What are the current interest rates at Jewett City Savings Bank?

Current rates for Jewett City Savings Bank include: 12-Month CD: 1.00%, 18-Month CD: 2.00%, 24-Month CD: 1.00%, 36-Month CD: 1.25%, 48-Month CD: 1.50%, 60-Month CD: 2.00%, Savings: 3.55%

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Jewett City Savings Bank Rates & Review April 2026

Q: How many branches does Jewett City Savings Bank operate?

Jewett City Savings Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jewett City Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

Jewett City Savings Bank's 7.5-Month Relationship CD rates are at 3.55%, IRA CD Special for Contributions Only 1 Year rates are at 3.40%, IRA CD Special for Contributions Only 2 Years rates are at 2.50%, 18-Month Bump-up CD rates are at 2.00%, Bump-Up CDs 18-Month rates are at 2.00%. Jewett City Savings Bank's savings rates are at 3.55%. MonitorBankRates evaluates the financial stability of Jewett City Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.47%. Rates were last updated on 04/11/2026.

Jewett City Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jewett City Savings Bank? Share your experience about Jewett City Savings Bank by leaving a review below, or read customer reviews before you decide to use Jewett City Savings Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.47%

Excellent Lower than avg

Jewett City Savings Bank

111 Main St
Jewett City, CT 06351

https://www.jcsbank.com

Jewett City Savings Bank CD Rates

Product	Rate	APY	Term
7.5 Month Relationship CD	-	3.55%	7.5
Min Deposit $1,000 Min Balance $0 Details Available for a limited time only; offer may be withdrawn at any time; Open in branch only. Not available for IRAs. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA CD Special for Contributions Only 1 Year	-	3.40%	1
Min Deposit $1,000 Min Balance $0 Details Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for previous year and current year IRA contributions only of up to $8,600. Open in branch only. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA CD Special for Contributions Only 2 Years	-	2.50%	2
Min Deposit $1,000 Min Balance $0 Details Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for previous year and current year IRA contributions only of up to $8,600. Open in branch only. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
18 Month Bump-up CD	-	2.00%	18
Min Deposit $1,000 Min Balance $0 Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Bump-Up CDs 18 month	-	2.00%	18
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 5 Years	-	2.00%	5 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 4 Years	-	1.50%	4 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 2 1/2 Years	-	1.25%	2 1/2 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 2 Years	-	1.25%	2 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 3 Years	-	1.25%	3 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Bump-Up CDs 42 month	-	1.23%	42
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased two times during the 42-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 1 1/2 Years	-	1.00%	1 1/2 Years
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 1 Year	-	1.00%	1 Year
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 6 month	-	0.75%	6 Months
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificates of Deposit (CDs) 91 Days	-	0.75%	91 Days
Min Deposit $1,000 Min Balance $0 Details Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Jewett City Savings Bank Savings Rates

Product	Rate	APY	View More
Special Savings	-	3.55%
No additional details. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Jewett City Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Jewett City Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jewett City Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Jewett City Savings Bank

FDIC Certificate # 18237

Address 111 Main St, Jewett City, CT 06351 · Southeastern Connecticut

Website https://www.jcsbank.com

Established 06/23/1873

FDIC Insurance Date 07/01/1960

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1058%

Return on Equity (ROE) 7.8900%

Non-Performing Loans (NPL) 0.41%

Total Assets $484,580,000

Total Deposits $390,923,000

Equity Capital $68,784,000

Net Income $5,021,000

Headquarters Jewett City

Total Offices 7

Source: FDIC | Last Updated 12/31/2025

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Total Reviews

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Frequently Asked Questions About Jewett City Savings Bank

Is Jewett City Savings Bank a safe place to deposit money?

Yes, Jewett City Savings Bank is considered a safe financial institution. With a Texas Ratio of 3.4665140637464%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Jewett City Savings Bank operate?

Jewett City Savings Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Jewett City Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jewett City Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Jewett City Savings Bank offer online and mobile banking?

Most modern institutions like Jewett City Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jcsbank.com.