North Shore Bank Co-op CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.03%, 6-month CD rates at 0.45% and 3-month CD rates at 1.65%. Current savings rates are at 1.26% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 12.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. North Shore Bank Co-op's 24-Month CD rates are at 4.00%, 18-Month CD rates are at 4.00%, 12-Month CD rates are at 4.00%, 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%. North Shore Bank Co-op's savings rates are at 0.05%.

North Shore Bank Co-op

To see how these rates compare to North Shore Bank Co-op CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from North Shore Bank Co-op, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with North Shore Bank Co-op CD rates. You can also compare North Shore Bank Co-op savings rates, MMA rates and mortgage rates using our other rate lists.

North Shore Bank Co-op money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Shore Bank Co-op? Share your experience about North Shore Bank Co-op by leaving a review below, or read customer reviews before you decide to use North Shore Bank Co-op.

North Shore Bank Co-op Texas Ratio

North Shore Bank Co-op's Texas Ratio is at 1.83%, which is considered excellent. The Texas Ratio for North Shore Bank Co-op is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, North Shore Bank Co-op is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Shore Bank Co-op
248 Andover St
Peabody, MA 01960
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

North Shore Bank Co-op CD Rates and Interest Rates

Bank
Product
APY
Min Dep
North Shore Bank Co-op
24-Month CD
4.00%
$1,000
North Shore Bank Co-op
18-Month CD
4.00%
$1,000
North Shore Bank Co-op
12-Month CD
4.00%
$1,000
North Shore Bank Co-op
60-Month CD
0.50%
$1,000
North Shore Bank Co-op
48-Month CD
0.45%
$1,000
North Shore Bank Co-op
36-Month CD
0.40%
$1,000
North Shore Bank Co-op
Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Shore Bank Co-op Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Belt Valley Bank
Belt Valley Bank
18-Month CD
4.13%
$500
Great Plains State Bank
Great Plains State Bank
18-Month CD
4.00%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
Huron Valley State Bank
Huron Valley State Bank
3-Month CD
3.50%
$500
Security Bank USA
Security Bank USA
48-Month CD
3.44%
$25,000
First National Bank in Olney
First National Bank in Olney
3-Month CD
3.40%
$500
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
3.25%
$1,000
T Bank
T Bank
36-Month CD
3.20%
$1,000
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
Addition Financial Credit Union
Addition Financial Credit Union
36-Month CD
3.04%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.03%
$500
Farmers National Bank
Farmers National Bank
36-Month CD
3.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.89%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
Ambler Savings Bank
Ambler Savings Bank
40-Month CD (Bump-Up)
2.75%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Money Market
2.51%
$250
Kentucky Farmers Bank
Kentucky Farmers Bank
60-Month CD
2.50%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
60-Month CD
2.50%
$1,000
CNB of McConnelsville
24-Month CD
2.50%
$5,000
First State Bank and Trust
First State Bank and Trust
30-Month CD
2.42%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
18-Month CD
2.07%
$1,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Nashville Savings Bank
Nashville Savings Bank
60-Month CD
2.02%
$1,000
BAC Community Bank
BAC Community Bank
Kasasa Checking
2.00%
$25
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
60-Month CD
1.75%
$50
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
Cornerstone State Bank
Cornerstone State Bank
Money Market
1.50%
$1,000
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Hatboro Federal Savings
Hatboro Federal Savings
60-Month CD
1.25%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
48-Month CD
1.15%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
BankOrion
BankOrion
48-Month CD
1.00%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Fulton Bank
Fulton Bank
12-Month CD
0.70%
$1,000
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
30-Month CD
0.55%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
First Bank of Central Ohio
First Bank of Central Ohio
48-Month CD
0.30%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Savings
0.25%
$100
Century SLA
Century SLA
Statement Savings
0.20%
$1
Security State Bank of Marine
Security State Bank of Marine
Money Market
0.15%
$2,500
JTNB
JTNB
NOW Checking
0.10%
$1,000
Primary Bank
Primary Bank
Primary Money Market
0.10%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Savings
0.10%
$1
UniBank
UniBank
Money Market
0.05%
$2,500
Warsaw Federal S&L
Select Money Market
0.05%
$0
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

North Shore Bank Co-op Information

North Shore Bank Co-op
248 Andover St
Peabody, MA 01960
Essex
Established Date: 01/01/1888
FDIC Certificate #: 26484
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: NORTH SHORE BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is North Shore Bank Co-op FDIC Insured? Yes
What is North Shore Bank Co-op's Cert number? 26484
What is the maximum amount for insured deposits? $250,000 per holder, per account

North Shore Bank Co-op Financials

Total Assets:
$1,660,258,000
Total Deposits:
$1,395,203,000
Equity Capital:
$208,438,000
Domestic Deposits:
$1,395,203,000
Net Income:
$3,950,000
Return on Assets:
1.1626%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.2922%
Pretax Quarterly Return on Assets:
1.2900%
Return on Equity:
9.7500%
Quarterly Return on Equity:
7.6500%
Common Equity Tier 1 Capital Ratio:
16.3756%
Tier 1 Risk-Based Capital Ratio:
16.3756%
Leverage Tier 1 (Core Capital) Ratio:
12.2157%
Total Risk-Based Capital Ratio (YTD):
17.6309%
Total Interest Income (YTD):
4.7167%
 
 
Headquarters:
Peabody
FDIC Field Office:
North Boston
Regulator:
FED
County:
Essex
# of Offices:
16
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fidelity Homestead Savings Bank of New Orleans, Louisiana, is advertising some of the best savings account rates and money market account rates currently available. The bank's highest savings account rate is on their Health Savings Account (HSA). The current HSA rate is 3.00% with an annual percentage yield of 3.04%. That savings rate beats most 5 year CD rates.
indymac-federal-bank1IndyMac Federal Bank is offering a special online money market account rate of 3.75% APY. The minimum opening balance for their E-Money Market account is $1,000. To receive the 3.75% rate you need a minimum balance of $50,000. Balances between $1,000 and $9,999 receive a rate of 3.10% APY, balances between $10,000 and $24,999 receive a rate of 3.30% and balances between $25,000 and $49,999 receive a rate of 3.65%.
The current national savings account rate and money market account rate for account balances of at least $2,500 is only 0.33 percent. You can find  money market account rates and online savings rates higher than the national average rates.

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Dime Savings Bank of Williamsburgh MMA Rate at 1.10% APY

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