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Fulton Bank Rates & Review June 2026

Fulton Bank's 7 or 25-month CD rates are at 4.00%, Certificate of Deposit Promo - New Money 25-Month rates are at 4.00%, Certificate of Deposit Promo - New Money 7-Month rates are at 4.00%, Certificate of Deposit Promo - New Money 4-Month rates are at 3.80%, Certificate of Deposit Promo 13-Month rates are at 3.60%. Fulton Bank's savings rates are at 0.02%. Fulton Bank's money market rates are at 0.35%. Fulton Bank's Personal Loan Rates are at 11.74%. MonitorBankRates evaluates the financial stability of Fulton Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.98%. Rates were last updated on 06/16/2026.

Fulton Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fulton Bank? Share your experience about Fulton Bank by leaving a review below, or read customer reviews before you decide to use Fulton Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.98%
Excellent Lower than avg
Fulton Bank, National Association
1 Penn Sq
Lancaster, PA 17602
https://www.fultonbank.com
Member FDIC

Fulton Bank CD Rates

Product Rate APY Term View More
7 or 25-month CD - 4.00% 7 or 25-month
Details A $10,000 deposit of new money is required.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Certificate of Deposit Promo - New Money 25-Month 3.92% 4.00% 25-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Certificate of Deposit Promo - New Money 7-Month 3.92% 4.00% 7-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Certificate of Deposit Promo - New Money 4-Month 3.73% 3.80% 4-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Certificate of Deposit Promo 13-Month 3.54% 3.60% 13-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
9-Month No Penalty Certificate of Deposit 3.30% 3.35% 9-Month No Penalty
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Certificate of Deposit Promo 36-Month Bump Up 3.15% 3.20% 36-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
30-Month Certificate of Deposit 1.00% 1.01% 30-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
36-Month Certificate of Deposit 1.00% 1.01% 36-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
48-Month Certificate of Deposit 1.00% 1.01% 48-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
60-Month Certificate of Deposit 1.00% 1.01% 60-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
72-Month Certificate of Deposit 1.00% 1.01% 72-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
15-Month Certificate of Deposit 0.95% 0.95% 15-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
18-Month Certificate of Deposit 0.95% 0.95% 18-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
24-Month Certificate of Deposit 0.95% 0.95% 24-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
12-Month Certificate of Deposit 0.70% 0.70% 12-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
12-Month Variable Rate Certificate of Deposit 0.70% 0.70% 12-Month Variable Rate
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
3-Month Certificate of Deposit 0.70% 0.70% 3-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
6-Month Certificate of Deposit 0.70% 0.70% 6-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
9-Month Certificate of Deposit 0.70% 0.70% 9-Month
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Fulton Bank Savings Rates

Product Rate APY View More
Health Savings Accounts 0.07% 0.07%
Min Balance $14,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Health Savings Accounts 0.05% 0.05%
Min Balance $4,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Health Savings Accounts 0.04% 0.04%
Min Balance $999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Health Savings Accounts 0.02% 0.02%
Min Balance $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Statement Savings 0.02% 0.02%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Fulton Bank Money Market Rates

Product Rate APY View More
Money Market New Money - 3.55%
Min Balance $10,000
Details Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Promotional Money Market Account - 3.55%
Details A $10,000 deposit of new money is required.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 1.93% 1.95%
Min Balance $249,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 1.63% 1.64%
Min Balance $99,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 0.94% 0.94%
Min Balance $49,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 0.55% 0.55%
Min Balance $24,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
IRA Money Market 0.40% 0.40%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 0.40% 0.40%
Min Balance $9,999
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Platinum Money Market 0.35% 0.35%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Fulton Bank Checking Rates

Product Rate APY View More
Interest Checking 0.02% 0.02%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Fulton Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Optionline Primary Residence Standard Variable Rate - - 7.00%
Details Standard Variable Rate
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%
Home Equity Optionline Investment Property Standard Variable Rate - - 9.25%
Details Standard Variable Rate
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Fulton Bank Personal Loan Rates

Product Rate APR View More
Personal Loan 11.74% 11.74%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.98%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fulton Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fulton Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fulton Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fulton Bank
Bank Holding Company FULTON FINANCIAL CORP
Address 1 Penn Sq, Lancaster, PA 17602  ·  Lancaster
FDIC Certificate # 7551
Established 01/01/1882
FDIC Insurance Date 01/01/1934
Domestic Offices 212
Total Branches 212
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.98%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1726%
Return on Equity (ROE) 11.2700%
Non-Performing Loans (NPL) 0.44%
Total Assets $31,982,120,000
Total Deposits $26,848,886,000
Equity Capital $3,530,379,000
Net Income $424,948,000
Headquarters Lancaster
Total Branches and Offices 212
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Fulton Bank

How many branches does Fulton Bank operate?

Fulton Bank currently maintains approximately 212 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fulton Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fulton Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fulton Bank offer online and mobile banking?

Most modern institutions like Fulton Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fultonbank.com.

Current Fulton Bank Rates

  • 12-Month CD0.70%
  • 18-Month CD0.95%
  • 24-Month CD0.95%
  • 36-Month CD1.01%
  • 48-Month CD1.01%
  • 60-Month CD1.01%
  • Savings0.02%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.