Benchmark Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 4.15% and 3-month CD rates at 0.03%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Benchmark Community Bank's 24-Month CD rates are at 2.50%, 36-Month CD rates are at 2.40%, 48-Month CD rates are at 2.25%, 12-Month CD rates are at 2.25%, 60-Month CD rates are at 2.00%. Benchmark Community Bank's money market rates are at 0.25%.

Benchmark Community Bank

To see how these rates compare to Benchmark Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Benchmark Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Benchmark Community Bank CD rates. You can also compare Benchmark Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Benchmark Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Benchmark Community Bank? Share your experience about Benchmark Community Bank by leaving a review below, or read customer reviews before you decide to use Benchmark Community Bank.

Benchmark Community Bank Texas Ratio

Benchmark Community Bank's Texas Ratio is at 1.86%, which is considered excellent. The Texas Ratio for Benchmark Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Benchmark Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
2.50%
36-Month CD
2.40%
48-Month CD
2.25%
60-Month CD
2.00%
Savings
N/A
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Benchmark Community Bank
100 S Broad St
Kenbridge, VA 23944
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Benchmark Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Benchmark Community Bank
Benchmark Community Bank
Success Checking
4.00%
$100
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.50%
$500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
Benchmark Community Bank
Benchmark Community Bank
12-Month CD
2.25%
$500
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
1.75%
$500
Benchmark Community Bank
Benchmark Community Bank
3-Month CD
0.75%
$500
Benchmark Community Bank
Benchmark Community Bank
Personal Money Market
0.25%
$100
Benchmark Community Bank
Benchmark Community Bank
Business Money Market
0.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Benchmark Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
All America Bank
All America Bank
6-Month CD
4.15%
$500
Pentucket Bank
Pentucket Bank
12-Month CD
4.00%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Mid-America Bank
Mid-America Bank
24-Month CD
3.79%
$500
Bank
Bank
12-Month CD (IntraFi)
3.67%
$100,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.65%
$1,000
Coleman County State Bank
Coleman County State Bank
12-Month CD
3.61%
$1,000
Meridian Bank
Meridian Bank
Hometown Money Market
3.50%
$25,000
River Bank
River Bank
60-Month CD
3.29%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
24-Month CD
3.25%
$500
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
3.19%
$1,000
M&T Bank
M&T Bank
12-Month CD (Select)
3.00%
$1,000
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
Reading Co-op Bank
Reading Co-op Bank
60-Month CD
3.00%
$500
Savings Bank of Walpole
Savings Bank of Walpole
18-Month CD
3.00%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
84-Month CD
2.90%
$1,000
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
2.77%
$1,000
FSB Louise, TX
FSB Louise, TX
48-Month CD
2.77%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
48-Month CD
2.53%
$2,500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
36-Month CD
2.27%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
BAC Community Bank
BAC Community Bank
18-Month CD
2.00%
$2,500
Capon Valley Bank
Capon Valley Bank
36-Month CD
1.97%
$500
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
Jovia Federal Credit Union
Jovia Federal Credit Union
12-Month CD
1.75%
$100
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
Everett Co-operative Bank
Everett Co-operative Bank
36-Month CD
1.50%
$500
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.17%
$500
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
FCNB of St. Paris
Money Market
0.80%
$2,500
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Hometown Bank of PA
Hometown Bank of PA
60-Month CD
0.60%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
Pataskala Banking Company
Pataskala Banking Company
48-Month CD
0.40%
$500
United Bank of Union
United Bank of Union
Money Market
0.35%
$0
First FSB of Angola
First FSB of Angola
12-Month CD
0.35%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
18-Month CD
0.30%
$500
Milford Bank
Milford Bank
36-Month CD
0.25%
$1,000
Trinity Bank, N.A.
Trinity Bank, N.A.
Checking
0.25%
$100
The Union Bank Company
The Union Bank Company
36-Month CD
0.20%
$500
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
Ulster Savings Bank
Ulster Savings Bank
Money Market
0.15%
$2,500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
6-Month CD
0.10%
$1,000
Ion Bank
Ion Bank
Preferred Checking
0.05%
$50
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
Solvay Bank
Solvay Bank
Statement Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Benchmark Community Bank Information

Benchmark Community Bank
100 S Broad St
Kenbridge, VA 23944
Lunenburg
Established Date: 09/08/1971
FDIC Certificate #: 20484
Date of FDIC Deposit Insurance: 09/08/1971
Bank Holding Company: BENCHMARK BANKSHARES INC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Benchmark Community Bank FDIC Insured? Yes
What is Benchmark Community Bank's Cert number? 20484
What is the maximum amount for insured deposits? $250,000 per holder, per account

Benchmark Community Bank Financials

Total Assets:
$1,178,473,000
Total Deposits:
$1,067,545,000
Equity Capital:
$102,539,000
Domestic Deposits:
$1,067,545,000
Net Income:
$3,278,000
Return on Assets:
1.4302%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.3982%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
17.2700%
Quarterly Return on Equity:
12.9400%
Common Equity Tier 1 Capital Ratio:
12.8655%
Tier 1 Risk-Based Capital Ratio:
12.8655%
Leverage Tier 1 (Core Capital) Ratio:
9.3354%
Total Risk-Based Capital Ratio (YTD):
13.7703%
Total Interest Income (YTD):
4.9492%
 
 
Headquarters:
Kenbridge
FDIC Field Office:
Richmond
Regulator:
FED
County:
Lunenburg
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates were mixed in current Weekly Application Survey released this morning. The average contract 30 year mortgage rate declined to 4.80 percent with  for the week ending May 21, 2010, down from the previous week's average mortgage rate of 4.83 percent. Average mortgage discount points remained unchanged at 1.08 points.
Details of U.S. Bailout Packagethe U.S. Government's bailout plan for the nation's banks were released today.

September's job report was disappointing across the board and the news is sending bond yields sharply lower this morning. 200,000 jobs were expected in the report but only 142,000 were created in September. August payroll and July payroll numbers were also revised lower, adding to the downward pressure on rates.

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