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Sun Credit Union Rates & Review March 2026

Sun Credit Union's Jumbo CDs 12 month rates are at 3.54%, 12 month Standard CDs rates are at 3.51%, Jumbo CDs 24 month rates are at 3.50%, Jumbo CDs 5 month rates are at 3.49%, Jumbo CDs 6 month rates are at 3.49%. Sun Credit Union's savings rates are at 0.15%. Sun Credit Union's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of Sun Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.96%. Rates were last updated on 03/24/2026.

Sun Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun Credit Union? Share your experience about Sun Credit Union by leaving a review below, or read customer reviews before you decide to use Sun Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.96%
Excellent Lower than avg
Sun Credit Union
Main Office
4205 Hollywood Blvd
Hollywood, FL 33021
https://www.suncu.org
Member NCUA

Sun Credit Union CD Rates

Product Rate APY Term View More
Jumbo Certificates 12 month 3.48% 3.54% 12 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
12 month Standard Certificates 3.46% 3.51% 12 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 24 month 3.45% 3.50% 24 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 5 month 3.44% 3.49% 5 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 6 month 3.44% 3.49% 6 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
24 month Standard Certificates 3.42% 3.47% 24 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
5 month Standard Certificates 3.41% 3.46% 5 Months
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
6 month Standard Certificates 3.41% 3.46% 6 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 60 month 3.39% 3.44% 60 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
60 month Standard Certificates 3.36% 3.41% 60 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 36 month 3.34% 3.39% 36 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
36 month Standard Certificates 3.31% 3.36% 36 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Jumbo Certificates 3 month 3.24% 3.29% 3 Months
Min Balance $90,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
3 month Standard Certificates 3.21% 3.26% 3 Months
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Sun Credit Union Savings Rates

Product Rate APY View More
Savings: Personal, Youth, Business 0.15% 0.15%
Min Balance $100
Details Paid Quarterly
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Sun Credit Union Checking Rates

Product Rate APY View More
Escrow Checking 0.15% 0.15%
Details Paid Quarterly
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Sun Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 3.99%
Details Intro rate expires: 12 months; Closing costs credits up to $1,000; No application fee; No annual fee
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Sun Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 3.99%
Details Intro rate expires: 6 months; Regular APR: 8.90% - 18.00%
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%
Visa Platinum Rewards - 3.99%
Details Intro rate expires: 6 months; Regular APR: 9.90% - 18.00%
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Sun Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan/Lines of Credit - 9.95%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.96%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sun Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sun Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sun Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sun Credit Union
Address 4205 Hollywood Blvd, Hollywood, FL 33021
Phone 954-967-4441
Fax 954-967-4440
President Horace Mclarty
CEO Patrick Mason
Full-Time Employees 19
Part-Time Employees 0
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.96%
Return on Assets (ROA)
0.7337%
Return on Equity (ROE)
7.1318%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
125,911,956
Total Amount of Shares and Deposits
112,367,676
Total Shares and Deposits < 1 Year
110,972,040
Total Shares and Deposits 1 3 Years
930,686
Total Shares and Deposits > 3 Years
464,950
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,662,409
Total Uninsured Shares and Deposits > $250K (F+J)
8,662,409
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,705,267
Total Interest Expense (Sum of items 6 8)
994,136
Share Certificates
759
Number of Accounts for Share Drafts
4,259
IRA KEOGH Accounts
212
Number of Accounts for Regular Shares
6,896
All other shares
170
Money Market Shares
404
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,458,193
Total Liabilities
113,189,384
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Sun Credit Union

Is Sun Credit Union a safe place to deposit money?

Yes, Sun Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9648186733664%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sun Credit Union operate?

Sun Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sun Credit Union?

Yes, to access services at Sun Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sun Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sun Credit Union offer online and mobile banking?

Most modern institutions like Sun Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suncu.org.

Current Sun Credit Union Rates

  • 12-Month CD3.51%
  • 24-Month CD3.47%
  • 60-Month CD3.41%
  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.