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 Summit Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Summit Credit Union's Jumbo and Jumbo IRA CDs 27 Month rates are at 3.75%, Jumbo and Jumbo IRA CDs 27 Month (Special) rates are at 3.75%, Jumbo and Jumbo IRA CDs 9 Month rates are at 3.75%, Jumbo and Jumbo IRA CDs 9 Month (Special) rates are at 3.75%, Jumbo and Jumbo IRA CDs 39 Month rates are at 3.50%. Summit Credit Union's savings rates are at 0.05%. Summit Credit Union's money market rates are at 1.00%. Summit Credit Union's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of Summit Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.72%. Rates were last updated on 03/15/2026. Summit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Summit Credit Union? Share your experience about Summit Credit Union by leaving a review below, or read customer reviews before you decide to use Summit Credit Union. 
Summit Credit Union CD Rates
Summit Credit Union Savings Rates
Summit Credit Union Money Market Rates
Summit Credit Union Home Equity & HELOC
Summit Credit Union Auto Loan Rates
Summit Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Summit Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Summit Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Summit Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Summit Credit Union
Website
https://summitcu.org
Address
8210 W Market St,
Greensboro, NC 27409
Phone
336-662-6200
Fax
336-662-6100
President
Daniel Greene
CEO
Samuel Whitehurst
Full-Time Employees
102
Part-Time Employees
5
Branch Locations
8
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.72%
Return on Assets (ROA)
0.3853%
Return on Equity (ROE)
2.5734%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
361,989,264
Total Amount of Shares and Deposits
293,963,958
Total Shares and Deposits < 1 Year
281,789,554
Total Shares and Deposits 1 3 Years
11,986,166
Total Shares and Deposits > 3 Years
188,238
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,222,334
Total Uninsured Shares and Deposits > $250K (F+J)
9,222,334
Total Insured Shares and Deposits > $250K (item 17 less item K)
284,741,624
Total Interest Expense (Sum of items 6 8)
2,604,345
Share Certificates
1,434
Number of Accounts for Share Drafts
21,762
IRA KEOGH Accounts
564
Number of Accounts for Regular Shares
35,460
Non Member Deposits
18
Money Market Shares
1,959
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,428,493
Total Liabilities
308,551,603
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Summit Credit UnionIs Summit Credit Union a safe place to deposit money?Yes, Summit Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7173537939768%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Summit Credit Union operate?Summit Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Summit Credit Union?Yes, to access services at Summit Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Summit Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Summit Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Summit Credit Union offer online and mobile banking?Most modern institutions like Summit Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://summitcu.org. Current Summit Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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