CUSB Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. CUSB Bank Deposit Rates

CUSB BankToday's 12-month CD rates can be found at 3.56%, 6-month CD rates at 4.40% and 3-month CD rates at 0.25%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 14.74%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to CUSB Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CUSB Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CUSB Bank CD rates. You can also compare CUSB Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CUSB Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CUSB Bank? Share your experience about CUSB Bank by leaving a review below, or read customer reviews before you decide to use CUSB Bank.

CUSB Bank Texas Ratio

CUSB Bank's Texas Ratio is at 11.89%, which is considered excellent. The Texas Ratio for CUSB Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CUSB Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CUSB Bank
111 N Elm St
Cresco, IA 52136
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare CUSB Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD
4.20%
$500
Touchmark Bank
Touchmark Bank
12-Month CD
4.15%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.05%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Checking
4.00%
$0
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
12-Month CD
4.00%
$1,000
ESB Bank
ESB Bank
60-Month CD
3.85%
$10,000
Bell Bank
Bell Bank
6-Month CD
3.79%
$500
BankPurley
BankPurley
36-Month CD
3.75%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
Adams State Bank
Adams State Bank
24-Month CD
3.55%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
36-Month CD
3.50%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
48-Month CD
3.40%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
60-Month CD
3.35%
$1,000
Investment Savings Bank
Investment Savings Bank
18-Month CD
3.28%
$500
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.25%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
6-Month CD
3.05%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
48-Month CD
3.05%
$1,000
Community Bank of Raymore
Community Bank of Raymore
Premier Money Market
2.95%
$25
Canton Co-operative Bank
Canton Co-operative Bank
48-Month CD
2.53%
$1,000
First National Bank of Shiner
First National Bank of Shiner
36-Month CD
2.50%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
2.31%
$500
Anahuac National Bank
Anahuac National Bank
Kasasa Checking
2.25%
$0
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
Timberland Bank
Timberland Bank
48-Month CD
2.02%
$500
Better Banks
Better Banks
Checking
2.00%
$0
Tipton Latham Bank
Tipton Latham Bank
60-Month CD
2.00%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Savings
2.00%
$5
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.75%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
Bank of Lake Mills
Bank of Lake Mills
24-Month CD
1.50%
$500
FirstOak Bank
FirstOak Bank
36-Month CD
0.85%
$500
Hyperion Bank
Hyperion Bank
Consumer Money Market
0.75%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
12-Month CD
0.75%
$5,000
State Bank of Scotia
State Bank of Scotia
Savings
0.75%
$0
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
Money Market
0.55%
$1,000,000
Forte Bank
Forte Bank
Community Choice Money Market
0.50%
$2,500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
60-Month CD
0.50%
$1,000
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
1199 SEIU Federal Credit Union
1199 SEIU Federal Credit Union
Primary Share Savings
0.25%
$200
Winter Hill Bank
Winter Hill Bank
3-Month CD
0.20%
$500
Grand Timber Bank
Grand Timber Bank
Money Market
0.15%
$2,500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Savings
0.10%
$50
Heritage Bank Minnesota
Heritage Bank Minnesota
Passbook Savings
0.10%
$100
NASA Federal Credit Union
NASA Federal Credit Union
Prime Savings
0.10%
$5
Brentwood Bank
Brentwood Bank
Statement Savings
0.05%
$50
Flanagan State Bank
Flanagan State Bank
Regular Savings
0.05%
$50
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have CUSB Bank rate data right now, check back for updates, we are adding rates all the time.

CUSB Bank Information

CUSB Bank
111 N Elm St
Cresco, IA 52136
Howard
Established Date: 04/01/1888
FDIC Certificate #: 18443
Date of FDIC Deposit Insurance: 10/03/1961
Bank Holding Company: HOW-WIN DEVELOPMENT CO
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is CUSB Bank FDIC Insured? Yes
What is CUSB Bank's Cert number? 18443
What is the maximum amount for insured deposits? $250,000 per holder, per account

CUSB Bank Financials

Total Assets:
$744,704,000
Total Deposits:
$614,272,000
Equity Capital:
$78,951,000
Domestic Deposits:
$614,272,000
Net Income:
$1,471,000
Return on Assets:
0.9307%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.8215%
Pretax Quarterly Return on Assets:
0.8200%
Return on Equity:
9.1400%
Quarterly Return on Equity:
7.4600%
Leverage Tier 1 (Core Capital) Ratio:
11.5588%
Total Interest Income (YTD):
4.9826%
 
 
Headquarters:
Cresco
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Howard
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD Rates Might Move Higher Before the Fourth Quarter of 2015The Federal Reserve has been keeping the federal funds rate at near zero percent for over 5 years now. This policy has forced CD rates down to record low levels. The Federal Reserve has stated they plan to keep the fed funds rate at the current level until the unemployment rate falls below 6.5 percent, which the fed believes will happen sometime in the fourth quarter of 2015.
Washington Mutual Bank (WaMu) has raised the rate it pays on it's Online Savings Account to 4.0% APY from 3.75% APY. The rate change is effective immediately. The rate is very competitive with 1 year CD rates. You must also have a WaMu Free Checking account linked to the savings account to receive this rate. WaMu Savings Accounts without a relationship checking account receive a paltry rate of .25% APY. The checking and savings account can be opened online. No direct deposit is required for the checking account and checks can be ordered online. There is a minimum deposit of $1.00 for each account.
CD Rates: 3 Month CD Rates Jump Higher In this week's Certificate of Deposit Rate Report, 3 month CD rates jumped higher, the average 3 month CD rate is now 0.645 percent, up from the prior week's average CD rate of 0.499 percent.

Bank or Credit Union Offers and Deals

Short Term CD Interest Rates New York, NY
Mortgage Rates Stable Today - 30 Year Mortgage Rates at 5.17%, 15 Year Mortgage Rates at 4.54%
Bank CD Rates Moving Higher at the 18 Bank Holding Companies the Federal Reserve Just Tested?
Mortgage Rates and Refinance Rates Mixed This Morning: 30 Year Mortgage Rates at 4.79%
Current Mortgage Rates Remain Low as Refinance Activity Declines
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
Jax Metro Credit Union - Best CD Rates
Citizens Bank Mortgage Rates Today
SunTrust Mortgage Rates
Savings Rates Set to Increase in the 2nd or 3rd Quarter

Alternative Bank and Credit Union Offers to Explore

15 Year Mortgage Rates Under 4.50%
Bank of Smithtown Savings Rates and Money Market Account Rates
5/1 Mortgage Rates
Today's Mortgage Interest Rates: 30 Year Mortgage Rates Decline to 4.99%
Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02%
State Farm Bank Savings Rates now at 0.10%
CD Rates: Best Interest Rates Available Today at 2.15% APY
Auto Loan Rates Decline
First County Bank CD Rates
Community Bank of Nevada CD Rates

CUSB Bank Reviews

There are no reviews for CUSB Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for CUSB Bank
Your Name:
Your Rating:

See how CUSB Bank Compares to other banks