What are the current interest rates at Boonville Federal Savings Bank?

Current rates for Boonville Federal Savings Bank include: 12-Month CD: 0.95%, 18-Month CD: 0.30%, 24-Month CD: 3.09%, 36-Month CD: 3.26%, 48-Month CD: 2.82%, 60-Month CD: 3.34%

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Boonville Federal Savings Bank

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Boonville Federal Savings Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Boonville Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Boonville Federal Savings Bank's top rates as of October 12, 2026 are 3.34% APY on its 60-Months 60-Month Certificate, 6.95% on its Single Family/Owner-Occupied Mortgages - 10 Year Fixed, and personal loans from 9.939% APR, according to rates verified by MonitorBankRates. Other Boonville Federal Savings Bank CD rates include 36-Months 36-Month Certificate at 3.26%, 24-Months 24-Month Certificate at 3.09%, and 48-Months 48-Month Certificate at 2.82%. Other Boonville Federal Savings Bank mortgage rates include Single Family/Owner-Occupied Mortgages - 15 Year Fixed at 7.75%, Single Family/Owner-Occupied Mortgages - 20 Year Fixed at 7.95%, and Single Family/Owner-Occupied Mortgages - 30 Year Fixed at 8.50%. MonitorBankRates evaluates the financial stability of Boonville Federal Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.34%. Rates last updated and verified on 10/12/2026.

Boonville Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Boonville Federal Savings Bank? Share your experience about Boonville Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Boonville Federal Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.34%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Boonville Federal Savings Bank

123 N 3rd St
Boonville, IN 47601

https://www.boonville.bank

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Boonville Federal Savings Bank CD Rates

Product	Rate	APY	Term
60 Month Certificate	3.30%	3.34%	60 Months
Min Deposit $500 Details Early Withdrawal Penalty: 365 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.34% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
36 Month Certificate	3.22%	3.26%	36 Months
Min Deposit $500 Details Early Withdrawal Penalty: 365 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.26% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
24 Month Certificate	3.06%	3.09%	24 Months
Min Deposit $500 Details Early Withdrawal Penalty: 180 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.09% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
48 Month Certificate	2.80%	2.82%	48 Months
Min Deposit $500 Details Early Withdrawal Penalty: 365 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.82% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
12 Month Certificate	0.95%	0.95%	12 Months
Min Deposit $500 Details Early Withdrawal Penalty: 180 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.95% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
30 Month Certificate	0.90%	0.90%	30 Months
Min Deposit $500 Details Early Withdrawal Penalty: 180 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.90% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
42 Month Certificate	0.40%	0.40%	42 Months
Min Deposit $500 Details Early Withdrawal Penalty: 365 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.40% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
18 Month Certificate	0.30%	0.30%	18 Months
Min Deposit $500 Details Early Withdrawal Penalty: 180 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
182 Day Certificate	0.20%	0.20%	182 Days
Min Deposit $1,000 Details Early Withdrawal Penalty: 91 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
9 month 09 Month Certificate	0.05%	0.05%	9 Months
Min Deposit $1,000 Details Early Withdrawal Penalty: 91 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
91 Day Certificate	0.05%	0.05%	91 Days
Min Deposit $1,000 Details Early Withdrawal Penalty: 91 Days Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Boonville Federal Savings Bank Mortgage Rates

