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Parkway Bank and Trust Company Rates & Review November 2026

Parkway Bank and Trust Company's 60-Month CD rates are at 1.20%, 12-Month CD rates are at 1.00%, 18-Month CD rates are at 1.00%, 24-Month CD rates are at 1.00%, 30-Month CD rates are at 1.00%. Parkway Bank and Trust Company's savings rates are at 0.05%. Parkway Bank and Trust Company's money market rates are at 0.44%. Parkway Bank and Trust Company's checking rates are as high as 2.85%. Parkway Bank and Trust Company's top CD rate of 3.25% APY on a 13 month CD is 8% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of Parkway Bank and Trust Company with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.65%. Rates last updated and verified on 11/07/2026.

Parkway Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Parkway Bank and Trust Company? Share your experience about Parkway Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Parkway Bank and Trust Company.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.65%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Parkway Bank and Trust Company
4800 N Harlem Ave
Harwood Heights, IL 60706
https://www.parkwaybank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Parkway Bank and Trust Company CD Rates

Product Rate APY Term Min. Deposit View More
CD Special 13-Month - 3.25% 13 months $1,000
Min Deposit $1,000
Details Limited-time offer; APY effective as of 09/22/26; Interest compounded daily, paid annually; Automatically renews at maturity into a 12-month CD at the then current rate; Eligible for IRAs; Early withdrawals subject to penalty; Commercial accounts not eligible
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
CD Special - 13-Month CD - 1.25% 13-Month $5,000
Min Deposit $5,000
Min Balance $5,000
Details Limited-time promotional CD rate; New money only; Minimum investment to open and obtain stated APY is $5,000; Automatically renews at maturity into a 12-month CD at the then current rate; IRAs and commercial accounts are not eligible; APY effective as of 08/08/22
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Oct 23, 2026: 1.25% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
60-Month CD 1.19% 1.20% 60 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.20% APY · checked 4 times
0.70%1.20%1.70%Oct 23, 2026: 1.20% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
12-Month CD 0.99% 1.00% 12 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
18-Month CD 0.99% 1.00% 18 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
24-Month CD 0.99% 1.00% 24 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
30-Month CD 0.99% 1.00% 30 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
36-Month CD 0.99% 1.00% 36 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
42-Month CD 0.99% 1.00% 42 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
48-Month CD 0.99% 1.00% 48 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Products eligible for IRA; $500 minimum opening deposit; Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
9-Month CD 0.65% 0.65% 9 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.65% APY · checked 4 times
0.15%0.65%1.15%Oct 23, 2026: 0.65% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
6-Month CD 0.40% 0.40% 6 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Oct 23, 2026: 0.40% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
91 Day CD 0.30% 0.30% 91 Day $1,000
Min Deposit $1,000
Min Balance $1,000
Details Required balance to open and earn stated APY; APY as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 23, 2026: 0.30% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Savings Rates

Product Rate APY View More
Savings 0.05% 0.05%
Min Deposit $100
Min Balance $100
Details Required daily balance to open and earn stated APY; Interest Rate as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Money Market Rates

Product Rate APY View More
Personal Preferred Money Market (PPMM) - PPMM 0.44% 0.44%
Min Balance $2,000,000
Details Balance: Over $2,000,000
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.44% APY · checked 6 times
0.00%0.47%0.94%Oct 14, 2026: 0.44% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.34% 0.34%
Min Balance $1,000,000
Details Balance: $1,000,000 - $1,999,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.34% APY · checked 6 times
0.00%0.42%0.84%Oct 14, 2026: 0.34% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.32% 0.32%
Min Balance $300,000
Details Balance: $300,000 - $999,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.32% APY · checked 6 times
0.00%0.41%0.82%Oct 14, 2026: 0.32% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.31% 0.31%
Min Balance $100,000
Details Balance: $100,000 - $299,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.31% APY · checked 6 times
0.00%0.41%0.81%Oct 14, 2026: 0.31% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.20% 0.20%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Oct 14, 2026: 0.20% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.18% 0.18%
Min Balance $15,000
Details Balance: $15,000 - $49,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.18% APY · checked 6 times
0.00%0.34%0.68%Oct 14, 2026: 0.18% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM) - PPMM 0.10% 0.10%
Min Balance $2,500
Details Balance: $2,500 - $14,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Oct 14, 2026: 0.10% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Business Money Market Rates

