What are the current interest rates at Parkway Bank and Trust Company?

Current rates for Parkway Bank and Trust Company include: 12-Month CD: 1.00%, 18-Month CD: 1.00%, 24-Month CD: 1.00%, 36-Month CD: 1.00%, 48-Month CD: 1.00%, 60-Month CD: 1.20%, Savings: 0.05%, MMA: 0.44%

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Parkway Bank and Trust Company

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Parkway Bank and Trust Company Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parkway Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Parkway Bank and Trust Company's top rates as of October 12, 2026 are 3.25% APY on its CD Special 13-Month, 0.05% APY on savings, and 0.44% APY on money market accounts, according to rates verified by MonitorBankRates. Other Parkway Bank and Trust Company CD rates include 13-Month CD at 1.25%, 60-Month Certificate at 1.20%, and 12-Month Certificate at 1.00%. MonitorBankRates evaluates the financial stability of Parkway Bank and Trust Company with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.65%. Rates last updated and verified on 10/12/2026.

Parkway Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Parkway Bank and Trust Company? Share your experience about Parkway Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Parkway Bank and Trust Company.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.65%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Parkway Bank and Trust Company

4800 N Harlem Ave
Harwood Heights, IL 60706

https://www.parkwaybank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Parkway Bank and Trust Company CD Rates

Product	Rate	APY	Term
CD Special 13-Month	-	3.25%	13-Month
Min Deposit $1,000 Min Balance $1,000 Details Limited-Time Offer. Automatically renews at maturity into a 12-month CD at the then current rate. For IRA rollovers, check must be present. Commercial accounts are not eligible. Please see a Personal Banker for details. Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00% Sep 24, 20263.25%▲ from 3.00% Sep 20, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
13-Month CD	-	1.25%	13-Month
Min Deposit $5,000 Min Balance $5,000 Details New money only. Automatically renews at maturity into a 12-month CD at the then current rate. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
60 Month Certificate	1.19%	1.20%	60 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
12 Month Certificate	0.99%	1.00%	12 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
18 Month Certificate	0.99%	1.00%	18 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
24 Month Certificate	0.99%	1.00%	24 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
30 Month Certificate	0.99%	1.00%	30 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
36 Month Certificate	0.99%	1.00%	36 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
42 Month Certificate	0.99%	1.00%	42 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
48 Month Certificate	0.99%	1.00%	48 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
9 Month Certificate	0.65%	0.65%	9 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
6 Month Certificate	0.40%	0.40%	6 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
91 Day IRA Certificate	0.30%	0.30%	91 Day
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Savings Rates

Product	Rate	APY	View More
Savings	0.05%	0.05%
Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Money Market Rates

Product	Rate	APY
Personal Preferred Money Market (PPMM)	0.44%	0.44%
Min Balance $2,000,000 Details Balance: Over $2,000,000 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.33% → 0.44% ▲ 0.11 pts · high 0.44% / low 0.33% Sep 20, 20260.44%▲ from 0.33% Sep 14, 20260.33%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.34%	0.34%
Min Balance $1,000,000 Details Balance: $1,000,000 - $1,999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.29% → 0.34% ▲ 0.05 pts · high 0.34% / low 0.29% Sep 20, 20260.34%▲ from 0.29% Sep 14, 20260.29%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.32%	0.32%
Min Balance $300,000 Details Balance: $300,000 - $999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.27% → 0.32% ▲ 0.05 pts · high 0.32% / low 0.27% Sep 20, 20260.32%▲ from 0.27% Sep 14, 20260.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.31%	0.31%
Min Balance $100,000 Details Balance: $100,000 - $299,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.26% → 0.31% ▲ 0.05 pts · high 0.31% / low 0.26% Sep 20, 20260.31%▲ from 0.26% Sep 14, 20260.26%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.18%	0.18%
Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.18% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Personal Preferred Money Market (PPMM)	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500 - $14,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Business Money Market Rates

