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iAdvertiser Disclosure
Advertiser Disclosure
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 CUSB Bank Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 5, 2026
CUSB Bank's savings rates are at 0.05%. CUSB Bank's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of CUSB Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.64%. Rates were last updated on 06/05/2026. CUSB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CUSB Bank? Share your experience about CUSB Bank by leaving a review below, or read customer reviews before you decide to use CUSB Bank. 
CUSB Bank Savings Rates
CUSB Bank Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for CUSB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather CUSB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CUSB Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
CUSB Bank
Bank Holding Company
HOW-WIN DEVELOPMENT CO
Address
111 N Elm St,
Cresco, IA 52136 · Howard
Website
https://www.cusb.com
FDIC Certificate #
18443
Established
04/01/1888
FDIC Insurance Date
10/03/1961
Domestic Offices
7
Total Branches
7
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
9.64%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9307%
Return on Equity (ROE)
9.1400%
Non-Performing Loans (NPL)
0.83%
Total Assets
$811,064,000
Total Deposits
$712,417,000
Equity Capital
$92,945,000
Net Income
$9,878,000
Headquarters
Cresco
Total Branches and Offices
7
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for CUSB Bank yet. Feel free to create one below.
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Add Your Rating and Review for CUSB Bank
Frequently Asked Questions About CUSB BankHow many branches does CUSB Bank operate?CUSB Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, CUSB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CUSB Bank provides members with tools to manage their accounts and build a solid financial history. Does CUSB Bank offer online and mobile banking?Most modern institutions like CUSB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cusb.com. Current CUSB Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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