Farmers and Merchants Bank Milligan, NE Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Farmers and Merchants Bank Milligan, NE's 6-Month CD rates are at 4.27%, 6-Month Certificates of Deposit rates are at 4.27%, Certificates of Deposit 6-Month rates are at 4.27%, 12-Month Certificates of Deposit rates are at 4.11%, 12-Month CD rates are at 4.11%. Farmers and Merchants Bank Milligan, NE's savings rates are at 0.50%. Farmers and Merchants Bank Milligan, NE's money market rates are at 1.81%. MonitorBankRates evaluates the financial stability of Farmers and Merchants Bank Milligan, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityFarmers and Merchants Bank Milligan, NE money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers and Merchants Bank Milligan, NE? Share your experience about Farmers and Merchants Bank Milligan, NE by leaving a review below, or read customer reviews before you decide to use Farmers and Merchants Bank Milligan, NE. Farmers and Merchants Bank Milligan, NE Texas RatioFarmers and Merchants Bank Milligan, NE's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Farmers and Merchants Bank Milligan, NE is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Farmers and Merchants Bank Milligan, NE has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Farmers and Merchants Bank Milligan, NE is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Farmers and Merchants Bank Milligan, NE has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Farmers and Merchants Bank Milligan, NE CD Rates
Farmers and Merchants Bank Milligan, NE Savings Rates
Farmers and Merchants Bank Milligan, NE Money Market Rates
Farmers and Merchants Bank Milligan, NE Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Farmers and Merchants Bank Milligan, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Farmers and Merchants Bank Milligan, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Farmers and Merchants Bank Milligan, NE's official website for the most current offers and terms.
Bank Profile & OverviewFarmers and Merchants Bank Milligan, NE
501 Main StMilligan, NE 68406 Fillmore Established Date: 06/10/1903 FDIC Certificate #: 14275 Date of FDIC Deposit Insurance: 04/24/1934 Bank Holding Company: FM GROUP INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.fmbmilligan.com
Is Farmers and Merchants Bank Milligan, NE FDIC Insured? Yes
What is Farmers and Merchants Bank Milligan, NE's Cert number? 14275
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
2.1821%
Return on Equity (ROE):
16.8600%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$205,067,000
Total Deposits:
$155,103,000
Equity Capital:
$23,488,000
Net Income:
$3,104,000
Headquarters:
Milligan
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About Farmers and Merchants Bank Milligan, NEHow do I open an account at Farmers and Merchants Bank Milligan, NE?You can typically open an account at Farmers and Merchants Bank Milligan, NE by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Farmers and Merchants Bank Milligan, NE provides a range of mortgage and home equity products. Is Farmers and Merchants Bank Milligan, NE a safe place to deposit money?Yes, Farmers and Merchants Bank Milligan, NE is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Farmers and Merchants Bank Milligan, NE offer online and mobile banking?Most modern institutions like Farmers and Merchants Bank Milligan, NE provide digital access including online balance checks and transfers. Compare to other Banks |
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