Product	Rate	Points	APR	Term
Single Family/Owner-Occupied Mortgages - 10 Year Fixed	6.95%	0.5%	7.189%	10 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.19% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Single Family/Owner-Occupied Mortgages - 15 Year Fixed	7.75%	1%	8.006%	15 Years
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 7.51% → 8.01% ▲ 0.50 pts · high 8.01% / low 7.51% Oct 1, 20268.01%▲ from 7.63% Sep 24, 20267.63%▲ from 7.51% Sep 16, 20267.51%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Single Family/Owner-Occupied Mortgages - 20 Year Fixed	7.95%	1%	8.159%	20 Years
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 7.71% → 8.16% ▲ 0.45 pts · high 8.16% / low 7.71% Oct 1, 20268.16%▲ from 8.08% Sep 24, 20268.08%▲ from 7.71% Sep 16, 20267.71%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Single Family/Owner-Occupied Mortgages - 30 Year Fixed	8.50%	1%	8.669%	30 Years
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 8.12% → 8.67% ▲ 0.55 pts · high 8.67% / low 8.12% Oct 1, 20268.67%▲ from 8.29% Sep 24, 20268.29%▲ from 8.12% Sep 16, 20268.12%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Boonville Federal Savings Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity and Improvement Loans	6.75%	-	7.44%	10 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.44% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Home Equity and Improvement Loans	6.95%	-	7.444%	15 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.44% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Home Equity and Improvement Loans	6.50%	-	7.785%	5 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.79% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Boonville Federal Savings Bank Auto Loan Rates

Product	Rate	Points	APR	Term
2026-2027 Auto	6.50%	-	7.332%	60 Months
Details Model Year: 2026-2027 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.33% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
2024-2025 Auto	7.00%	-	7.836%	60 Months
Details Model Year: 2024-2025 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.84% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
2022-2023 Auto	7.50%	-	8.337%	60 Months
Details Model Year: 2022-2023 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
2020-2021 Auto	8.00%	-	8.845%	60 Months
Details Model Year: 2020-2021 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.85% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
2019 & Older Auto	8.95%	-	9.803%	60 Months
Details Model Year: 2019 & Older Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.80% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Boonville Federal Savings Bank Personal Loan Rates

Product	APR	Term
PERSONAL UNSECURED Loan	9.939%	24 months
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 10.49% → 9.94% ▼ 0.55 pts · high 10.49% / low 9.93% Oct 3, 20269.94%▲ from 9.93% Sep 24, 20269.93%▼ from 10.49% Sep 16, 202610.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
PERSONAL UNSECURED Loan	10.028%	36-48 months
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 10.28% → 10.03% ▼ 0.25 pts · high 10.28% / low 10.02% Oct 3, 202610.03%▲ from 10.02% Sep 24, 202610.02%▼ from 10.28% Sep 16, 202610.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
PERSONAL UNSECURED Loan	10.383%	60 months
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 10.42% → 10.38% ▼ 0.04 pts · high 10.42% / low 10.38% Oct 3, 202610.38%▲ from 10.38% Sep 24, 202610.38%▼ from 10.42% Sep 16, 202610.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Boonville Federal Savings Bank’s Texas Ratio rose from 3.47% in Q3 2023 to 7.34% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$72M	7.34%	5.0	A
March 31, 2026	$69M	3.75%	5.0	A+
December 31, 2025	$69M	9.45%	5.0	A
September 30, 2025	$69M	8.00%	5.0	A
June 30, 2025	$70M	3.07%	5.0	A+
March 31, 2025	$69M	9.93%	5.0	A
December 31, 2024	$69M	4.23%	5.0	A+
September 30, 2024	$70M	7.66%	5.0	A
June 30, 2024	$72M	9.40%	5.0	A
March 31, 2024	$72M	6.66%	5.0	A
December 31, 2023	$68M	12.32%	5.0	A
September 30, 2023	$68M	3.47%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Boonville Federal Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Boonville Federal Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Boonville Federal Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Boonville Federal Savings Bank

FDIC Certificate # 30128

Address 123 N 3rd St, Boonville, IN 47601 · Warrick

Website https://www.boonville.bank

Established 19170101

FDIC Insurance Date 19890809

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

7.34%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4766%

Return on Equity (ROE) 5.3700%

Non-Performing Loans (NPL) 0.65%

Total Assets $71,510,000

Total Deposits $53,083,000

Equity Capital $6,305,000

Net Income $167,000

Headquarters Boonville

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Boonville Federal Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Boonville Federal Savings Bank

How many branches does Boonville Federal Savings Bank operate?

Boonville Federal Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Boonville Federal Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Boonville Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Boonville Federal Savings Bank offer online and mobile banking?

Most modern institutions like Boonville Federal Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boonville.bank.