Plumas Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Plumas BankToday's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.70% and 3-month CD rates at 3.96%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Plumas Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Plumas Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Plumas Bank CD rates. You can also compare Plumas Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Plumas Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Plumas Bank? Share your experience about Plumas Bank by leaving a review below, or read customer reviews before you decide to use Plumas Bank.

Plumas Bank Texas Ratio

Plumas Bank's Texas Ratio is at 4.03%, which is considered excellent. The Texas Ratio for Plumas Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Plumas Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Plumas Bank
336 Main St
Quincy, CA 95971
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Plumas Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regional Missouri Bank
Regional Missouri Bank
12-Month CD
4.58%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.50%
$1,000
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.15%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings
4.07%
$100,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
12-Month CD
4.05%
$500
First Southwest Bank
First Southwest Bank
18-Month CD
4.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
18-Month CD
4.00%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
CF Bank
CF Bank
Money Market
3.90%
$25,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
48-Month CD
3.82%
$2,500
The Bank of Romney
The Bank of Romney
12-Month CD
3.80%
$1,000
BankGloucester
BankGloucester
12-Month CD
3.75%
$500
Riverland Bank
Riverland Bank
60-Month CD
3.75%
$1,000
Mercantile Bank
Mercantile Bank
18-Month CD
3.55%
$500
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.55%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.50%
$1,000
Great Plains State Bank
Great Plains State Bank
24-Month CD
3.40%
$500
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
3.35%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
18-Month CD
3.28%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
3.20%
$1,000
1st Community Credit Union
1st Community Credit Union
24-Month CD
3.15%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.03%
$50,000
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.60%
$500
Bank of Zachary
Bank of Zachary
36-Month CD
2.55%
$2,500
ConnectOne Bank
ConnectOne Bank
Connect Money Market
2.40%
$0
Grand Timber Bank
Grand Timber Bank
30-Month CD
2.37%
$500
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
18-Month CD
2.28%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
RBT Rollstone B&T
RBT Rollstone B&T
60-Month CD
1.30%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
Port Richmond Savings
Port Richmond Savings
Money Market
1.00%
$2,500
Bogota Savings Bank
Bogota Savings Bank
48-Month CD
0.75%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
Citizens State Bank Moundridge, KS
Money Market
0.60%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
48-Month CD
0.55%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
3-Month CD
0.50%
$2,500
Chelsea Groton Bank
Chelsea Groton Bank
48-Month CD
0.45%
$500
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Century Bank and Trust GA
Century Bank and Trust GA
Business Money Market
0.45%
$2,500
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings
0.25%
$50
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
Money Market
0.10%
$10
TrustCo Bank
TrustCo Bank
Home Town Savings
0.06%
$200
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Plumas Bank rate data right now, check back for updates, we are adding rates all the time.

Plumas Bank Information

Plumas Bank
336 Main St
Quincy, CA 95971
Plumas
Established Date: 12/13/1980
FDIC Certificate #: 23275
Date of FDIC Deposit Insurance: 12/13/1980
Bank Holding Company: PLUMAS BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Plumas Bank FDIC Insured? Yes
What is Plumas Bank's Cert number? 23275
What is the maximum amount for insured deposits? $250,000 per holder, per account

Plumas Bank Financials

Total Assets:
$1,639,663,000
Total Deposits:
$1,309,215,000
Equity Capital:
$166,684,000
Domestic Deposits:
$1,309,215,000
Net Income:
$6,435,000
Return on Assets:
1.8136%
Quarterly Return on Assets:
1.5800%
Pretax Return on Assets:
2.1402%
Pretax Quarterly Return on Assets:
2.1400%
Return on Equity:
21.8900%
Quarterly Return on Equity:
16.0700%
Common Equity Tier 1 Capital Ratio:
15.0994%
Tier 1 Risk-Based Capital Ratio:
15.0994%
Leverage Tier 1 (Core Capital) Ratio:
10.6328%
Total Risk-Based Capital Ratio (YTD):
16.3009%
Total Interest Income (YTD):
5.0176%
 
 
Headquarters:
Quincy
FDIC Field Office:
Sacramento
Regulator:
FED
County:
Plumas
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates were slightly higher this week but rates are still low and are likely to remain low for the rest of the year. 15 year mortgage rates are unchanged this week, averaging 2.87 percent. These rates are the average rates - you can easily find lenders quoting rates below the averages. Search for lender's rates in your state by using our database of lenders at MonitorBankRates.com/Mortgages.

Average savings account rates are lower this week while the highest savings account rate remains stable at 1.00 percent. Interest rates have slowly drifted lower for over five years now and remain at current levels for at least another year. This will remain until the Federal Reserve increases the fed funds rate from the current range of zero percent to one quarter percent, which probably won't happen until mid 2014.
venture bank direct online savings accountVenture Bank Direct of Lacey Washington is offering one of the best online savings account rates. The savings account currently has an an annual percentage rate (APR) of 3.73% and an annual percentage yield (APY) of 3.80%.

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