank
12-Month CD
0.55%
$2,500
First Keystone Community Bank
First Keystone Community Bank
60-Month CD
0.55%
$500
HomePride Bank
HomePride Bank
Kasasa Savings
0.50%
$50
Maspeth Federal S&L
Maspeth Federal S&L
Savings
0.50%
$100
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
FNB of Bellville
FNB of Bellville
Savings
0.43%
$0
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
18-Month CD
0.40%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
New Peoples Bank
New Peoples Bank
Statement Savings
0.25%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
Greeneville Federal Bank
Greeneville Federal Bank
Golden Money Market
0.07%
$1,000
NVE Bank
NVE Bank
Retirement Savings
0.07%
$10
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
SaviBank
SaviBank
Personal Money Market
0.05%
$0
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

OBannon Bank Information

OBannon Bank
1347 S Ash St
Buffalo, MO 65622
Dallas
Established Date: 11/20/1905
FDIC Certificate #: 8295
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BUFFALO BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is OBannon Bank FDIC Insured? Yes
What is OBannon Bank's Cert number? 8295
What is the maximum amount for insured deposits? $250,000 per holder, per account

OBannon Bank Financials

Total Assets:
$282,012,000
Total Deposits:
$251,676,000
Equity Capital:
$22,715,000
Domestic Deposits:
$251,676,000
Net Income:
$725,000
Return on Assets:
0.8903%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.3449%
Pretax Quarterly Return on Assets:
1.3400%
Return on Equity:
11.3000%
Quarterly Return on Equity:
12.7600%
Leverage Tier 1 (Core Capital) Ratio:
9.2456%
Total Interest Income (YTD):
5.1931%
 
 
Headquarters:
Buffalo
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Dallas
# of Offices:
5
Metropolitan Statistical Area (MSA):
Springfield, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average fixed conforming mortgage rates today matched all-time record lows for both 30 year loans and 15 year loans in Freddie Mac's Primary Mortgage Market Survey (PMMS). In this week's survey conforming 30 year mortgage rates declined to 3.66 percent with 0.7 points for the week ending June 28, 2102, matching an all-time low set last week.
Home mortgage rates are up considerably in the most recent mortgage rate survey released this morning by the Mortgage Bankers Association (MBA).  30 year fixed mortgage rates are averaging 4.46 percent for the week ending November 12, 2010, up from the prior week’s average 30 year mortgage rate of 4.26 percent. This is the highest 30 year mortgage rate since the mortgage survey for the week ending September 10, 2010. Average mortgage discount points on 30 year home mortgage loans increased to 1.13 points, down from the prior week’s average of 1.04 points.
Mortgage rates are mixed and mortgage applications increased in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract 30 year mortgage rate decreased to 4.51 percent with 1.05 points for the week ending June 10, 2011. In the previous week's mortgage survey the average 30 year mortgage rate was 4.54 percent with 0.94 points.

Bank or Credit Union Offers and Deals

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First Internet Bank of Indiana Savings Jumbo Rates now at 0.60%
Mortgage Rates: 30 Year Mortgage Rates Averaging 5.03%

Alternative Bank and Credit Union Offers to Explore

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EverBank 6 Month CD Rates now at 0.85%

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