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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Oregonians Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Oregonians Credit Union's IRA CDs 48 month rates are at 3.18%, IRA CDs 12 month rates are at 3.17%, 12 month CD rates are at 3.07%, 12 month CD Account rates are at 3.07%, 12 month CD Accounts rates are at 3.07%. Oregonians Credit Union's savings rates are at 0.09%. Oregonians Credit Union's Personal Loan Rates are at 11.90%. MonitorBankRates evaluates the financial stability of Oregonians Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.77%. Rates were last updated on 03/28/2026. Oregonians Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oregonians Credit Union? Share your experience about Oregonians Credit Union by leaving a review below, or read customer reviews before you decide to use Oregonians Credit Union. Oregonians Credit Union
99 Milwaukie Administration Office 6915 SE Lake Rd
https://www.oregonianscu.com Milwaukie, OR 97267 
Oregonians Credit Union CD Rates
Oregonians Credit Union Savings Rates
Oregonians Credit Union Checking Rates
Oregonians Credit Union Home Equity & HELOC
Oregonians Credit Union Credit Card Rates
Oregonians Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oregonians Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oregonians Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oregonians Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oregonians Credit Union
Website
https://www.oregonianscu.com
Address
6915 SE Lake Rd,
Milwaukie, OR 97267
Phone
503-239-5336
Fax
President
Alicia Anderson
CEO
Sam Launius
Full-Time Employees
67
Part-Time Employees
0
Branch Locations
7
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.77%
Return on Assets (ROA)
0.9480%
Return on Equity (ROE)
5.9370%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
338,309,175
Total Amount of Shares and Deposits
280,773,318
Total Shares and Deposits < 1 Year
276,711,071
Total Shares and Deposits 1 3 Years
2,623,963
Total Shares and Deposits > 3 Years
1,438,284
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,352,282
Total Uninsured Shares and Deposits > $250K (F+J)
2,352,282
Total Insured Shares and Deposits > $250K (item 17 less item K)
278,421,036
Total Interest Expense (Sum of items 6 8)
1,288,687
Share Certificates
1,273
Number of Accounts for Share Drafts
12,940
IRA KEOGH Accounts
751
Number of Accounts for Regular Shares
21,081
Money Market Shares
896
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,803,485
Total Liabilities
284,357,041
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Oregonians Credit UnionIs Oregonians Credit Union a safe place to deposit money?Yes, Oregonians Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7727257748955%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oregonians Credit Union operate?Oregonians Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oregonians Credit Union?Yes, to access services at Oregonians Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oregonians Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oregonians Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oregonians Credit Union offer online and mobile banking?Most modern institutions like Oregonians Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oregonianscu.com. Current Oregonians Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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