|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Fulton Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Fulton Bank's Promotional Certificate of Deposit - New Money 4-Month rates are at 3.80%, 25-MONTH CD rates are at 3.70%, Promotional Certificate of Deposit - New Money 25-Month rates are at 3.70%, Promotional Certificate of Deposit - New Money 7-Month rates are at 3.70%, Promotional Certificate of Deposit 13-Month rates are at 3.60%. Fulton Bank's savings rates are at 0.02%. Fulton Bank's money market rates are at 0.00%. Fulton Bank's Optionline Primary Residence Standard Variable Rate rates are at 7.00%, Optionline Investment Property Standard Variable Rate rates are at 9.25%. Fulton Bank's Personal Loan Rates are at 11.74%. MonitorBankRates evaluates the financial stability of Fulton Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.98%. Rates were last updated on 03/26/2026. Fulton Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fulton Bank? Share your experience about Fulton Bank by leaving a review below, or read customer reviews before you decide to use Fulton Bank. 
Fulton Bank CD Rates
Fulton Bank Savings Rates
Fulton Bank Money Market Rates
Fulton Bank Checking Rates
Fulton Bank Mortgage Rates
Fulton Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Fulton Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Fulton Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fulton Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Fulton Bank
Bank Holding Company
FULTON FINANCIAL CORP
Address
1 Penn Sq,
Lancaster, PA 17602 · Lancaster
Website
https://www.fultonbank.com
FDIC Certificate #
7551
Established
01/01/1882
FDIC Insurance Date
01/01/1934
Domestic Offices
212
Total Branches
212
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.98%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1726%
Return on Equity (ROE)
11.2700%
Non-Performing Loans (NPL)
0.44%
Total Assets
$31,982,120,000
Total Deposits
$26,848,886,000
Equity Capital
$3,530,379,000
Net Income
$424,948,000
Headquarters
Lancaster
Total Offices
212
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Fulton BankIs Fulton Bank a safe place to deposit money?Yes, Fulton Bank is considered a safe financial institution. With a Texas Ratio of 4.9759474504641%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Fulton Bank operate?Fulton Bank currently maintains approximately 212 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Fulton Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fulton Bank provides members with tools to manage their accounts and build a solid financial history. Does Fulton Bank offer online and mobile banking?Most modern institutions like Fulton Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fultonbank.com. Current Fulton Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
North State Bank Raleigh, NC
Firstrust Savings Bank
Tnbank
NBKC Bank
Bank of Lake Village
Thrivent Bank
State Bank Financial
Sundown State Bank
NCS Bank
Farmers State Bank Lake View, IA
First Missouri State Bank
Montrose Savings Bank
American Express National Bank
Garfield County Bank
Highpoint Community Bank
Bank of Coushatta
Citizens Bank of Americus
First Shore Federal S&L
Piermont Bank
Savings Bank Wakefield, MA
PSB of Plainview
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