Product Rate APY View More
Business Preferred Money Market (BPMM) - BPMM 0.44% 0.44%
Min Balance $2,000,000
Details Balance: Over $2,000,000
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.44% APY · checked 4 times
0.00%0.47%0.94%Oct 23, 2026: 0.44% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.34% 0.34%
Min Balance $1,000,000
Details Balance: $1,000,000 - $1,999,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.34% APY · checked 4 times
0.00%0.42%0.84%Oct 23, 2026: 0.34% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.32% 0.32%
Min Balance $300,000
Details Balance: $300,000 - $999,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.32% APY · checked 4 times
0.00%0.41%0.82%Oct 23, 2026: 0.32% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.31% 0.31%
Min Balance $100,000
Details Balance: $100,000 - $299,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.31% APY · checked 4 times
0.00%0.41%0.81%Oct 23, 2026: 0.31% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.20% 0.20%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 23, 2026: 0.20% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.18% 0.18%
Min Balance $15,000
Details Balance: $15,000 - $49,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.18% APY · checked 4 times
0.00%0.34%0.68%Oct 23, 2026: 0.18% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM) - BPMM 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000 - $14,999.99
Last Updated 11/07/2026
Rate History
No change since Oct 23, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 23, 2026: 0.10% APYOct 23, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Checking Rates

Product Rate APY View More
Kasasa Cash Checking 2.81% 2.85%
Min Deposit $100
Min Balance $0
Details Qualifications Required; Balance: $0 - $25,000; 30+ debit card transactions post and settle during monthly qualification period
Last Updated 11/07/2026
Rate History
1 change since Sep 20, 2026 · 2.65% → 2.85% ▲ 0.20 pts · high 2.85% / low 2.65%
2.15%2.75%3.35%Sep 20, 2026: 2.65% APYOct 23, 2026: 2.85% APYSep 20, 2026Nov 9, 2026
  • Oct 23, 20262.85%▲ from 2.65%
  • Sep 20, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Kasasa Cash Checking 1.98% 2.00%
Min Deposit $100
Min Balance $0
Details Qualifications Required; Balance: $0 - $25,000; 12-29 debit card transactions post and settle during monthly qualification period
Last Updated 11/07/2026
Rate History
1 change since Sep 20, 2026 · 1.80% → 2.00% ▲ 0.20 pts · high 2.00% / low 1.80%
1.30%1.90%2.50%Sep 20, 2026: 1.80% APYOct 23, 2026: 2.00% APYSep 20, 2026Nov 9, 2026
  • Oct 23, 20262.00%▲ from 1.80%
  • Sep 20, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Other Rates

Product Rate Points APY/APR Term View More
Kasasa Saver Savings 1.48% - 1.50%
Min Balance $0
Details Qualifications Required; Balance: $0 - $100,000
Last Updated 11/07/2026
Rate History
1 change since Sep 20, 2026 · 1.30% → 1.50% ▲ 0.20 pts · high 1.50% / low 1.30%
0.80%1.40%2.00%Sep 20, 2026: 1.30% APYOct 23, 2026: 1.50% APYSep 20, 2026Nov 9, 2026
  • Oct 23, 20261.50%▲ from 1.30%
  • Sep 20, 20261.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Kasasa Saver Savings 0.05% - 0.05%
Min Balance $0
Details Balance: All balances if qualifications not met
Last Updated 11/07/2026
Rate History
1 change since Sep 20, 2026 · 1.30% → 0.05% ▼ 1.25 pts · high 1.30% / low 0.05%
0.00%1.28%2.55%Sep 20, 2026: 1.30% APYOct 23, 2026: 0.05% APYSep 20, 2026Nov 9, 2026
  • Oct 23, 20260.05%▼ from 1.30%
  • Sep 20, 20261.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%
Now Account 0.05% - 0.05%
Min Deposit $1,000
Min Balance $1,000
Details Required daily balance to open and earn stated APY; Interest Rate as of 10/16/26
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.65%

