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Belt Valley Bank Rates & Review May 2026

Item: Belt Valley Bank
Rating: 5757
Author: DCvT

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

You can compare Belt Valley Bank rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.60% and 3-month CD rates at 3.80%. Savings rates are at 0.55% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 5.94%. All these rates can be compared to Belt Valley Bank rates. MonitorBankRates evaluates the financial stability of Belt Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 05/12/2026.

Belt Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Belt Valley Bank? Share your experience about Belt Valley Bank by leaving a review below, or read customer reviews before you decide to use Belt Valley Bank.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.02%

Excellent Lower than avg

Belt Valley Bank

111 Castner St
Belt, MT 59412

https://www.beltvalleybank.com

Current Rate Availability

We do not have Belt Valley Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Belt Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Belt Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Belt Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Belt Valley Bank

FDIC Certificate # 15362

Address 111 Castner St, Belt, MT 59412 · Cascade

Website https://www.beltvalleybank.com

Established 03/14/1936

FDIC Insurance Date 03/14/1936

Domestic Offices 1

Total Branches 1

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.02%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8081%

Return on Equity (ROE) 13.2600%

Non-Performing Loans (NPL) 0.25%

Total Assets $88,585,000

Total Deposits $73,444,000

Equity Capital $13,173,000

Net Income $1,394,000

Headquarters Belt

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Belt Valley Bank earned the Verified Strong badge

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Customer Reviews

DCvT

★★★★★

December 17, 2025

KbMe

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Want to discuss Belt Valley Bank with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Belt Valley Bank

Frequently Asked Questions About Belt Valley Bank

How many branches does Belt Valley Bank operate?

Belt Valley Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Belt Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Belt Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Belt Valley Bank offer online and mobile banking?

Most modern institutions like Belt Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.beltvalleybank.com.