Product	Rate	APY
Business Preferred Money Market (BPMM)	0.44%	0.44%
Min Balance $2,000,000 Details Balance: Over $2,000,000 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.33% → 0.44% ▲ 0.11 pts · high 0.44% / low 0.33% Sep 20, 20260.44%▲ from 0.33% Sep 14, 20260.33%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.34%	0.34%
Min Balance $1,000,000 Details Balance: $1,000,000 - $1,999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.29% → 0.34% ▲ 0.05 pts · high 0.34% / low 0.29% Sep 20, 20260.34%▲ from 0.29% Sep 14, 20260.29%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.32%	0.32%
Min Balance $300,000 Details Balance: $300,000 - $999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.27% → 0.32% ▲ 0.05 pts · high 0.32% / low 0.27% Sep 20, 20260.32%▲ from 0.27% Sep 14, 20260.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.31%	0.31%
Min Balance $100,000 Details Balance: $100,000 - $299,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.26% → 0.31% ▲ 0.05 pts · high 0.31% / low 0.26% Sep 20, 20260.31%▲ from 0.26% Sep 14, 20260.26%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.18%	0.18%
Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.18% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Business Preferred Money Market (BPMM)	0.10%	0.10%
Min Balance $5,000 Details Balance: $5,000 - $14,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Parkway Bank and Trust Company Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	2.61%	-	2.65%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 30+ debit card transactions post and settle during monthly qualification period; Balance: $0 - $25,000; 30+ debit card transactions post and settle during monthly qualification period Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Kasasa Cash Checking	1.78%	-	1.80%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 12-29 debit card transactions post and settle during monthly qualification period; Balance: $0 - $25,000; 12-29 debit card transactions post and settle during monthly qualification period Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Kasasa Cash Checking	0.05%	-	0.05%
Min Deposit $100 Min Balance $0 Details Balance: All balances if qualifications not met Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Kasasa Saver Savings	1.29%	-	1.30%
Min Balance $0 Details Balance: 0 - $100,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Kasasa Saver Savings	0.05%	-	0.05%
Details All balances if aualifications not met Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
Now Account	0.05%	-	0.05%
Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.10%	-	0.10%
Min Balance $2,500 Details Balance: $2,500 - $14,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.18%	-	0.18%
Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.18% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.20%	-	0.20%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.31%	-	0.31%
Min Balance $100,000 Details Balance: $100,000 - $299,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.31% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.32%	-	0.32%
Min Balance $300,000 Details Balance: $300,000 - $999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.32% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.34%	-	0.34%
Min Balance $1,000,000 Details Balance: $1,000,000 - $1,999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.34% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%
PPMM	0.44%	-	0.44%
Min Balance $2,000,000 Details Balance: Over $2,000,000 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.44% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Parkway Bank and Trust Company’s Texas Ratio rose from 0.15% in Q3 2023 to 8.65% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.7B	8.65%	5.0	A
March 31, 2026	$3.7B	8.63%	5.0	A
December 31, 2025	$3.6B	8.66%	5.0	A
September 30, 2025	$3.7B	9.03%	5.0	A
June 30, 2025	$3.5B	9.18%	5.0	A
March 31, 2025	$3.6B	9.38%	5.0	A
December 31, 2024	$3.6B	9.62%	5.0	A
September 30, 2024	$3.6B	10.11%	5.0	A
June 30, 2024	$3.5B	10.26%	5.0	A
March 31, 2024	$3.5B	9.48%	5.0	A
December 31, 2023	$3.4B	9.66%	5.0	A
September 30, 2023	$3.4B	0.15%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Parkway Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Parkway Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Parkway Bank and Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Parkway Bank and Trust Company

Bank Holding Company PARKWAY BCORP INC

Address 4800 N Harlem Ave, Harwood Heights, IL 60706 · Cook

Website https://www.parkwaybank.com

FDIC Certificate # 19008

Established 19640122

FDIC Insurance Date 19640122

Domestic Offices 27

Total Branches 27

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.65%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2026%

Return on Equity (ROE) 10.6100%

Non-Performing Loans (NPL) 0.84%

Total Assets $3,655,049,000

Total Deposits $2,762,006,000

Equity Capital $410,744,000

Net Income $21,931,000

Headquarters Harwood Heights

Total Branches and Offices 27

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Parkway Bank and Trust Company earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Parkway Bank and Trust Company

How many branches does Parkway Bank and Trust Company operate?

Parkway Bank and Trust Company currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Parkway Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parkway Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Parkway Bank and Trust Company offer online and mobile banking?

Most modern institutions like Parkway Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parkwaybank.com.