Farmers-Merchants B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers-Merchants B&T Co.Today's 12-month CD rates can be found at 1.64%, 6-month CD rates at 2.50% and 3-month CD rates at 3.30%. Current savings rates are at 0.50% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers-Merchants B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers-Merchants B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers-Merchants B&T Co. CD rates. You can also compare Farmers-Merchants B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers-Merchants B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers-Merchants B&T Co.? Share your experience about Farmers-Merchants B&T Co. by leaving a review below, or read customer reviews before you decide to use Farmers-Merchants B&T Co..

Farmers-Merchants B&T Co. Texas Ratio

Farmers-Merchants B&T Co.'s Texas Ratio is at 8.91%, which is considered excellent. The Texas Ratio for Farmers-Merchants B&T Co. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers-Merchants B&T Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers-Merchants B&T Co.
100 S Main St
Breaux Bridge, LA 70517
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Farmers-Merchants B&T Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Vici
Bank of Vici
6-Month CD
4.60%
$1,000
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
48-Month CD
3.79%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.56%
$500
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
12-Month CD
3.54%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
12-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
17-Month CD
3.50%
$1,000
ACFCU
ACFCU
24-Month CD
3.45%
$1,000
First Bank Hampton
First Bank Hampton
36-Month CD
3.35%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
12-Month CD
3.25%
$100
Security Federal Bank
Security Federal Bank
Money Market
3.20%
$100,000
Frost Bank
Frost Bank
6-Month CD
3.05%
$1,000
The Grant County Bank
The Grant County Bank
24-Month CD
3.05%
$500
Murphy Bank
Murphy Bank
24-Month CD
3.00%
$1,000
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
Gesa Credit Union
Gesa Credit Union
High-Yield Savings
3.00%
$100,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
60-Month CD
2.80%
$500
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
2.73%
$0
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
48-Month CD
2.52%
$100
Perennial Bank
Perennial Bank
30-Month CD
2.52%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
12-Month CD
2.52%
$250
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
12-Month CD
2.25%
$50
Monroe Savings Bank
Monroe Savings Bank
36-Month CD
2.15%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
60-Month CD
2.15%
$500
Wells Fargo
Wells Fargo
6-Month CD
2.00%
$0
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
1.75%
$0
Mercer County State Bank
24-Month CD (IRA)
1.49%
$50
USAA
USAA
30-Month CD
1.30%
$1,000
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
WaterStone Bank
WaterStone Bank
60-Month CD
0.70%
$1,000
Citizens State Bank Moundridge, KS
Money Market
0.60%
$1,000
Longview Bank
Longview Bank
Savings
0.50%
$0
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
MVSB
36-Month CD
0.30%
$500
West Pointe Bank
West Pointe Bank
Money Market
0.25%
$2,500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Savings
0.25%
$0
Connection Bank
Connection Bank
Savings
0.15%
$100
Chelsea Groton Bank
Chelsea Groton Bank
12-Month CD
0.10%
$500
Northwest Community Bank
Northwest Community Bank
Money Market
0.10%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
Money Market
0.10%
$0
Sturdy Savings Bank
Sturdy Savings Bank
48-Month CD
0.08%
$500
First FSB of Angola
First FSB of Angola
Passbook Savings
0.05%
$10
Washington Financial Bank
Washington Financial Bank
Money Market
0.05%
$2,500
Regions Bank
Regions Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers-Merchants B&T Co. rate data right now, check back for updates, we are adding rates all the time.

Farmers-Merchants B&T Co. Information

Farmers-Merchants B&T Co.
100 S Main St
Breaux Bridge, LA 70517
St. Martin
Established Date: 01/01/1932
FDIC Certificate #: 9327
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Farmers-Merchants B&T Co. FDIC Insured? Yes
What is Farmers-Merchants B&T Co.'s Cert number? 9327
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers-Merchants B&T Co. Financials

Total Assets:
$445,976,000
Total Deposits:
$331,826,000
Equity Capital:
$47,932,000
Domestic Deposits:
$331,826,000
Net Income:
$1,981,000
Return on Assets:
3.1344%
Quarterly Return on Assets:
1.7800%
Pretax Return on Assets:
1.7781%
Pretax Quarterly Return on Assets:
1.7800%
Return on Equity:
35.6900%
Quarterly Return on Equity:
16.7600%
Common Equity Tier 1 Capital Ratio:
17.6439%
Tier 1 Risk-Based Capital Ratio:
17.6439%
Leverage Tier 1 (Core Capital) Ratio:
12.0609%
Total Risk-Based Capital Ratio (YTD):
39.2087%
Total Interest Income (YTD):
4.9232%
 
 
Headquarters:
Breaux Bridge
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
St. Martin
# of Offices:
6
Metropolitan Statistical Area (MSA):
Lafayette, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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Mortgage Rates: 30 Year Mortgage Rates Decline to 4.90%Mortgage rates declined again this week over last. 30 year mortgage rates are now averaging 4.90 percent, the lowest point 30 year mortgage rates have been in 2010. This is the fourth consecutive week 30 year mortgage rates have gone down. Just over a month ago 30 year mortgage rates were averaging 5.17 percent.
current-mortgage-interest-rates-back-under-500Current 30-year mortgage interest rates are currently back under 5.00 percent according to the latest Weekly Mortgage Application Survey released this morning by the Mortgage Bankers Assocation (MBA).

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