HSBC Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.05% and 3-month CD rates at 3.15%. Current savings rates are at 0.25% and money market rates are at 5.26%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 13.24%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. HSBC Bank USA's 12-Month CD Online rates are at 4.80%, 6-Month CD Online rates are at 4.00%, 24-Month CD Online rates are at 4.00%. HSBC Bank USA's savings rates are at 4.50%.

HSBC Bank USA

To see how these rates compare to HSBC Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from HSBC Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with HSBC Bank USA CD rates. You can also compare HSBC Bank USA savings rates, MMA rates and mortgage rates using our other rate lists.

HSBC Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HSBC Bank USA? Share your experience about HSBC Bank USA by leaving a review below, or read customer reviews before you decide to use HSBC Bank USA.

HSBC Bank USA Texas Ratio

HSBC Bank USA's Texas Ratio is at 3.29%, which is considered excellent. The Texas Ratio for HSBC Bank USA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, HSBC Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.80%
18-Month CD
N/A
24-Month CD
4.00%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
4.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
HSBC Bank USA
1800 Tysons Blvd
Tysons, VA 22102
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

HSBC Bank USA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
HSBC Bank USA
HSBC Bank USA
12-Month CD Online
4.80%
$1,000
HSBC Bank USA
HSBC Bank USA
Premier Relationship Savings
4.50%
$1
HSBC Bank USA
HSBC Bank USA
6-Month CD Online
4.00%
$1,000
HSBC Bank USA
HSBC Bank USA
24-Month CD Online
4.00%
$1,000
HSBC Bank USA
HSBC Bank USA
Premier Checking
0.01%
$5

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare HSBC Bank USA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
6-Month CD
5.25%
$5,000
WCF Financial Bank
WCF Financial Bank
Kasasa Cash Checking
5.00%
$50
Hancock Whitney Bank
Hancock Whitney Bank
3-Month CD
5.00%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD Jumbo special
4.75%
$100,000
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.52%
$1,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
4.50%
$500
Vermont State Bank
Vermont State Bank
60-Month CD
4.30%
$500
FinWise Bank
FinWise Bank
48-Month CD
4.06%
$500
Barclays Bank
Barclays Bank
24-Month CD
4.00%
$0
Liberty Bank, Inc.
Liberty Bank, Inc.
36-Month CD
3.87%
$1,000
AVB Bank
AVB Bank
12-Month CD
3.75%
$2,500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
6-Month CD share certificate
3.55%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
6-Month CD
3.04%
$1,000
River Bank
River Bank
12-Month CD
3.03%
$1,000
1st Community Credit Union
1st Community Credit Union
60-Month CD certificate
2.94%
$1,000
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD Step
2.50%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
60-Month CD
1.45%
$500
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.41%
$100,000
Integrity Bank & Trust
Integrity Bank & Trust
Personal Savings
1.26%
$0
Fayetteville Bank
Fayetteville Bank
24-Month CD
1.11%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
Pinnacle Money Market
1.11%
$250,000
American Bank
American Bank
12-Month CD
1.01%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
1.00%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Savings
0.75%
$100
The Victory Bank
The Victory Bank
48-Month CD
0.75%
$500
Washington Business Bank
Washington Business Bank
60-Month CD
0.75%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
48-Month CD
0.70%
$500
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
0.70%
$5,000
New Mexico Bank and Trust
New Mexico Bank and Trust
24-Month CD
0.70%
$1,000
First Hope Bank
First Hope Bank
60-Month CD
0.60%
$2,500
DB&T
DB&T
36-Month CD
0.60%
$1,000
Liberty Savings Bank
Liberty Savings Bank
Savings Account
0.50%
$5,000
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Money Market - Tier 1
0.35%
$2,500
First State B&T Williston, ND
First State B&T Williston, ND
Classic Savings
0.25%
$200
WebBank
WebBank
60-Month CD
0.25%
$2,500
Bangor Savings Bank
Bangor Savings Bank
Benefit Money Market
0.25%
$5,000
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
Eclipse Bank
Eclipse Bank
3-Month CD
0.10%
$1,000
Abington Bank
Abington Bank
Get More Tiered Money Market
0.10%
$0
Conneaut Savings Bank
Conneaut Savings Bank
Checking Account relationship plus
0.05%
$5,000
GN Bank
GN Bank
3-Month CD
0.05%
$1,000
Marquette Savings Bank
Marquette Savings Bank
Premium Passbook Savings
0.05%
$2,500
Gorham Savings Bank
Gorham Savings Bank
Checking Account
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