Financial Health History

Parkway Bank and Trust Company’s Texas Ratio rose from 0.15% in Q3 2023 to 8.65% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.15% A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 8.65% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.7B8.65%5.0A
March 31, 2026$3.7B8.63%5.0A
December 31, 2025$3.6B8.66%5.0A
September 30, 2025$3.7B9.03%5.0A
June 30, 2025$3.5B9.18%5.0A
March 31, 2025$3.6B9.38%5.0A
December 31, 2024$3.6B9.62%5.0A
September 30, 2024$3.6B10.11%5.0A
June 30, 2024$3.5B10.26%5.0A
March 31, 2024$3.5B9.48%5.0A
December 31, 2023$3.4B9.66%5.0A
September 30, 2023$3.4B0.15%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Parkway Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Parkway Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Parkway Bank and Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Parkway Bank and Trust Company
Address 4800 N Harlem Ave, Harwood Heights, IL 60706  ·  Cook
Bank Holding Company PARKWAY BCORP INC
FDIC Certificate # 19008
Regulator FDIC
Established January 22, 1964
FDIC Insurance Date January 22, 1964
Domestic Offices 27
Total Branches 27
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.65%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.2026%
Return on Equity (ROE)
10.6100%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
$3,655,049,000
Total Deposits
$2,762,006,000
Equity Capital
$410,744,000
Net Income
$21,931,000
Headquarters
Harwood Heights
Total Branches and Offices
27
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Parkway Bank and Trust Company earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/parkway-bank-and-trust-company-rates-review-19008">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Parkway Bank and Trust Company

Does Parkway Bank and Trust Company offer CDs?

Yes. Parkway Bank and Trust Company current CD rates include its 60-Month CD at 1.20% APY, its 12-Month CD at 1.00% APY and its 18-Month CD at 1.00% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from Parkway Bank and Trust Company FDIC insured?

Yes. Parkway Bank and Trust Company is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Parkway Bank and Trust Company?

The highest Parkway Bank and Trust Company CD rate is its CD Special 13-Month at 3.25% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does Parkway Bank and Trust Company offer?

Parkway Bank and Trust Company CD rates are 1.00% APY for a 12 month CD, 1.00% APY for an 18 month CD, 1.00% APY for a 2 year CD, 1.00% APY for a 30 month CD, 1.00% APY for a 3 year CD, 1.00% APY for a 4 year CD and 1.20% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Parkway Bank and Trust Company for its full lineup.

What is the highest savings rate at Parkway Bank and Trust Company?

The highest Parkway Bank and Trust Company savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest money market rate at Parkway Bank and Trust Company?

The highest Parkway Bank and Trust Company money market rate is its Business Preferred Money Market (BPMM) - BPMM at 0.44% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at Parkway Bank and Trust Company?

The highest Parkway Bank and Trust Company checking rate is its Kasasa Cash Checking at 2.85% APY, verified by MonitorBankRates as of November 7, 2026.

How many branches does Parkway Bank and Trust Company operate?

Parkway Bank and Trust Company currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Parkway Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parkway Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Parkway Bank and Trust Company offer online and mobile banking?

Most modern institutions like Parkway Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parkwaybank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Parkway Bank and Trust Company rates compare?

Parkway Bank and Trust Company's top CD rate of 3.25% APY on a 13 month CD is 8% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A health rating. Parkway Bank and Trust Company's top rates are its 13-Months CD Special 13-Month at 3.25% APY, its Savings at 0.05% APY, its Business Preferred Money Market (BPMM) - BPMM at 0.44% APY and its Kasasa Cash Checking at 2.85% APY, verified by MonitorBankRates on November 7, 2026.

Current Parkway Bank and Trust Company Rates

  • 12-Month CD1.00%
  • 18-Month CD1.00%
  • 24-Month CD1.00%
  • 36-Month CD1.00%
  • 48-Month CD1.00%
  • 60-Month CD1.20%
  • Savings0.05%
  • MMA0.44%
Retrieved from our database of financial products. Rates subject to change.