HSBC Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.82%, 6-month CD rates at 1.66% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. HSBC Bank USA's 12-Month CD (Online) rates are at 3.90%, 6-Month CD (Online) rates are at 3.90%, 24-Month CD (Online) rates are at 3.90%. HSBC Bank USA's savings rates are at 3.75%.
To see how these rates compare to HSBC Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from HSBC Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with HSBC Bank USA CD rates. You can also compare HSBC Bank USA savings rates, MMA rates and mortgage rates using our other rate lists. HSBC Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HSBC Bank USA? Share your experience about HSBC Bank USA by leaving a review below, or read customer reviews before you decide to use HSBC Bank USA. HSBC Bank USA Texas Ratio HSBC Bank USA's Texas Ratio is at 4.01%, which is considered excellent. The Texas Ratio for HSBC Bank USA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, HSBC Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. HSBC Bank USA CD Rates and Interest Rates
HSBC Bank USA
6-Month CD (Online)
3.90%
$1,000
HSBC Bank USA
12-Month CD (Online)
3.90%
$1,000
HSBC Bank USA
24-Month CD (Online)
3.90%
$1,000
HSBC Bank USA
Premier Relationship Savings
3.75%
$1
HSBC Bank USA
Premier Checking
0.01%
$5
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare HSBC Bank USA Rates with Other Competitive Bank and Credit Union Rates
Waterman Bank
High Yield Savings
4.50%
$0
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Redneck Bank, div of All America Bank
Mega Money Market
4.40%
$0
Ohio State Bank
9-Month CD
4.40%
$500
First Bank Hampton
6-Month CD
4.35%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. HSBC Bank USA InformationHSBC Bank USA
1800 Tysons BlvdTysons, VA 22102 Fairfax Established Date: 07/01/2004 FDIC Certificate #: 57890 Date of FDIC Deposit Insurance: 07/01/2004 Bank Holding Company: HSBC HOLDINGS PLC How Many Domestic U.S. Offices? 22 How Many Branches are There? 41 Website: https://www.us.hsbc.com
Is HSBC Bank USA FDIC Insured? Yes
What is HSBC Bank USA's Cert number? 57890
What is the maximum amount for insured deposits? $250,000 per holder, per account
HSBC Bank USA FinancialsTotal Assets:
$163,070,236,000
Total Deposits:
$136,582,346,000
Equity Capital:
$15,662,652,000
Domestic Deposits:
$129,548,803,000
Net Income:
$332,748,000
Return on Assets:
0.7322%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0244%
Pretax Quarterly Return on Assets:
1.0200%
Return on Equity:
7.5300%
Quarterly Return on Equity:
8.5500%
Common Equity Tier 1 Capital Ratio:
16.8364%
Tier 1 Risk-Based Capital Ratio:
18.3851%
Leverage Tier 1 (Core Capital) Ratio:
10.8277%
Total Risk-Based Capital Ratio (YTD):
20.5771%
Total Interest Income (YTD):
4.3398%
Headquarters:
Tysons
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Fairfax
# of Offices:
41
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates made another all-time low in this week's mortgage rates report. Record low mortgage rates can't help the housing market recover. The U.S. Census Bureau and the U.S. Department of Housing and Urban Development said new homes sales fell to their lowest level since the government started tracking new home sales 40 years ago.
 Certificate of deposit rates continued to decline this past week. Continuing their decent since last year when one year certificate of deposit rates could be found over four percent, sometime as high as five percent if the bank offering the one year CD rate was in need of raising capital.
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