HSBC Bank USA Information

HSBC Bank USA
1800 Tysons Blvd
Tysons, VA 22102
Fairfax
Established Date: 07/01/2004
FDIC Certificate #: 57890
Date of FDIC Deposit Insurance: 07/01/2004
Bank Holding Company: HSBC HOLDINGS PLC
How Many Domestic U.S. Offices? 24
How Many Branches are There? 43
Is HSBC Bank USA FDIC Insured? Yes
What is HSBC Bank USA's Cert number? 57890
What is the maximum amount for insured deposits? $250,000 per holder, per account

HSBC Bank USA Financials

Total Assets:
$164,491,861,000
Total Deposits:
$137,933,667,000
Equity Capital:
$16,505,538,000
Domestic Deposits:
$132,679,109,000
Net Income:
$330,669,000
Return on Assets:
0.4757%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0728%
Pretax Quarterly Return on Assets:
1.0700%
Return on Equity:
4.3100%
Quarterly Return on Equity:
8.1700%
Common Equity Tier 1 Capital Ratio:
16.6205%
Tier 1 Risk-Based Capital Ratio:
19.0176%
Leverage Tier 1 (Core Capital) Ratio:
11.9298%
Total Risk-Based Capital Ratio (YTD):
21.0125%
Total Interest Income (YTD):
1.9970%
 
 
Headquarters:
Tysons
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Fairfax
# of Offices:
43
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Highest Savings Account Rates for September 8, 2023

Since the Federal Reserve has been increasing rates for the past 15 months, high-yield savings accounts have become an even more attractive option for savers and investors. Gone are the days of low interest rates for online banks, if you're looking to maximize your returns on your savings account, you've come to the right place. Below, we list some of the highest and most competitive savings account rates available in descending order of the interest rate offered:

Highest Savings Rates:

  • UBS Bank USA: 5.40%, Minimum deposit: $1000
  •     Read more...

    HSBC Bank USA, N.A. 6 Month $25K CD Rates now at 0.75%

    HSBC Bank USA, N.A. 6 Month $25K CD rates are now at 0.75 percent with a yield of 0.75 percent. View current 6 Month $25K CD rates at HSBC Bank USA, N.A. below.     Read more...

    HSBC 6 Month CD Rate

    Competition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.To qualify for the 4.00% APY you must deposit "new money", meaning money not already deposited with HSBC Bank. After you complete the application online ( takes 10 to 15 minutes ) you will receive an application status via email. Your opening deposit can be made by transferring funds from any HSBC or other financial institution checking account or savings account. You can also mail a check made payable to HSBC Bank USA, National Association.You will need the following information to open an account.     Read more...

    Explore Other Rate Deals

    30 year mortgage rates continue to head lower this week. Current 30 year mortgage rates are averaging 4.51% in this week's Mortgage Application Survey released by the Mortgage Bankers Association. The average contact rate for 30 year mortgage loans is down from the prior week's average of 4.54%. Average mortgage points on 30 year loans increased to 1.05 points, up from the previous week's average of 0.94 points.
    Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07%Mortgage rates declined again this week over last, continuing the down trend of the past several weeks. Fixed conforming 30 year mortgage rates are currently averaging 5.07 percent this week, a decrease from the previous week’s average 30 year mortgage rate of 5.14. Low mortgage rates and The First Time Home-Buyer Tax Credit propelled new home sales up 27 percent in March according to the Commerce Department.
    The personal savings rate, not to be confused with savings account rates, increased again this past January. The report Personal Income and Outlays for January 2015, released by Bureau of Economic Analysts, showed the Personal Savings Rate increased to 5.5 percent in January. The rate is up 0.5 percent since December and up 1.00 percent since November 2014.

    Bank or Credit Union Offers and Deals

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    Cross River Bank CD Rates
    Mortgage Rates Edge Slightly Higher but Will Decline if Sequestration Hits
    Agora Lending Mortgage Rates

    Alternative Bank and Credit Union Offers to Explore

    American Bank Money Market Account Rates now at 0.25%
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    4-21 Today's Mortgage Rates: Current 30 Year Mortgage Rates at 4.79%
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    Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
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    Mortgage Rates Increase This Week as Fed Raises Interest Rates
    2/7 Mortgage Rates and Refinance Rates Higher: 30 Year Jumbo Mortgage Rates and Refinancing Rates Averaging 5.50%
    USAA 2.5 Year CD Rates now at 0.85%
    BMO Harris Bank Special CD Rates

    HSBC Bank USA Reviews

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