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Nano Banc Rates & Review March 2026

Q: Is Nano Banc a safe place to deposit money?

Yes, Nano Banc is considered a safe financial institution. With a Texas Ratio of 35.735202342662%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does Nano Banc operate?

Nano Banc currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Nano Banc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nano Banc provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Nano Banc rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 3.65% and 3-month CD rates at 2.02%. Savings rates are at 0.30% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates can be compared to Nano Banc rates. MonitorBankRates evaluates the financial stability of Nano Banc with a 5.0 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 35.74%. Rates were last updated on 03/28/2026.

Nano Banc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nano Banc? Share your experience about Nano Banc by leaving a review below, or read customer reviews before you decide to use Nano Banc.

Overall Health & Safety Grade

B-

Adequate Health Score: 82/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

35.74%

Fair Higher than avg

Nano Banc

7755 Irvine Center Dr Fl 3
Irvine, CA 92618

https://www.nanobanc.com

Current Rate Availability

We do not have Nano Banc rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Nano Banc is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Nano Banc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nano Banc's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Nano Banc

Bank Holding Company NANO FINANCIAL HOLDINGS INC

Address 7755 Irvine Center Dr Fl 3, Irvine, CA 92618 · Orange

Website https://www.nanobanc.com

FDIC Certificate # 58590

Established 09/17/2007

FDIC Insurance Date 09/17/2007

Domestic Offices 1

Total Branches 1

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-

Overall Health Grade Score: 82/100

5.0

Exceptional Out of 5.0 Stars

35.74%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0098%

Return on Equity (ROE) 7.8200%

Non-Performing Loans (NPL) 5.11%

Total Assets $874,723,000

Total Deposits $732,658,000

Equity Capital $51,239,000

Net Income $-65,689,000

Headquarters Irvine

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Nano Banc

Is Nano Banc a safe place to deposit money?

Yes, Nano Banc is considered a safe financial institution. With a Texas Ratio of 35.735202342662%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Nano Banc operate?

Nano Banc currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Nano Banc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nano Banc provides members with tools to manage their accounts and build a solid financial history.

Does Nano Banc offer online and mobile banking?

Most modern institutions like Nano Banc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nanobanc.com.