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Telhio Credit Union Rates & Review March 2026

Telhio Credit Union's 24 month CD rates are at 4.00%, Business CDs 24 month rates are at 4.00%, 18 month CD rates are at 3.75%, Business CDs 18 month rates are at 3.75%, 60 month CD rates are at 3.65%. Telhio Credit Union's savings rates are at 0.03%. Telhio Credit Union's money market rates are at 0.05%. Telhio Credit Union's Personal Loan Rates are at 10.78%. MonitorBankRates evaluates the financial stability of Telhio Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.81%. Rates were last updated on 03/28/2026.

Telhio Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Telhio Credit Union? Share your experience about Telhio Credit Union by leaving a review below, or read customer reviews before you decide to use Telhio Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.81%
Excellent Higher than avg
Telhio Credit Union
Telhio Credit Union
330 Rush Aly Ste 500
Columbus, OH 43215 3931
https://www.telhio.org
Member NCUA

Telhio Credit Union CD Rates

Product Rate APY Term View More
24 month CD 3.93% 4.00% 24 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 24 month 3.93% 4.00% 24 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
18 month CD 3.69% 3.75% 18 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 18 month 3.69% 3.75% 18 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
60 month CD 3.59% 3.65% 60 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 60 month 3.59% 3.65% 60 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
48 month CD 3.55% 3.60% 48 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 48 month 3.55% 3.60% 48 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
36 month CD 3.50% 3.55% 36 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 36 month 3.50% 3.55% 36 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 12 month 3.40% 3.45% 12 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
12 month CD 3.35% 3.40% 12 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
9 month CD 3.35% 3.40% 9 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 9 month 3.35% 3.40% 9 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
6 month CD 3.25% 3.30% 6 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 6 month 3.25% 3.30% 6 Months
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
91 Days CD 3.01% 3.05% 91 Days
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business CDs 91 Days 3.01% 3.05% 91 Days
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Telhio Credit Union Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 1.00% 1.00%
Min Balance $7,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Health Savings Account (HSA) 0.50% 0.50%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Savings 0.03% 0.03%
Min Deposit $250
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Secondary Savings 0.03% 0.03%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Share Savings 0.03% 0.03%
Min Balance $5
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Telhio Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.20% 1.21%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Money Market 1.15% 1.16%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Money Market 1.10% 1.11%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Money Market 0.95% 0.95%
Min Deposit $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Money Market 0.90% 0.90%
Min Deposit $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Money Market 0.85% 0.85%
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Money Market 0.85% 0.85%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Money Market 0.55% 0.55%
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Money Market 0.55% 0.55%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Business Money Market 0.10% 0.10%
Min Deposit $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Money Market 0.05% 0.05%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Telhio Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Special - - 6.25%
Details Rates as low as 6.25% APR* - plus no closing costs
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Home Equity Line of Credit 6.75% - 6.75% 120 Month Draw Period
Details As Low As; Actual rates may vary based upon one or more of the following: credit rating, value of collateral, and term. Rate will vary based upon the Prime Rate as published in the Wall Street Journal. Maximum APR of 18%. Floor rate of 5%. $300 reimbursement fee applies if HELOC is canceled within the first 24 months. Additional fees may apply. Telhio reserves the right to amend or suspend this program at any time. Maximum LTV 100%.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Fixed Home Equity Loan 7.25% - 7.48% Up to 240 Months
Details As Low As; Actual rates may vary based upon one or more of the following: credit rating, value of collateral, LTV and term. The final APR will be based on the final loan amount and applicable finance charges. Stated APR based on a qualifying fixed home equity loan of $50,000 for 120 months with 80% LTV at a 7.250% rate. Payments per month are $592.88.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Telhio Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan 9.99% 10.78%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Telhio Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Telhio Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Telhio Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Telhio Credit Union
Address 330 Rush Aly Ste 500, Columbus, OH 43215 3931
Phone 614-221-3233
Fax
President Irene Smith
CEO Derrick Bailey
Full-Time Employees 267
Part-Time Employees 4
Branch Locations 12
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.81%
Return on Assets (ROA)
0.1340%
Return on Equity (ROE)
1.3949%
Non-Performing Loans Ratio (NPL)
1.68%
Total Assets
1,355,280,275
Total Amount of Shares and Deposits
1,155,957,247
Total Shares and Deposits < 1 Year
1,071,227,578
Total Shares and Deposits 1 3 Years
70,701,776
Total Shares and Deposits > 3 Years
14,027,893
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
80,188,997
Total Uninsured Shares and Deposits > $250K (F+J)
119,120,848
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,036,836,399
Total Interest Expense (Sum of items 6 8)
18,181,491
Share Certificates
8,904
Number of Accounts for Share Drafts
54,560
IRA KEOGH Accounts
3,370
Number of Accounts for Regular Shares
81,886
All other shares
1,501
Non Member Deposits
3
Money Market Shares
8,488
Net Income (unless the amount is already included in Undivided Earnings)
1,823,569
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
99,359,908
Total Liabilities
1,229,704,663
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Telhio Credit Union

Is Telhio Credit Union a safe place to deposit money?

Yes, Telhio Credit Union is considered a safe financial institution. With a Texas Ratio of 13.812426559305%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Telhio Credit Union operate?

Telhio Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Telhio Credit Union?

Yes, to access services at Telhio Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Telhio Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Telhio Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Telhio Credit Union offer online and mobile banking?

Most modern institutions like Telhio Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.telhio.org.

Current Telhio Credit Union Rates

  • 12-Month CD3.40%
  • 18-Month CD3.75%
  • 24-Month CD4.00%
  • 60-Month CD3.65%
  • Savings0.03%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.